Insurance policies that cover loss or damage to property are a security blanket for homeowners. It allows them a sense of security in the event of a disaster. No one expects to lose their home and possessions, but people go through it every day. Homeowners insurance policy protects dwellings and belongings.
In some states, such as Florida, additional coverage may be warranted as severe weather can occur during certain months of the year. Contact your local insurance agency to find out your Florida home insurance quotes today.
Many home insurance policies cover natural disasters, home invasions and liability if someone is injured on your property and sue you for damages. However, there are other coverages areas you may not know. We’ve made a list of 8 facts about home insurance you should be aware of before you sign on the dotted line.
- Home Office Equipment Might Not Be Covered
If your home office is ransacked or otherwise damaged, your policy may only cover minor losses. Your best bet if you work from home is to get a separate policy that covers home office equipment more fully than the basic homeowners policy.
Bringing your work equipment home from the office may help you complete work assignments on time. However, you should review your employer’s insurance policy to ensure the equipment is covered while in your possession. Your local insurance company can address your questions about the coverage of office equipment as well.
- Some Policies Ban Coverage for Certain Pets
You may have heard of renters having a hard time finding apartments that allow certain dog breeds. You might be surprised to know that getting homeowners insurance can be equally as difficult. Some insurance companies have policies against breeds based on size and behavior. Large dogs, such as Rottweilers, are notoriously difficult to find coverage for.
When you’re looking […]