Three things Florida home insurance companies don’t want you to know
While the overwhelming majority of Florida home insurance companies out there are on the “up and up” and run completely legitimate businesses, there are a number of less than ethical insurance companies looking to squeeze every penny out of anyone they can – with absolutely no worry or concern about what it does to you.
And even if there isn’t any malicious intent behind some of the actions that Florida home insurance companies take they might still be keeping you from saving all of the money that you otherwise would be, which is why you’ll want to pay close attention to all of the details included below.
While nowhere near the completed comprehensive list of everything that Florida home insurance companies may try to “hide” from you, here are just a couple of things that you’ll want to be aware of before you sign up for coverage with any of them!
You can always shop for a better deal
The first thing that you need to know is that you are always – ALWAYS – able to shop for a better deal whenever you are looking for Florida home insurance.
Even though you have signed an agreement with a particular insurance agency, you still have the right to investigate and research the rates available from other Florida home insurance companies (as well as the coverage that they provide) and make the decision to “jump ship” whenever you feel like it.
If you use this as a powerful bargaining tool at the negotiation table, you could end up with significant savings – and an endless source of significant savings, if you use it once a year or so – that can help you to protect your bank account and your property at the exact same time!
You might be available for significant discounts that are “hidden” from the general public
Secondly, there may (or may not) the significant discounts, deals, and “hidden offers” that different Florida home insurance companies make available that aren’t exactly advertised to the general public were everyone that walks through those doors.
Remember, Florida insurance salesmen are (usually) paid on commission – in the last thing that you want to do is significantly lower the amount of money that they make on each and every sale. This is true even if it puts money in your back pocket, as it’s only going to take money out of theirs.
Every once in a while you’ll come across an ethical Florida insurance salesman, and they’ll let you in on the fat there are steep discounts and significant savings available. However, if you aren’t dealing with one of these “unicorns”, don’t be afraid to ask about these deals and discounts to see if you are eligible.
Until you sign on the dotted line you aren’t “locked into” anything
Finally, any and all of the agreements that you have made with your insurance agent need absolutely nothing until you sign on the dotted line. Do not let anyone bully you into agreeing to terms that you are uncomfortable with, prices that you don’t think you can pay, or coverage that you simply do not need if you haven’t signed anything.
Use this info to protect yourself moving forward and contact YourFloridaInsuranceQuotes.com to let us do all the legwork securing your coverage.