Welcome to the Sunshine State, where the weather is warm, the beaches are pristine, and the palm trees sway gently in the breeze. Florida is famous for its abundant sunshine, but did you know it also has some unexpected auto insurance essentials? Buckle up and get ready to discover the hidden gems that make auto insurance in the Sunshine State a unique experience!

Why Drivers Need Florida Auto Insurance

Before hitting the road, everyone needs Florida auto insurance. Most, if not all, drivers can only drive with some auto policy covering themselves and their vehicles. We all know that anything can happen while driving a car. If you do not have auto insurance and something happens, you could end up without a car and a lifetime of medical debt. Do not take that risk. Instead, shop for Florida auto insurance from Florida Insurance Quotes today.

Shopping for auto insurance in Florida that best fits your needs has always been challenging. However, our online calculator has made it simple. But, before shopping for auto insurance, you should consider what coverage you need. There are many different options for auto insurance in Florida, but everyone will at least need liability insurance. Every state requires this coverage for any liabilities due to an accident. Moreover, there are additional options, including comprehensive and collision coverage. Keep reading to determine your needs, or click “Get A Quote” to receive your Florida auto insurance quote now. 

Why Auto Insurance in Florida is Critical

With the population abundance throughout Florida, it is only natural that several auto insurance options exist. However, before settling for any auto insurance plan, intelligent drivers like you should take the time to understand auto insurance […]

How To Choose The Best Car Insurance In Florida

Carriers in Florida are not all created equal. For example, suppose drivers want to find the best car insurance in Florida. In that case, they will need to choose with care. To find the best means performing careful comparison shopping to select firms with great business reputations. In addition to finding the best company, they must ensure they choose the preferred level of coverage. Finally, drivers must ensure this policy will not be too expensive for their needs. Once customers research online, they should feel more confident they found the best car insurance Florida offers.

Comparing Quotes Yields The Best Car Insurance In Florida.

The best car insurance in Florida has an online presence. Florida Insurance Quotes operates independently of official carrier websites. As a result, we feature loads of practical information about policies, services, and premiums. They will be ready to make the most of the procedure by checking out our site. Without performing adequate due diligence before a policy purchase, they may not get the level of coverage that they need for a price that anyone can afford.

The next step is obtaining multiple quotes offered by the carriers in Florida. Any company they work with should have a strong ranking at the Better Business Bureau, whether large, mid-size,d or small. In addition, the company should offer affordable policies, whether they are primary or comprehensive. However, […]

Florida requires FR44 insurance when applying to reinstate their driver’s license following a DUI or DWI conviction. FR44 is a document showing financial responsibility and proving that they carry coverage. However, FR44 requires liability coverage limits to exceed Florida’s minimum. In addition, they may see the term “FR44” written in various ways. For example, they will see it as “FR-44,” “FR44,” and “FR 44.” These variations are still the same thing, just written differently.

Why Do They Need FR44?

The state of Florida requires FR44 insurance. Drivers guilty of a DUI will have their license suspended and have quite a cost increase to their auto rates over the next five years. The FR44 is aside from the usual penalties such as fines, jail time, and license suspension. To get a license reinstated, they will have to purchase this.

When Is FR44 Insurance Required In Florida?

There are a few instances in which Florida will require FR44. Each of these instances is listed below. For the most part, it is self-explanatory.

• Law enforcement catches them driving a vehicle under drugs or alcohol.
• Police discovered them operating a motor vehicle without a suspended license.
• The customer has federal law, state law, or local ordinance violations.

How Do They Get An FR44, And How Long Do […]

Every time we drive a vehicle, we expose ourselves to risks on the road. There are road hazards, weather hazards, and other drivers to avoid. We all do our best to prevent accidents, but there are times when threats damage the vehicle on the road. For example, we can avoid driving in hurricanes with adequate preparation time, but what about sudden storms? The weather is one reason shoppers should get updated Florida auto insurance quotes.

What Are The Most Significant Risks In Florida?

We will want to ensure our carrier covers the automobile if a flash flood causes damage to the vehicle. The most significant risk of all time is from other drivers simultaneously on the road. For example, drivers distracted by cell phones are not paying attention to the road. Florida auto insurance deals with all these situations. We want to protect the driver and vehicle in an accident.

Florida auto insurance quotes differ significantly from other states, so we must understand our insurance needs before choosing a policy. The following tips will help us make the best decisions regarding finding auto insurance in Florida.

What Does Florida Require In An Auto Insurance Policy? 

All drivers who register vehicles with four or more wheels carry insurance coverage on their automobiles. However, unlike most other states, Florida only demands two types of coverage to operate a vehicle legally. An agent will detail this when we get auto insurance quotes in Florida. Furthermore, it is best to understand the laws before speaking with someone.

Personal Injury Protection

Florida is one of the few states that require PIP insurance. As a result, all drivers must […]

As we settle into the new year, many news resources recount actions throughout several industries throughout 2022. While some sectors experienced slowing growth, others surprisingly finished the year with better sales than expected. For example, the car industry finished surprisingly at the end of 2022, with many automotive industry sources citing better-than-expected results. So, how did the auto industry in 2022 get the job done? This brief article will look at the industry’s activity throughout 2022.

The Auto Industry In 2022 Had More Robust Sales Than Anticipated. 

The most surprising thing about the car industry at the end of 2022 was the sales results many companies experienced. While many people did refrain from buying cars in December, many companies still earned their shares on the market. The known companies selling vehicles within the United States, according to sales tracker source Autodata, ‘earned 15.6 million buyers in 2022.’ That was notably up 9.2 percent from the previous year, the highest earnings since 2022.

Brands that performed well throughout the year included Subaru, Nissan, Hyundai, and BMW. However, many buyers appeared to have gravitated toward buying older vehicles. In addition, more people are spending their money conservatively in post-recession times. People were still buying in December, though, according to price tracker TrueCar. The car price research site found that most car incentive programs topped out at an average of $2,676 per vehicle, 4 percent more than the results from the […]

They live in Florida, and a ridesharing company like Uber or Lyft signed them to work. Do people know that they will need to purchase rideshare insurance in Florida? If they have not considered this coverage before, then they should. Drivers could face some serious issues by not having the proper coverage.

Florida is home to the largest rideshare markets in the country. Miami, Tampa, Orlando, and Daytona Beach are significant ridesharing hotspots. Unfortunately, rideshare insurance in Florida did not exist until 2017. Which is simply crazy considering how long this service has been in business. Farmers Insurance was the first insurer to provide this coverage type soon after. Other companies followed.

Which companies offer rideshare insurance in Florida?

Drivers must know which companies can cover them. Here is a list of companies that can provide them with a rideshare policy in Florida.

• Farmers Insurance
• Geico
• Mercury
• Progressive
• State Farm

So Do Ridesharing Companies Provide Them With The Coverage They Need?

Uber and Lyft can provide drivers with decent coverage if a passenger in the car is waiting to pick up a passenger. However, they will not provide collision coverage if they sit and wait for a ride request to come in. They will only offer limited liability and property damage coverage at that time. In other terms, while drivers are waiting for a ride request, Uber or Lyft are not paying for any damages or medical expenses that may incur due to an accident. They will only cover them for damages done to the other vehicle and the passenger’s injuries in that vehicle.

Does Auto Insurance Cover Everyone?

The auto insurance will not cover an accident while waiting for a ride request. Unless Florida Insurance Quotes equips them with a rideshare policy, the insurer will not cover any accidents while driving for Lyft or Uber. Suppose they go for either of these companies and […]