A Sea of Insurance options in Florida
You love your boat. You love sailing it around the beautiful waters off the coast of FL. Whether you’re on the Gulf side or the Atlantic side, or even down near the Caribbean, you want to protect your investment.
Florida marine insurance is there to help repair or replace your ship should it get damaged. Just because you pilot it safely doesn’t mean every boater on the water is as safety conscious. All it takes to ruin your day on the water is an inexperienced, intoxicated, or careless boater to hit your boat. Or a storm could come up. There are many risks inherent in boat ownership.
Float Your Boat
Boats are designed to be in water. That brings a whole new level of risk to the table for you and your insurance company. And before you think your homeowner’s policy will cover your boat, read it. Ask the company before you take that sail boat or power boat for a spin. If it doesn’t cover it, and it most likely doesn’t, you need specific coverage for your boat.
Did you budget for nautical coverage? Many owners don’t, as they assume – albeit incorrectly – that their homeowners policy covers their boat. If not, never fear, cheap boat insurance Florida compliant is available.
Compliance is a word you hear a lot. It simply means that the coverage is in line with current coverage laws and regulations. Start with the company you use for your homeowners or renters policy. If they are different from your auto insurance company, get one from the auto agent, too.
Bundle Up Tight
Don’t forget, a great way to save money is to use one company for everything. So, while you’re getting a quote, if your home and auto policies aren’t bundled, […]