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Author Archive | Florida Insurance Quotes

What does the best Florida home insurance really cover?

The Best Florida Home Insurance Has The Coverage You Really Need Even the best Florida home insurances rates are climbing yearly. Florida is subject to some of the most extreme weather in the nation, and when many homeowners make claims, it’s common for rates to rise in following years. If you’re trying to save money on your home insurance in Florida, shopping around for the lowest price isn’t the only way you can do it. If you understand the most common claims you’re likely to make on your insurance, you can tailor your policy to save money now, and keep […]

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Does insurance in Florida cost more for commercial drivers?

The Lowest FL Car Insurance Quotes Don’t Cover Commercial Drivers No one likes paying a lot for car insurance, but insurance is a requirement if you want to operate a vehicle in the state. Smart consumers often get additional riders on their policies to cover them for additional risks and get higher coverage amounts. It’s important to remember that FL car insurance quotes are only good if you accurately describe the type and amount of driving you’re planning on doing. If you misrepresent your driving habits, even unintentionally, you may end up voiding your insurance and incurring big liabilities with […]

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The Most Expensive State in the U.S

To many people, the sky-high home insurance rates in Florida come as a bit of a surprise. Many friends and family often confess to me that, they find it odd that such a sunny, cheerful state should be effected by such catastrophic home insurance rates. However, to many of us Floridians, crazy expensive homeowners policies have become the norm. However, how many of you knew that Florida actually boasts some of the highest home insurance rates in the entire federal republic of the U.S A? I bet that not many of you knew that. Well, now you do. However, if you […]

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What’s the best health insurance in Florida?

I’ve seen the options! But what’s the best health insurance in Florida? The bill comes in the mail, and you’re suddenly thrown into a whirlwind of anxiety and worry. Medical and hospital bills can decimate a family, and lead to a bankruptcy filing or even the loss of their home. It’s a situation you never want to find yourself in. Unfortunately, though, many people find themselves in that exact situation because they lack the health care coverage they need to protect them from financial ruin from unexpected medical expenses. How do I find the best health insurance in Florida? It’s […]

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The Staggering Cost of Florida Property Insurance Rates

Florida has long been a favorite destination for those hoping to get away from the harsh, bitter winters that plague other parts of the country.  However, there are some things that new arrivals to the Sunshine state should be aware of, one of which is the cost of property insurance. Florida property insurance rates are the highest in the nation, and this has had a devastating impact on both the economy, and homeowners’’ budgets.  When you consider that Florida’s overall reputation has always been a place for rather low cost living, the exorbitant rates are certainly causing many to wonder […]

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Finding Cheap Florida RV Insurance

When you are getting ready to hit the road in your RV, you need to make sure that it is insured properly.  However, you may find that it is rather difficult to find cheap Florida RV insurance.  There are many factors that go into determining RV insurance rates, and understanding them will help you make the best decision for your RV insurance. Florida Storage While crime rates in Florida are lower than other areas, the potential for hurricanes does affect your insurance rates.  If you are storing your RV in Florida, the increased possibility for water and wind damage will […]

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Top 9 Insurances that Your Business Should Have

When you are starting out with your new business, there are some insurance coverages that you should consider adding to your policies.  While not all of these coverages are required, they will provide the business insurance in Florida that will best protect you and your business. Business Property Insurance This business insurance in Florida protects your business property and assets, including any buildings, equipment, computers, and other assets.  Some of these policies also include additional protections against earning losses due to business interruption. General Liability Insurance This required business insurance in Florida covers your business against third party property damage […]

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What to expect from Florida health insurance providers

The Affordable Care Act is something residents of this great nation have been hearing about for the better part of two years.   Essentially, the ACA mandates that all citizens of the United States (with a few exceptions) must have enrolled for health care coverage early in 2014.   Millions of people took to the Internet to examine the different plans available in their state. Many of those people took advantage of now having access to affordable health care coverage, and they quickly signed up.   However, millions of people are still living without some type of health care coverage. […]

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Get the Inside Scoop on Motorcycle Insurance Quotes Florida

If you’re interested in buying insurance for your motorcycle and you live in Florida, USA, learning how to find a host of motorcycle insurance quotes Florida will assist you in finding the perfect level of coverage, for exactly the right price. Since the Internet makes it possible to collect quotes via convenient, online quote calculators, it’s now easier than ever to comparison-shop for the perfect insurance policy of this type. However, it may take a little time to find insurance companies that do offer these quote calculators at their official websites. The key to streamlining the search process is using […]

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The Most Common Property Insurance Claims in Florida

There are many different problems that can lead to increases for property insurance in Florida.  Understanding the most common claims can help you choose the policy that best fits your needs, so you do not have to worry about significant out-of-pocket costs later on. Water Damage Water damage is one of the most frequent filed claims in the state of Florida, but these claims do not include all the costs associated with flooding.  Water damage policies cover sudden issues that result from damaged or broken pipes, or drain failures that result in plumbing backups.  In some Florida counties, these costs […]

