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Author Archive | Florida Insurance Quotes

Top 9 Florida Business Insurance Types That Everyone Should Have.

When owners start their new business, there are some insurance coverages that they should consider adding to their policies. While not all ranges are required, everyone should have the top 9 Florida business insurance types. Business Property Insurance This business insurance in Florida protects the business property and assets, including any buildings, equipment, computers, and other assets. These policies also include additional protections against earning losses due to business interruption. General Liability Insurance In Florida, this required business insurance covers the business against third-party property damage. In addition, it covers bodily injury caused by services, products, or employees. Commercial Auto […]

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Finding Cheap Florida RV Insurance

Everyone needs to ensure adequate protection before hitting the road in an RV. However, shoppers may find it rather difficult to find cheap Florida RV insurance. It is not easy because many factors determine RV insurance rates. As a result, understanding them will help shoppers make the best decision on RV insurance. Storage Affects RV premiums In Florida. While crime rates in Florida may be lower than in other areas, a hurricane’s potential affects insurance rates. In addition, if storing the RV in Florida, the increased possibility of water and wind damage will result in higher rates. Recreational Or Full-Time […]

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Boat Insurance Florida Helmspeople Will Not Sail Without.

Boat Insurance Florida

If anyone lives in Florida, they have probably been on a boat. The question is, were they protected while enjoying the day on the water? Unfortunately, the average consumer often overlooks Florida’s boat insurance because most owners do not realize they need protection. This type of coverage applies to all kinds of motorized water-based vehicles. These include fishing boats, yachts, jet skis, and pontoon boats. Boat Insurance Florida helmspeople love the protection that accepts liability for the passengers and provides them with peace of mind. Most boat insurance policies do not cover small watercraft like canoes, kayaks, and paddle boats. […]

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Finding The Best Florida Motorhome Insurance

They must ensure their coverage if they own a motorhome in Florida. Even though they may already have automotive insurance, they will need an additional policy covering a motorhome. The proper coverage will put them in compliance with Florida laws. In addition, there are growing numbers of motorhomes on the roads in Florida. Therefore, this means an increase in more significant vehicle accidents. As a result, they must find the best Florida motorhome insurance to ensure they are protected if an accident happens. State Minimum Coverages As with all vehicle policies, Florida requires certain minimum coverages. These coverages are $10,000 […]

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Searching For Florida Health Insurance Outside The Enrollment Period?

Florida health insurance outside the enrollment period

Health insurance is a touchy topic in Florida nowadays. Especially as many residents continue to have difficulty enrolling in available Florida health insurance plans, at least in the health insurance plans provided by the new healthcare marketplace produced by the Affordable Healthcare Act. However, finding Florida health insurance outside the enrollment period is nearly impossible.   What Are The Issues With Enrolling In Florida Health Insurance Outside The Enrollment Period?   As soon as Florida enacted the new healthcare measures, the federal government allowed people to enroll in new health insurance plans based on their income threshold. Although the Fed designed […]

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Florida Auto Insurance Quotes Explained In Detail.

Every time we drive a vehicle, we expose ourselves to risks on the road. There are road hazards, weather hazards, and other drivers to avoid. We all do our best to prevent accidents, but there are times when threats damage the vehicle on the road. For example, we can avoid driving in hurricanes with adequate preparation time, but what about sudden storms? The weather is one reason shoppers should get updated Florida auto insurance quotes. What Are The Most Significant Risks In Florida? We will want to ensure our carrier covers the automobile if a flash flood causes damage to […]

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South Florida Homeowners Insurance

Southern Florida has the highest home insurance in the United States. So it is given that residents wonder why coverage is so expensive. Florida leads all other states when it comes to insured catastrophic risk. The higher the chance of risk, the more expensive the homeowners.   Why Does South Florida Have Gigher Homeowners Insurance? Higher South Florida homeowners insurance prices are due to the constant destruction caused by hurricanes, high winds, flooding, tornadoes, and other natural disasters. However, one of the main perils that Floridians face is hurricanes. Each year storms cause massive amounts of damage in South Florida. In […]

