No two states in the United States are identical regarding auto insurance laws. Therefore, when purchasing a policy, it is essential to understand Florida car insurance laws. Additionally, we must follow appropriate rules to be fully protected while driving in Florida.
Florida Car Insurance Law Required Minimums.
According to Florida State law, all drivers must carry the following coverage to meet the minimum requirements. Drivers must have bodily injury coverage of at least $10,000 for single drivers. For two or more people, the coverage requirement is $20,000. In addition to physical injury coverage, all drivers must have at least $10,000 liability coverage for any property damage. Additional requirements come into play when DUIs, accidents, or suspended driver’s licenses.
Florida Rental Car Requirements.
Renting a car means that driver must still meet the minimum requirements. Florida auto insurance laws still apply to rental vehicles. When renting an automobile in the State of FL, each renter must ensure that they still have the minimum coverage required by law. The driver can obtain this coverage either by buying from the rental car company or having a rental-car rider on their policy.