You live in Florida, the land of sunshine and beaches. It’s also the land of hurricanes, and flooding near the coastline. Not to mention the myriad other things, natural and man-made that can damage your home, inside and out. In other words, you need home insurance. Home insurance companies in Florida run the gamut of good to abysmal, so you don’t want open the yellow pages and use the “close your eyes and point” method to pick one. This is one of the most important decisions you as a homeowner will face. After all, whichever home insurer you choose will […]
Author Archive | Florida Insurance Quotes
Homeowner Insurance Companies in Florida
A quick Google search for the terms “homeowners insurance companies Florida” shows a consumer an overwhelming list of insurers and a few articles regarding how to choose a company. Insurers run the gamut from national companies to local companies, from those exclusive to one group (such as military members) to those who cover anyone. There are many companies writing homeowners insurance in Florida. Some are for specific groups – such as USAA for military service members – and some are your standard national insurers – such as State Farm. Not all of them are going to work for you. […]
What is no fault insurance in Florida?
Florida is a no fault state. Therefore, it follows a No-Fault law. However many people aren’t exactly sure of the ins and outs of the No-Fault law. It is important that you completely understand this process as it is a key step when it comes to purchasing Florida auto insurance. What is No-Fault Insurance? No fault insurance in Florida will require all drivers out there to purchase auto insurance that includes personal injury protection and property damage liability benefits. Personal Injury Protection will be able to pay (the insured) medical bills, no matter who is at fault for an […]
No fault coverage in Florida, what are the requirements?
Every time you drive your vehicle you are exposing yourself to risks on the road. There are road hazards, weather hazards and the biggest unknown of all other drivers. We all do our best to avoid road hazards but there are times when your car is damaged from hazards encountered on the road. We can avoid driving in weather hazards like hurricanes since we are giving adequate time to prepare and protect our vehicles but what about sudden storms that spring up? You will want to make sure you are covered in the event that weather hazards cause damage to […]
Safeguard Your Home With Home Insurance
If you already own a home, particularly in Florida, you’ve probably already worked hard to secure finances, take care of legalities and move your family into what’s essentially the home of your dreams. After all of that hard work, there’s nothing wrong with taking the time to enjoy your home as it is. So, if you’ve already worked that hard to make sure that your home is the best it can be, it’s only natural to want to protect your home. Insurance is not just a necessity for your health and your vehicles, but for your home, too. […]
What You Should Know About Car insurance in FL
Florida insurance laws are quite different from the requirements in other states, so it is important that you understand exactly what your insurance requirements are before choosing a policy. The following tips will help you make the best decisions when it comes to finding car insurance in fl. Required Insurance Florida requires all drivers who register vehicles with four or more wheels to carry insurance coverage on their vehicle. Unlike most other states, Florida only requires two types of coverages to legally operate a vehicle. No Fault or Personal Injury Protection No Fault, or PIP insurance is required in Florida. […]
You want the “best”, How about more coverage for less?
How to Choose the Best Auto Insurance Companies in Florida Companies in Florida are not all created equal. If you want to find the best auto insurance companies in Florida, you will need to choose with care and this means performing careful comparison-shopping in order to select firms with great business reputations. In addition to finding the right company, you will need to ensure that you select a great policy that gives you your preferred level of coverage and that this sort of policy won’t be too expensive for your needs. Once you’ve taken care of a little homework and […]
How to find low cost car insurance for Florida residence
Florida has some of the highest auto rates in the country, so it can really pay to shop around for the lowest priced policy. Car insurance policy rates vary widely from one company to the next, even when comparing policies in the same city. The low cost auto coverage Florida drivers want can depend on other factors besides the underwriter, so wise consumers should educate themselves on ways to pay as little as possible while still getting the coverage they need. There Are Many Insurers In Florida Offering Many Different Policies There are over twenty-five different companies offering coverage in the state […]
Four More Reasons to Have Car Insurance
Getting coverage has never been easier thanks to the internet. In fact, online it takes less than 10 minutes through some our online quote system. This reduces the excuses for drivers in the states to not have legal coverage. Getting Florida online auto insurance quotes is quick, simple, and could ultimately save you a great deal of financial suffering and inconvenience. Accidents without coverage can be overwhelming expensive, including medical bills, vehicle replacement costs, pain and suffering money and other charges. No. 1: Even if you do Not Have coverage, you are Still Liable for Damages and Injuries Just because a driver does not […]
Speeding in Florida likely to increase your Insurance Rate
Speeding racers are far more very likely to get ticketed inside the Sunshine Government when compared to in every some other state, based on a brand new research. In 2011, Florida authorities handed out 17,995 non-criminal traffic citations for speeding above the posted limit, and additionally some sort of extra 6,132 citations for driving too fast for road circumstances, according to data from all the Florida Highway Area of Highway Safety and also Motor Vehicles. Georgia and additionally Nevada happened to be fastened for the second probably government to get slapped through a speeding ticket. These people were followed by […]
How to compare auto insurance in Florida
It may be time for you to be switching auto insurance or if you are a new driver to get it for the first time. Like any savvy consumer though you don’t want to take your first option but instead you want to a little shopping and find out what your best deal and what is perhaps the best company for your particular needs. Not everyone is going to be driving a ferrari and it helps to compare auto insurance in Florida since in this state it tends to be a quite a bit more expensive. One such service that […]
Florida Homeowners Insurance For Trampolines
Trampolines are a type of device that characteristically features a piece of strong tight fabric stretched taut over a steel frame featuring several coiled springs. This produces a device that’s bouncy enough to launch people in the air when they jump onto it. While the fabric mat that stretches over the frame isn’t entirely elastic, it’s the responsibility of the coiled springs that produce the elasticity causing the bouncy effect, since they store potential energy. Trampolines are an object of affection for kids, though they’re also commonly used in sports and recreational contexts where the device may be […]
Who has the best insurance in Florida?