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How To Save On The Best RV Insurance In Florida.

best RV Insurance in Florida

Every driver across the United States has a car insurance policy. Homeowners have insurance policies to cover their homes if something happens. If they have an alternative investment like a recreational vehicle, is it the right choice to get the best RV Insurance in Florida to protect it? According to many industry experts, the answer is actually yes. So even though some people find a recreational vehicle insurance policy may not be required, it is needed to protect the vehicle. Recreational vehicles, or RV insurance, cover motor homes, travel trailers, campers, and horse trailers. Many recreational vehicle policies offer different […]

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Tips For Buying Business Insurance In Florida

business insurance florida

Are Owners Purchasing Business Insurance Services In Florida For The Very First Time? Owning and operating their own business is one of the best ways to secure their financial future today. Too many people discover that the old “get a good job” comments are not always from the most educated places. In addition, our modern economy shows just how difficult (and fast-changing) things will get in the future. By owning their own business, owners will be their bosses. Owners will be able to enjoy the profits the company creates and the freedom it allows to take advantage of moving forward. […]

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Florida’s New Fraud-Fighting Database Has More Benefits That People Realize.

Florida Business Insurance Quotes

Florida Governor Rick Scott signed a new law changing the check-cashing business. It will offer state fraud investigators a new weapon in the fight against fraud. The law mandates that the check cashing stores check Florida’s new fraud-fighting database before cashing checks over $1,000. Check cashing operations must record and report: payer payee cost billed social security number workers’ compensation insurance plan number (in case the check out made out to a company) This database can cross-reference the Secretary of State’s database, allowing investigators to observe prospective fraudulent activity associated with workers’ compensation claims. Florida’s New Fraud-Fighting Database. Chief Economic […]

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Florida Life Insurance Goes Unpaid More Than People Realize.

Florida Insurance Quotes

A few years ago, Sharon Likins learned about the state government’s bounty of unclaimed revenue flipped around by banks, insurance companies, and others. So, the Florida retiree started the state’s “treasure hunt” website and discovered three hundred dollars in her late mother’s name. The Florida life insurance policy was a little incentive from an existing insurance policy with Prudential. Sharon Made A Significant Florida Life Insurance Discovery. The discovery had been a pleasant surprise, though it raised a question. Just what occurred to the initial policy that Likins had not known about? They did not discuss anything about having an […]

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Finding Florida Motorcycle Insurance Quotes Is Easier Than Riders Think.

If Floridian is interested in buying insurance for a motorcycle, learning how to find multiple insurance quotes in Florida will help. In addition, it will assist in finding the perfect level of coverage for precisely the right price. Since the Internet makes it possible to collect quotes via convenient online quote calculators, it is now easier to compare-shop for the perfect insurance policy of this type. However, finding insurance companies that offer these quote calculators on their official websites may take a little time. The key to streamlining the search process is using the right keywords within Google or another […]

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Options For Florida Small Business Insurance

Florida has one of the largest economies in the United States. Therefore, that makes it a great place to start a small business. First, however, companies must know the law’s Florida small business insurance requirements. Furthermore, they may want to consider additional coverages when opening the business. Most companies provide packages designed to address the requirements stated by law and additional coverages that provide protections unique to Florida. The following are some of the most common Florida trim business insurance options. General Liability Florida Small Business Insurance These coverages protect the business from lawsuits or legal action. Therefore, they are […]

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How To Get The Best Florida Whole Life Insurance

Part of adult life is shopping for insurance. However, there are too many versions to list, confusing which customers need. In addition, customers might not need insurance. However, that does not mean ignoring options. Florida Whole Life Insurance is but one example. In addition, if shoppers want the best Florida whole life insurance, they must know what to do. What Is Florida Whole Life Insurance? Whole life is just a permanent version of Standard Life Insurance. It protects things like: However, whole life also makes it possible to receive dividends. That is advantageous as it allows the policy to grow […]

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