What do you consider to be the “best”?
Here comes a million dollar question for you. What is the best auto insurance in Florida? Before we go there, let’s step back for a moment to gather some important information that may help determine your choice.
First, best is a relative term. Every Florida insurer will claim to be the best, if you never need it. The focus of any answer will depend on you and your particular needs. If you can afford top-of-the-line coverage there is a company or even companies that will cater to your specific needs. On the other hand, if you are someone with an 8 to 5 job, can’t afford the very best in auto insurance, and have a pretty decent driving record you might find yourself better served by a different company than our first example.
Going to the other end of the scale, if you need coverage, just graduated high school, are a male who has never had coverage before your needs are going to be entirely different as well. What follows is a simple process you can use to answer this question for yourself.
Prepare yourself: This means doing some online research into what Florida requires in coverage from you, which firms offer the type of coverage you need, and of course your budget.
Apply the information: Information is only as valuable as how you use it. If you have done your research you should have a pretty good idea of what kind of coverage you should have and who provides that kind of coverage
Get a quote: Once you have narrowed your choices down, fill out our form and get a free quote. This is not only a simple courtesy, but as your policy needs changed it is important to have an agent that keeps you in the loop. In many instances it is your agent that becomes your advocate in case of an accident.
Decision time: By now you should have a pretty good idea of the good, the bad, and the ugly. Keep only those that you judge to be among the good. Now you need to make a weighted list. The weighted list places a number value on the areas you identify as most important in obtaining your coverage.