Wide range of options available for Florida health insurance:
I simply can’t afford it. I’m young, so why would I need health insurance?
It’s too expensive! I don’t even know where to begin.
These are all reasons that Florida residents have previously expressed for not carrying health insurance.
While the process of obtaining Florida health insurance can be a daunting task, it’s truly never been easier to obtain coverage, no matter what age you are or what pre-existing conditions you may have.
Every major health organization and agency in the United States has issued statements and advisories strongly encouraging all citizens to carry health insurance. Those who truly can’t afford comprehensive and all inclusive coverage can opt to carry only catastrophic coverage, which is usually available for a much lower premium.
Didn’t sign up? Expect to pay a penalty
While access to affordable health care coverage has been an ongoing issue for many decades, the Affordable Care Act now mandates that all United States citizens must carry some type of health insurance. There are a few exceptions to the rule, such as religious beliefs and low income levels. But primarily, if you’re a citizen of the United States, you’re now mandated to carry health insurance or pay a penalty.
Those who didn’t sign up for Florida health insurance by the deadline can expect to pay a penalty of $95 for each adult, or 1 percent of their annual income. With the government offering subsidies for those who make a lower annual wage, it’s far less expensive in many cases to pay a monthly premium for health insurance in FL.
In addition, by not carrying some type of insurance, you’re undoubtedly risking what could turn into your family’s financial ruin if you or a family member is involved in a serious car accident, or are diagnosed with a serious illness.
Without Florida health insurance, you will be responsible for 100 percent of your medical bills, which can devastate your financial outlook for years and could eventually lead to bankruptcy or ruined credit scores.
Florida health insurance allows you access to preventative care
Let’s face it. As the years pass, our bodies begin to fail us and what might not have been an issue in our 20s shows itself in our 30s, 40s and beyond. When you carry Florida personal health insurance, you’re allowing yourself access to not only medical coverage, but preventative care as well.
In many cases, preventative care is the difference between aging gracefully and aging with lots of aches and pains. Taking care of your body now can make your Golden years more enjoyable and productive.
Many Florida health insurance providers cover preventative care, such as yearly mammograms, colorectal exams and other medical tests and procedures that are meant to spot serious health issues early on. Early diagnosis of many medical issues can literally mean the difference between life or death.
If you haven’t already, sign up for a Florida health insurance plan today from Florida Insurance Quotes and get the process started. You’ll be glad you did.