Owners of condominiums need to purchase coverage. In fact, condo insurance in Florida can be quite tricky. While technically a policy is not required by law, your condo association will require it. Knowing the perfect amount of coverage you need can be confusing. As you may already know, multi-family units and single family units will have different needs. Condo owners need to understand that there may be a need to have two different types of policies to protect their major financial investment. The first policy is usually provided by your condominium association. This will consist of covering the building exterior […]

Finding homeowners insurance in Miami can be quite a task. There are so many options available out there, it’s overwhelming to think about. By conducting proper research online, you can find affordable coverage with a trustworthy carrier. By shopping online here at Florida Insurance Quotes, you can easily start saving hundreds on a policy. Miami home insurance prices are increasing each year. It’s rare to see a decrease in premiums when comparing to other states. In fact, Miami is home to the highest premiums in the nation. The average annual premium here is around $1900 per year. When it comes […]

Have you heard the term “hurricane insurance in Florida”? We all have. While this is a commonly used term, it sort of doesn’t exist. However, there is a combination of policies that can protect your home from hurricanes and there damages. If you are a FL resident and live in a hurricane zone, it’s recommended to purchase as much extra coverage as you can afford.   Florida homeowners is the first step when it comes to protecting your home. In fact, you may be able to supplement your policy with windstorm insurance or even flood insurance. A standard wind insurance […]

Do you own a mobile home in Florida? Are you confused whether not you can purchase mobile home insurance in Florida? Let’s clear up this confusion! Here’s everything you need to know about insuring your mobile home. A mobile home is perfect for Florida. This is due to the affordability and warmer weather the Sunshine State provides. Actually, 1 in every 3 homes built in Florida is a mobile or manufactured home. Before buying a mobile home, it is important you understand all the details. Can I get mobile or moble home insurance in Florida? The answer is obviously yes, […]

Finding affordable homeowners insurance in Florida is not easy.  Especially because Florida has the highest average cost of homeowners insurance in the US. These high prices are mostly due to the major risks that living in Florida brings. For example the increased likelihood of hurricanes or tornadoes. However, this should not come as a surprise considering Florida’s coastal geography. In fact, these perils cause thousands of dollars worth of damages in claims every year. Due to the frequency of claims, you may notice that your FL homeowners prices are slightly increasing.   On average, how much is homeowners insurance in […]

Trying to secure cheap Florida homeowners insurance can be quite a task. However, that does not mean it’s difficult. With some planning ahead and taking the time to review everything, you can lock down that cheap policy you’ve been looking for. Finding coverage is easy. All it takes is for you to collect a few quotes. Did you know that by shopping around with us can save you hundreds of dollars on a policy? Here is how you can do just that.   Secure your quotes with us    Start off by collecting quotes from multiple companies right here. There is no […]

What happened? Florida homeowners are frantically trying to shop for a new insurance policy after companies have dropped over 87,000 Florida policies. This sudden policy drop is due to expensive hurricane damages throughout the state. Did you know hurricanes Irma and Michael caused over $15 billion dollars’ worth in claims alone? Along with hurricane damages, water damage claims are skyrocketing. This has caused Florida home insurance costs to rise, leading to major carriers to drop their customers. Citizens Property states that an increase in non-weather related water claims has affected claims too. That includes plumbing issues, roof problems, and other […]