When you are starting out with your new business, there are some insurance coverages that you should consider adding to your policies. While not all of these coverages are required, they will provide the business insurance in Florida that will best protect you and your business.
This business insurance in Florida protects your business property and assets, including any buildings, equipment, computers, and other assets. Some of these policies also include additional protections against earning losses due to business interruption.
This required business insurance in Florida covers your business against third party property damage or bodily injury that is caused by your services, products, or employees.
Commercial auto insurance is also required for Florida businesses. This insurance covers all vehicles used by your business, including company cars, trucks, SUVs, and vans in the event of an accident. If your employees use their own vehicles for work purposes, you should consider non-owned liability coverage in case the employee does not have insurance.
This type of business insurance in Florida provides all state required coverages in a single package. These policies can be tailored to your specific business needs, and can result in significant savings over purchasing each policy individually.