How to find the best Florida insurance for your needs Those trying to find the best Florida insurance for their needs can find the process to be a bit of a headache and hassle. There are going to be a tremendous amount of different insurance services and insurance agents promising you the best Florida insurance around – but as we all know, some are going to be much better than others. In an effort to help you find the best Florida insurance that you are looking for, this quick guide has been put together. Pay attention to the three specific […]
Is there relief in sight for homeowners insurance rates in Florida?
The premium bill comes in the mail and it is a familiar scene played out all across Florida. You stand there, shaking your head, wondering why the homeowners insurance rates in Florida continue to rise. The answer, unfortunately, is probably not one that you want to hear. According to a recent report by the National Association of Insurance Commissioners, residents of the state of Florida are now paying an annual premium of approximately $2,000 a year for property insurance. That figure is more than double over the national average of just under $1,000 annually. Additionally, owners of Florida condominiums are […]
Be Prepared for Your Florida Property Insurance Purchase
Most homeowners have a requirement commonly referred to as Florida property insurance, but it can be a rather confusing process. If you are trying to find the best rates possible for your unique situation, understanding the questions an agent will ask you is very important. Understanding the most frequently asked questions will ensure that you are able to provide as much information as possible to get the right coverages, and the best rates. Residence Type Florida property insurance coverages vary greatly depending on the type of home you live in. There are different coverage limits and policies depending on what type […]
State Senate Bill May Provide Options For Florida Flood Insurance
Florida homeowners may soon gain more options for flood insurance, more than what’s offered by the current federally subsidized national program, due to a measure that’s designed to help encourage more private flood insurance companies to enter the market. Earlier this month, the Florida Senate passed the bill, which would provide Florida residents with the flood insurance alternatives they’ve probably wanted. While many Floridan residents do need some type of flood insurance, especially if they live in flood-prone parts of the state, the lack of options on the market make it difficult for Florida residents to get true […]
Florida homeowner’s insurance comparison
Breaking down your Florida homeowners insurance comparison Trying to find the best Florida homeowners insurance is nowhere near as simple or as straightforward as most companies make it out to be. In fact, it can even be argued that if you are finding the Florida homeowners insurance comparison process to be almost too easy, too effortless, and too simplified and streamlined your likely being lied to (or at least misled) into grabbing Florida homeowners insurance and that might not be the best value or bang for your buck. But use the information below in this quick guide to help you […]
How to Get the Best Florida Renters Insurance Quotes
When you searching for a home in Florida, one decision you’ll eventually need to make is rent or buy? There are numerous advantages and disadvantages to both options, of course, and the right choice will have a lot to do with your own personal needs where a home is concerned. However, the two choices have a lot in common too. One is that you need insurance to live in either. For renters, it’s known as renters insurance and it essentially functions the same way home owners insurance does. While it’s not nearly as expensive, securing fair Florida renters insurance quotes […]
Understanding Florida RV Insurance
While owning an RV can be an exciting time filled with adventures to new places, you have to make sure that you have the correct amount of insurance coverage to keep yourself protected. The first step in choosing Florida RV insurance is to understand the coverages that you are required to have on your recreational vehicle. Minimum Coverages You are required to carry specific minimum coverages on your Florida RV insurance in order to register it. When looking for insurance, you need to make sure that the policy includes at least: $10,000 personal injury protection $10,000 property damage liability Personal […]
Here’s to your health
A GUIDE FOR FINDING THE BEST HEALTH INSURANCE QUOTES FLORIDA HAS TO OFFER It’s never been more important to have quality insurance coverage. With premiums going up and the need for quality insurance being proven across the board and in a variety of different fields, what once seemed to many like an option or even an unattainable luxury has quickly become an absolute necessity. This is all the more true in the age of Obamacare. Love it or hate it, health insurance and the new reform policies have brought the need for finding good, affordable coverage to the center […]