If you are lucky enough to live in Florida and have a large boat, you need to educate yourself on how to protect your investment. Buying Florida yacht insurance is not like buying car insurance. While there are some similarities, there are some differences that you should be aware of when seeking out coverage. One of the main things you need to establish upfront is the value of your yacht. This is an important point because in the event something happens to your vessel, you want to make sure that you will be receiving the correct replacement value. […]
Author Archive | Florida Insurance Quotes
Who Has the Cheapest Renters Insurance In Florida?
Finding The Cheapest Renters Insurance In Florida As a renter, you might think you don’t have to bother with protecting your stuff. But you need to be aware that your landlord’s insurance does not cover your personal property inside your apartment and out. And since you’re living among people you have no control over, it only takes one irresponsible person to cause you a whole lot of grief. Finding the cheapest renters insurance in Florida will make sure you can afford to replace all your “stuff” should the worse happen. Few people consider what the cost would be to replace all […]
Options for Small Business Insurance in Florida
Florida has one of the largest economies in the United States, which makes it a great place to start a small business. However, you will need to make sure that you are aware of the insurance requirements that are in place, as well as the additional coverages that you may want to consider when opening your business. Most small business insurance companies provide packages that are designed to address both the requirements stated by law, and additional coverages that provide protections that are unique to Florida. The following are some of the most common options for small business insurance in […]
How to Get the Best Whole Life Insurance Quote for Florida
Part of adult life is being covered by insurance. However, there are too many versions of it to list, making it very confusing which kinds you actually need. Car insurance, renters insurance, homeowners insurance and health insurance are all examples of the kind that are pretty much mandatory. You must have them. But that doesn’t mean other options should be ignored. One example is whole life insurance. However, if you want the best whole life insurance quote for Florida, you have to know what you’re doing. What Is Whole Life Insurance? Whole life is just a permanent version of normal life ins. […]
How to get the best insurance agents to fight over YOU
Nobody wants to have to go through the headache and hassle of chasing down the best offers. At the same time, nobody wants to deal with the major financial disruption that can be getting hit with an emergency that should have been covered by in Florida (but isn’t) – something that can completely cripple your financial future for years and years to come. Luckily, it isn’t all that difficult (if you know how) to get the best renters insurance Florida quote offers delivered directly to your doorway (or email inbox) with shocking regularity. In fact, you can home (anyone can, for […]
What’s up with Florida Health Insurance?
Wide range of options available for Florida health insurance: I simply can’t afford it. I’m young, so why would I need health insurance? It’s too expensive! I don’t even know where to begin. These are all reasons that Florida residents have previously expressed for not carrying health insurance. While the process of obtaining Florida health insurance can be a daunting task, it’s truly never been easier to obtain coverage, no matter what age you are or what pre-existing conditions you may have. Every major health organization and agency in the United States has issued statements and advisories strongly encouraging all […]
Florida home insurance companies
Three things Florida home insurance companies don’t want you to know While the overwhelming majority of Florida home insurance companies out there are on the “up and up” and run completely legitimate businesses, there are a number of less than ethical insurance companies looking to squeeze every penny out of anyone they can – with absolutely no worry or concern about what it does to you. And even if there isn’t any malicious intent behind some of the actions that Florida home insurance companies take they might still be keeping you from saving all of the money that you otherwise […]
Liability Auto Insurance for Florida
When do you have too much or too little auto insurance? If you are a resident of Florida there is only so little you can get by without. Florida is a no-fault insurance state. By this it is meant that if you aren’t insured, you are breaking the law. Let’s take a look. The current minimum Personal Injury Protection (PIP) coverage will address claims of up to $10,000 less any deductible you may have. Coverage includes up to 80% of reasonable medical expenses, 60% of any wages lost due to an accident, and $5,000 in death benefits The […]
Florida Motorcycle Insurance
Insure That Hog You need insurance for everything, from health to homeowners to renters to automobile to motorcycles. If you own it, you can, and should, insure it. Insurance is there for when bad things happen to you or your stuff. What Insurance Does The ability to repair or replace items, especially expensive items like homes, cars, and motorcycles, is usually outside the financial reach of the average person. This is especially true if disaster strikes and many of your expensive things are damaged. Would you be able to afford to replace, say, your motorcycle even, should the worst case […]
Florida Businesses Want Federal Medicaid Aid
TALLAHASSEE — Two business-backed health insurance coalitions sent a caution sign Wednesday in order to Florida’s employers about the effects concerning rejecting Medicaid expansion for the uninsured. In the best nutshell: brace yourselves, this really is bad towards your business. That they argue it if lawmakers consistently turn away an estimated $51 billion inside federal finances to purchase expanding Medicaid protection, businesses might limit growth, businesses might flee to states among more competitive health insurance coverage markets and whatever firm remaining standing that will pays towards well being insurance does see it is premiums rise because hospitals and doctors move […]