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Understanding Tenant Insurance in Florida

If you’re looking for a home in Florida, chances are you’re not in the market to buy one. Everyone knows the real estate market in Florida has not been the best, after all. Fortunately, there are a number of advantages to be gained by renting your home in Florida and financial concerns are chief amongst them. Missing out on property taxes and down payments is nice, but don’t think you’re getting off the hook completely. There is still the issue of tenant insurance in Florida for you to worry about. The Purpose of Florida Tenant Insurance Tenant insurance in Florida […]

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Florida Yacht Insurance

If you are lucky enough to live in Florida and have a large boat, you need to educate yourself on how to protect your investment. Buying Florida yacht insurance is not like buying car insurance. While there are some similarities, there are some differences that you should be aware of when seeking out coverage.   One of the main things you need to establish upfront is the value of your yacht. This is an important point because in the event something happens to your vessel, you want to make sure that you will be receiving the correct replacement value.   […]

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Who Has the Cheapest Renters Insurance In Florida?

Finding The Cheapest Renters Insurance In Florida As a renter, you might think you don’t have to bother with protecting your stuff.  But you need to be aware that your landlord’s insurance does not cover your personal property inside your apartment and out.  And since you’re living among people you have no control over, it only takes one irresponsible person to cause you a whole lot of grief.  Finding the cheapest renters insurance in Florida will make sure you can afford to replace all your “stuff” should the worse happen. Few people consider what the cost would be to replace all […]

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Options for Small Business Insurance in Florida

Florida has one of the largest economies in the United States, which makes it a great place to start a small business.  However, you will need to make sure that you are aware of the insurance requirements that are in place, as well as the additional coverages that you may want to consider when opening your business. Most small business insurance companies provide packages that are designed to address both the requirements stated by law, and additional coverages that provide protections that are unique to Florida.  The following are some of the most common options for small business insurance in […]

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How to Get the Best Whole Life Insurance Quote for Florida

Part of adult life is being covered by insurance. However, there are too many versions of it to list, making it very confusing which kinds you actually need. Car insurance, renters insurance, homeowners insurance and health insurance are all examples of the kind that are pretty much mandatory. You must have them. But that doesn’t mean other options should be ignored. One example is whole life insurance. However, if you want the best whole life insurance quote for Florida, you have to know what you’re doing. What Is Whole Life Insurance? Whole life is just a permanent version of normal life ins. […]

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How to get the best insurance agents to fight over YOU

Nobody wants to have to go through the headache and hassle of chasing down the best offers. At the same time, nobody wants to deal with the major financial disruption that can be getting hit with an emergency that should have been covered by in Florida (but isn’t) – something that can completely cripple your financial future for years and years to come. Luckily, it isn’t all that difficult (if you know how) to get the best renters insurance Florida quote offers delivered directly to your doorway (or email inbox) with shocking regularity. In fact, you can home (anyone can, for […]

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Sunshine State Insurers

A quick Google search for the terms “homeowners insurance companies Florida” shows the consumer an overwhelming list of insurers, and a few articles regarding how to choose a company. Insurers run the gamut from national companies to local companies, from those exclusive to one group (such as military members) to those who cover anyone.  It’s a difficult, if not daunting task to choose, but here are some things that can make it easier for you. Ask Around Ask your friends, family, and neighbors who they use, especially your neighbors.  The people who have lived in your area for a long […]

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What’s up with Florida Health Insurance?

Wide range of options available for Florida health insurance: I simply can’t afford it. I’m young, so why would I need health insurance? It’s too expensive! I don’t even know where to begin. These are all reasons that Florida residents have previously expressed for not carrying health insurance. While the process of obtaining Florida health insurance can be a daunting task, it’s truly never been easier to obtain coverage, no matter what age you are or what pre-existing conditions you may have. Every major health organization and agency in the United States has issued statements and advisories strongly encouraging all […]

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Liability Auto Insurance for Florida

When do you have too much or too little auto insurance? If you are a resident of Florida there is only so little you can get by without. Florida is a no-fault insurance state. By this it is meant that if you aren’t insured, you are breaking the law.  Let’s take a look.   The current minimum Personal Injury Protection (PIP) coverage will address claims of up to $10,000 less any deductible you may have. Coverage includes up to 80% of reasonable medical expenses, 60% of any wages lost due to an accident, and $5,000 in death benefits   The […]

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Florida Motorcycle Insurance

Insure That Hog You need insurance for everything, from health to homeowners to renters to automobile to motorcycles.  If you own it, you can, and should, insure it.  Insurance is there for when bad things happen to you or your stuff. What Insurance Does The ability to repair or replace items, especially expensive items like homes, cars, and motorcycles, is usually outside the financial reach of the average person.  This is especially true if disaster strikes and many of your expensive things are damaged.  Would you be able to afford to replace, say, your motorcycle even, should the worst case […]

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