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Author Archive | Florida Insurance Quotes

Florida Yacht Insurance

If you are lucky enough to live in Florida and have a large boat, you need to educate yourself on how to protect your investment. Buying Florida yacht insurance is not like buying car insurance. While there are some similarities, there are some differences that you should be aware of when seeking out coverage.   One of the main things you need to establish upfront is the value of your yacht. This is an important point because in the event something happens to your vessel, you want to make sure that you will be receiving the correct replacement value.   […]

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Who Has the Cheapest Renters Insurance In Florida?

Finding The Cheapest Renters Insurance In Florida As a renter, you might think you don’t have to bother with protecting your stuff.  But you need to be aware that your landlord’s insurance does not cover your personal property inside your apartment and out.  And since you’re living among people you have no control over, it only takes one irresponsible person to cause you a whole lot of grief.  Finding the cheapest renters insurance in Florida will make sure you can afford to replace all your “stuff” should the worse happen. Few people consider what the cost would be to replace all […]

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Options for Small Business Insurance in Florida

Florida has one of the largest economies in the United States, which makes it a great place to start a small business.  However, you will need to make sure that you are aware of the insurance requirements that are in place, as well as the additional coverages that you may want to consider when opening your business. Most small business insurance companies provide packages that are designed to address both the requirements stated by law, and additional coverages that provide protections that are unique to Florida.  The following are some of the most common options for small business insurance in […]

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How to Get the Best Whole Life Insurance Quote for Florida

Part of adult life is being covered by insurance. However, there are too many versions of it to list, making it very confusing which kinds you actually need. Car insurance, renters insurance, homeowners insurance and health insurance are all examples of the kind that are pretty much mandatory. You must have them. But that doesn’t mean other options should be ignored. One example is whole life insurance. However, if you want the best whole life insurance quote for Florida, you have to know what you’re doing. What Is Whole Life Insurance? Whole life is just a permanent version of normal life ins. […]

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How to get the best insurance agents to fight over YOU

Nobody wants to have to go through the headache and hassle of chasing down the best offers. At the same time, nobody wants to deal with the major financial disruption that can be getting hit with an emergency that should have been covered by in Florida (but isn’t) – something that can completely cripple your financial future for years and years to come. Luckily, it isn’t all that difficult (if you know how) to get the best insurance Florida quote offers delivered directly to your doorway (or email inbox) with shocking regularity. In fact, you can home (anyone can, for that […]

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Liability Auto Insurance for Florida

When do you have too much or too little auto insurance? If you are a resident of Florida there is only so little you can get by without. Florida is a no-fault insurance state. By this it is meant that if you aren’t insured, you are breaking the law.  Let’s take a look.   The current minimum Personal Injury Protection (PIP) coverage will address claims of up to $10,000 less any deductible you may have. Coverage includes up to 80% of reasonable medical expenses, 60% of any wages lost due to an accident, and $5,000 in death benefits   The […]

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Florida Motorcycle Insurance

Insure That Hog You need insurance for everything, from health to homeowners to renters to automobile to motorcycles.  If you own it, you can, and should, insure it.  Insurance is there for when bad things happen to you or your stuff. What Insurance Does The ability to repair or replace items, especially expensive items like homes, cars, and motorcycles, is usually outside the financial reach of the average person.  This is especially true if disaster strikes and many of your expensive things are damaged.  Would you be able to afford to replace, say, your motorcycle even, should the worst case […]

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Florida Businesses Want Federal Medicaid Aid

TALLAHASSEE — Two business-backed health insurance coalitions sent a caution sign Wednesday in order to Florida’s employers about the effects concerning rejecting Medicaid expansion for the uninsured. In the best nutshell: brace yourselves, this really is bad towards your business. That they argue it if lawmakers consistently turn away an estimated $51 billion inside federal finances to purchase expanding Medicaid protection, businesses might limit growth, businesses might flee to states among more competitive health insurance coverage markets and whatever firm remaining standing that will pays towards well being insurance does see it is premiums rise because hospitals and doctors move […]

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FL Renters Insurance

Just because you’re not a homeowner, don’t think you don’t need to protect your belongings.   Renter’s insurance is an affordable and smart way to protect yourself and your possessions.  FL renter’s insurance can make sure you aren’t left with a huge financial burden should something happen to make your dwelling unlivable and that destroys all your belongings.   You’re probably already thinking that your possessions are meager, that you’re just starting out and haven’t acquired a lot of things.  But take a moment and look around.  Check out your closet and start making a mental note of how much it […]

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Florida Commercial Auto Insurance

How do you know if you need to purchase a Florida commercial auto insurance policy?  There are some businesses that require you to have a commercial policy and some that you can still get by with just your personal coverage.  If you work as a self employed business person,  only work part time, don’t drive over 100 miles per day and don’t use your vehicle to transport others, you may be covered by your personal coverage.  These jobs may include social workers, various party plan independent consultants, home health care workers, etc.   Your personal policy will not cover your […]

