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Car Insurance In Florida

Living in Florida chances are you own a car.  Unlike many other states with extensive transportation systems, Florida is one of the few states where driving is the norm.  And as a car owner and driver, you’re probably quite familiar with the way car insurance in Florida works.  You may know, for example, that Florida is one of the few “no fault” states.  What this means is that if you’re in a car accident and suffer bodily injury, your policy covers medical expenses up to a certain amount whether the accident was your fault or not.

You are probably also aware that car insurance in Florida is mandated by law and that the minimum requirements are not as high as in some other states.  Florida law requires a policy coverage of at least $10,000 for personal injury and $10,000 for property damage.  In other states these could be much higher and may include other requirements.

While, you may be quite familiar with the law and minimum requirements and may even have added additional coverage, you may have a teen in your household who may be getting close to becoming a driver.  Now it’s time to think about protecting your child while taking advantage of some of the many discounts out there.


The thought of having your child become a driver can be really nerve wrecking.  Enrolling your teen in a safe driver program will not only provide some peace of mind for you as a parent but some companies may reward you for it with a discount.  Another way to get some savings is if your child is a good student.  And this is not just for high school students.  Students under the age of 25 who maintain a B average are eligible for the good student discount.

How much or how little your teen drives may be another factor in the price you pay.  And as your child graduates high school and […]

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Auto Insurance, Drivers And Why It’s Necessary For Florida Residents

Before hitting the road, you need Florida auto insurance. Most, if not all, drivers can’t actually drive without having some type of auto policy covering themselves and their vehicle. Anything can happen on the road—and, if you don’t have coverage at the moment of that something happening, that could cause you more trouble than you expect.


So, if you’re looking to shop for Florida car insurance anytime soon, you need to keep this in mind—shop for car insurance coverage that best fits your insurance needs and the needs of the vehicle that you drive.


Before shopping for auto insurance, think about what type of coverage you need. There are many different types of coverage options, and you’re not going to need all of them at once for you and/or your vehicle. To start, every state covers vehicles and drivers against liabilities. Other additional options generally include comprehensive and collision coverage.


The hows and whys


With road travel abundance throughout the state of Florida, it’s only natural that there are several auto insurance options within the state. Though, before even settling for any auto insurance plan within the state of Florida, it’s important for people like yourself to understand the ‘hows and whys’ of auto insurance.


Like many other states, Florida requires all drivers to have some form of car insurance policy. Auto insurance policies, in general, are designed to protect the driver and their vehicle, and as mentioned, keep yourself and your vehicle well protected against liabilities in an accident or other troublesome situation.


If you get into an accident – like if you swerve and end up hitting another car in traffic – you can immediately file a claim under your active auto insurance […]

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