Florida Business Insurance
Owning your own business can be a rewarding venture, not only financially, but also for the satisfaction of being your own boss. But, unfortunately, it’s not all good times and glamor. There are a lot of things to keep track of. Things like regulations, state and federal laws, requirements and financial reporting. Knowing the ins and outs of Florida business insurance will not only help keep you on the right side of the law, it will also offer your it the protection it needs to survive and prosper. What Your Florida Small Business Insurance Should Cover In the state […]
FL Renters Insurance
Just because you’re not a homeowner, don’t think you don’t need to protect your belongings. Renter’s insurance is an affordable and smart way to protect yourself and your possessions. FL renter’s insurance can make sure you aren’t left with a huge financial burden should something happen to make your dwelling unlivable and that destroys all your belongings. You’re probably already thinking that your possessions are meager, that you’re just starting out and haven’t acquired a lot of things. But take a moment and look around. Check out your closet and start making a mental note of how much it […]
Florida Commercial Auto Insurance
How do you know if you need to purchase a commercial auto insurance policy? There are some businesses that require you to have a commercial policy and some that you can still get by with just your personal coverage. If you work as a self employed business person, only work part time, don’t drive over 100 miles per day and don’t use your vehicle to transport others, you may be covered by your personal coverage. These jobs may include social workers, various party plan independent consultants, home health care workers, etc. Your personal policy will not cover your vehicle […]
A Sea of Insurance
A Sea of Insurance You love your boat. You love sailing it around the beautiful waters off the coast of FL. Whether you’re on the Gulf side or the Atlantic side, or even down near the Caribbean, you want to protect your investment. Florida marine insurance is there to help repair or replace your ship should it get damaged. Just because you pilot it safely doesn’t mean every boater on the water is as safety conscious. All it takes to ruin your day on the water is an inexperienced, intoxicated, or careless boater to hit your boat. Or a storm could […]
Finding the Best Florida Motorhome Insurance
If you own a recreational vehicle, commonly referred to as a motorhome, in Florida, you will need to make sure that you have the coverage you need. Even though you may already have automotive insurance, you will need an additional policy that specifically covers your Motorhome in order to be in compliance with Florida laws. There are growing numbers of RVs on the roads in Florida, which also means an increase in the number of larger vehicle accidents. If you want to make sure you are protected if an accident happens, you need to find the best Florida RV insurance. State […]
Weird insurance policies
Insurance has been around for centuries. The Chinese started practicing it to protect their wares from risks as they distributed them and traveled along treacherous waterways. Soon it became a practice to also insure the lives of people. Today, we have it for just about anything. If you can name it, an insurance policy can be written up to cover it. It’s spooky When haunted houses became popular as a form of entertainment, boo! Insurance policies became the norm to protect haunted house owners from claims that visitors were frightened to death. Seriously, it happened in St. Louis when […]
Need A Florida Insurance Quote? Read These Tips To Get Good Rates
Looking for quality Florida insurance seems as easy as looking up information via a search engine—and going from there. If you just find a website like FloridaInsuranceQuotes.net and enroll from there, you’re going to end up getting the best deal possible. The thing is, although you might think you have a good policy now, it doesn’t mean that it’s that good. You might even end up overpaying every month or have policy features that don’t match to what your lifestyle actually requires. Thanks to this, it’s important to look into the type of ins. you can get, right before […]
Best Life Insurance – Florida Insurance Companies
When you’re ready to buy a policy, of course you want the best life insurance Florida companies have to offer. By doing a little research, you’ll be able to find a company that can discuss all the options available and provide you with the best policy for your situation. While no one likes to think about their own mortality, death is inevitable. Making the necessary preparations can help ensure that those left behind aren’t saddled with additional financial burdens. Buying coverage now can help make sure your family can stay in the family home, that any children will be able to […]
Best Automotive Insurance in Florida
The Weight Here comes a million dollar question for you. What is the best auto insurance in Florida? Before we go there, let’s step back for a moment to gather some important information that may help determine your choice. First, best is a relative term. Every Florida insurer will claim to be the best, if you never need it. The focus of any answer will depend on you and your particular needs. If you can afford top-of-the-line coverage there is a company or even companies that will cater to your specific needs. On the other hand, if you […]
Life Insurance FL
The “Ins and Outs” of Purchasing Life Insurance Living Life to the Fullest Whether you’re in your thirties or forties and want to live life basking in the golden sunshine of the Florida coast, or reached your “Golden Years” and want to “migrate” South to mingle with the other seasonal snowbirds, or decided the Sunshine State is where you want to be, if you haven’t already, it’s time to consider life insurance FL. Many people don’t know where to begin when choosing a life ins. policy, and it’s important to know the “ins and outs” so you get the […]