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Finding the Best Florida Motorhome Insurance

If you own a recreational vehicle, commonly referred to as a motorhome, in Florida, you will need to make sure that you have the coverage you need.  Even though you may already have automotive insurance, you will need an additional policy that specifically covers your Motorhome in order to be in compliance with Florida laws. There are growing numbers of RVs on the roads in Florida, which also means an increase in the number of larger vehicle accidents.  If you want to make sure you are protected if an accident happens, you need to find the best Florida RV insurance. State […]

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Best Automotive Insurance in Florida

What do you consider to be the “best”?   Here comes a million dollar question for you. What is the best auto insurance in Florida? Before we go there, let’s step back for a moment to gather some important information that may help determine your choice. First, best is a relative term. Every Florida insurer will claim to be the best, if you never need it. The focus of any answer will depend on you and your particular needs.  If you can afford top-of-the-line coverage there is a company or even companies that will cater to your specific needs. On […]

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Cheap Florida Renters Insurance

It’s not always sunny in Florida   Florida is one of the world’s dream destinations to live in: incredible weather, all year round – providing that you can stomach the incredible heights that the temperature reaches in summer – great tourist attractions, beautifully open boulevards, fantastically inviting accommodation. And, given the exciting sports news hitting the region (ex-MLS star David Beckham is launching a new soccer franchise in Miami), it looks like even more people may be moving into the sunshine state in the near future and finding somewhere to live. The only problem? Florida is renowned for having difficult […]

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Discount auto insurance Florida

When it comes to automotive coverage, there will always be a lot of questions to answer and concerns to address (which must be taken care of on an individual basis, of course).  Likewise, each state has its own unique rules, regulations and considerations to take note of before actually purchasing a policy.   The same exact sentiment should also apply to what kinds of policy specifics each individual person (or their whole family will) ultimately need as well.  In the state of Florida, there are obviously lots of great options for the discount seeker, including a number of companies that specialize […]

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Understanding Individual Health Insurance Options

The new laws and requirements for health insurance can make the entire process seem confusing.  However, if you take the time to consider your needs properly, you will be able to choose the best health insurance for individuals in Florida.   Subsidies One important step in finding health insurance is to determine whether you qualify for subsidies.  If you do qualify for them, they will help to reduce your personal costs for monthly premiums, or offer tax credits.  If you qualify for a subsidy, you will need to choose a plan that is approved by both the Florida and federal […]

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Picking From All the Auto Insurance Companies in Florida

Just about everyone owns a car these days or is working to buy one. Without transportation, your options in life are very limited. However, you need more than just a car and gas to get where you’re going in Florida. While having coverage for your vehicle is always a good idea, in Florida it’s mandatory. If you get behind the wheel of your car without car insurance, you’re violating the wall and a mere speeding ticket can quickly turn into a much, much bigger problem. That being said, there are countless auto insurance companies in Florida to choose from, so consider […]

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Companies writing homeowners insurance in Florida

Who Covers Your Hazards? There are many companies writing homeowners insurance in Florida.  Some are for specific groups – such as USAA for military service members – and some are your standard national insurers – such as All State.  Not all of them are going to work for you. In fact, as a Florida homeowner, you’re faced with the task of narrowing the field to one insurer to cover hazards to your home.  So which one do you pick?  Well, that depends on a lot of factors. Not all insurance companies are the same.  That seems to go without saying, […]

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Renter’s Insurance Is More Important Than Tenants Think

People who rent also need some type of protection for their rental property. Although it’s easy enough to pass such a task to your landlord, they ultimately get insurance for their entire building and not the separate units themselves. As a tenant, in fact, it’s up to you to get the protection that your apartment needs to thrive.   You’ve probably disregarded the notion of getting what’s known as renter’s insurance in the past—and that’s perfectly fine. Though, the thing is, having renter’s insurance is important. You might not think that you need renter’s insurance in Florida—but, the prospect of […]

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How to Choose the Best Health Insurance

If you are looking for the best health insurance in Florida, the sheer number of choices available might overwhelm you.  These tips will help you understand what you need in a health insurance plan, and give you a better understanding of terms like deductible, premiums, copays, and coinsurance.  The proper knowledge will help you get the insurance you need on your current budget, and help you avoid overpaying. Consider Your Needs When considering your health insurance Florida options, you need to determine what you actually need your coverage to include.  While there is no way of knowing whether an illness […]

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RV Insurance, Rising Costs… and How You Can Save

Every driver across the United States has some kind of car insurance policy. Homeowners within the country have insurance policies to cover their homes in the event of something happening to their homes. Though, if you have an alternative investment like a recreational vehicle, is it the right choice to get an insurance policy to protect it?   According to many industry experts, the answer is actually yes. Even though some people find a recreational vehicle insurance policy superfluous or, in other words, unnecessary doesn’t mean that it’s not an insurance policy that’s needed to protect the vehicle as an […]

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