Finding affordable homeowners insurance in Florida is not easy. Especially because Florida has the highest homeowners rates of any other state. These high rates are mostly due to the major risks that living in Florida brings. For example the increased likelihood of hurricanes or tornadoes. However, this should not come as a surprise considering Florida’s coastal geography. In fact, these perils cause thousands of dollars worth of damages in claims every year. Due to the frequency of claims, you may notice that your FL homeowners rates are slightly increasing.
On average, how much is homeowners insurance in Florida?
The average cost of homeowners insurance in Florida is $2,350. This is nearly double the national average of $1,200. Of course, you will have to purchase a policy because of the risk of damages from severe storms, tornados, and wildfires increase every single year. As you may already know, insurance carriers calculate the cost of your policy by asking “what are the chances that something bad will happen?” The higher the chance of something bad happening, the more expensive your policy will be. Florida is especially risky due to crime, weather, and home values.
How can I find homeowners insurance in Florida?
FloridaInsuranceQuotes.net can help you find the cheapest homeowners insurance in your area! We specialize in the Florida insurance market. With homeowners rates steadily increasing each year, your best option is to let us do the work for you. Especially because many big name providers choose not to operate in Florida. That’s more than enough of a reason to collect quotes from us, that way you can easily determine which companies can provide the right coverage for you. Why not take the easy route and let us present you with the right homeowners insurance in Florida policy that fits your needs?
To help get you started here is how we can find you the cheapest policy. First, our online system can instantly compare you with over 20 different companies. By doing so, this speeds up the entire process and eliminates the need for scouring the web trying to find companies and quotes. Let’s face it, how much time would you waste searching for that? Hours? Why do that when we can provide you with the best quotes on the web in under 30 seconds?
Just because the average cost of homeowners insurance in Florida is twice the national average doesn’t mean that you still can’t find a great policy within your budget. We are here to help all Floridians save on their homeowners. Ready to get started? Go ahead and click on the gold “get a quote” button to start saving.