Owners of condominiums need to purchase coverage. In fact, condo insurance in Florida can be quite tricky. While technically a policy is not required by law, your condo association will require it. Knowing the perfect amount of coverage you need can be confusing. As you may already know, multi-family units and single family units will have different needs. Condo owners need to understand that there may be a need to have two different types of policies to protect their major financial investment. The first policy is usually provided by your condominium association. This will consist of covering the building exterior […]
Author Archive | Florida Insurance Quotes
Home Insurance In Miami FL
Finding homeowners insurance in Miami can be quite a task. There are so many options available out there, it’s overwhelming to think about. By conducting proper research online, you can find affordable coverage with a trustworthy carrier. By shopping online here at Florida Insurance Quotes, you can easily start saving hundreds on a policy. Miami home insurance prices are increasing each year. It’s rare to see a decrease in premiums when comparing to other states. In fact, Miami is home to the highest premiums in the nation. The average annual premium here is around $1900 per year. When it comes […]
How Much Is Hurricane Insurance In Florida?
Have you heard the term “hurricane insurance in Florida”? We all have. While this is a commonly used term, it sort of doesn’t exist. However, there is a combination of policies that can protect your home from hurricanes and there damages. If you are a FL resident and live in a hurricane zone, it’s recommended to purchase as much extra coverage as you can afford. Florida homeowners is the first step when it comes to protecting your home. In fact, you may be able to supplement your policy with windstorm insurance or even flood insurance. A standard wind insurance […]
Rideshare Insurance in Florida
Do you live in Florida and are currently signed on to work for a ridesharing company such as Uber or Lyft? Did you know that you will need to purchase rideshare insurance in Florida? If you have not considered this coverage before, then you should. You could face some serious issues by not having the right coverage. Florida is home to the largest rideshare markets in the country. In fact, some of the major hotspots for ridesharing are Miami, Tampa, Orlando, and Daytona Beach. Actually, rideshare insurance in Florida did not exist until 2017. Which is simply crazy considering […]
What is fr44 insurance in Florida?
Fr44 insurance in Florida is required when a person is applying to reinstate their driver’s license following a DUI or DWI conviction. An FR44 is simply a document that shows financial responsibility proving that you carry coverage. However, an fr44 requires your liability coverage limits to be higher than Florida’s minimum. You may see the term “fr44” a variety of ways. For instance, FR-44 and FR 44. These variations are still the same type of coverage, just written with a different style. Why do I need FR44? The state of Florida requires FR44 insurance. Drivers guilty of a DUI […]
Mobile Home Insurance in Florida
Do you own a mobile home in Florida? Are you confused whether not you can purchase mobile home insurance in Florida? Let’s clear up this confusion! Here’s everything you need to know about insuring your mobile home. A mobile home is perfect for Florida. This is due to the affordability and warmer weather the Sunshine State provides. Actually, 1 in every 3 homes built in Florida is a mobile or manufactured home. Before buying a mobile home, it is important you understand all the details. Can I get mobile or moble home insurance in Florida? The answer is obviously yes, […]
Low Cost Health Insurance in Florida
We all want low cost health insurance in Florida. Who doesn’t? Healthcare costs increase every day. Therefore it is really important that you have proper coverage. If something unexpected were to happen to you, for instance, a car accident or a sudden illness. Could you pay your bills out of pocket? Hospital expenses add up very quickly. Health coverage can help prevent these staggering hospital bills in the case of an emergency. In addition, you can also save money on routine checkups, prescription drug coverage, preventive care, and other medical services. What Factors Affect the Cost of my Plan? […]
Best Health Insurance Companies in Florida
Florida residents have many health insurance options and companies to choose from. Each offers plans that provide various levels of coverage and benefits. It’s important you know who the best health insurance companies in Florida are and how you can sign up for a policy. What makes a company the best? Easily this is determined by customer ratings, how affordable rates are, how financially secure a company is, and their claims services and customer service. Here is a list of companies that can provide you with health coverage here in Florida. Best Health Insurance Companies in Fl […]
The Best Car Insurance Companies in Florida
When it comes time to shop online for auto coverage here in the Sunshine State, its best that you know which companies write policies. Luckily we have saved you time by providing you with a list of car insurance companies in Florida. Let us help you find the best policy for you today! As you may already know, Florida has some of the most expensive car insurance in the US. Due to this, it is recommended that you shop around using a list of companies as a reference. In fact, a list of car insurance companies in Fl can […]
The average cost of homeowners insurance in Florida.
Finding affordable homeowners insurance in Florida is not easy. Especially because Florida has the highest average cost of homeowners insurance in the US. These high prices are mostly due to the major risks that living in Florida brings. For example the increased likelihood of hurricanes or tornadoes. However, this should not come as a surprise considering Florida’s coastal geography. In fact, these perils cause thousands of dollars worth of damages in claims every year. Due to the frequency of claims, you may notice that your FL homeowners prices are slightly increasing. On average, how much is homeowners insurance in […]
The Cheapest Home Insurance In Florida
Trying to secure cheap Florida homeowners insurance can be quite a task. However, that does not mean it’s difficult. With some planning ahead and taking the time to review everything, you can lock down that cheap policy you’ve been looking for. Finding coverage is easy. All it takes is for you to collect a few quotes. Did you know that by shopping around with us can save you hundreds of dollars on a policy? Here is how you can do just that. Secure your quotes with us Start off by collecting quotes from multiple companies right here. There is no […]
My Florida home insurance company dropped me. Now What?
What happened? Florida homeowners are frantically trying to shop for a new insurance policy after companies have dropped over 87,000 Florida policies. This sudden policy drop is due to expensive hurricane damages throughout the state. Did you know hurricanes Irma and Michael caused over $15 billion dollars’ worth in claims alone? Along with hurricane damages, water damage claims are skyrocketing. This has caused Florida home insurance costs to rise, leading to major carriers to drop their customers. Citizens Property states that an increase in non-weather related water claims has affected claims too. That includes plumbing issues, roof problems, and other […]