If you already own a home, particularly in Florida, you’ve probably already worked hard to secure finances, take care of legalities and move your family into what’s essentially the home of your dreams. After all of that hard work, there’s nothing wrong with taking the time to enjoy your home as it is.   So, if you’ve already worked that hard to make sure that your home is the best it can be, it’s only natural to want to protect your home. Insurance is not just a necessity for your health and your vehicles, but for your home, too.   […]

Trampolines are a type of device that characteristically features a piece of strong tight fabric stretched taut over a steel frame featuring several coiled springs.   This produces a device that’s bouncy enough to launch people in the air when they jump onto it. While the fabric mat that stretches over the frame isn’t entirely elastic, it’s the responsibility of the coiled springs that produce the elasticity causing the bouncy effect, since they store potential energy.   Trampolines are an object of affection for kids, though they’re also commonly used in sports and recreational contexts where the device may be […]

The premium bill comes in the mail and it is a familiar scene played out all across Florida. You stand there, shaking your head, wondering why the homeowners insurance rates in Florida continue to rise. The answer, unfortunately, is probably not one that you want to hear. According to a recent report by the National Association of Insurance Commissioners, residents of the state of Florida are now paying an annual premium of approximately $2,000 a year for property insurance. That figure is more than double over the national average of just under $1,000 annually. Additionally, owners of Florida condominiums are […]

Most homeowners have a requirement commonly referred to as Florida property insurance, but it can be a rather confusing process.  If you are trying to find the best rates possible for your unique situation, understanding the questions an agent will ask you is very important.  Understanding the most frequently asked questions will ensure that you are able to provide as much information as possible to get the right coverages, and the best rates. Residence Type Florida property insurance coverages vary greatly depending on the type of home you live in.  There are different coverage limits and policies depending on what type […]

Florida homeowners may soon gain more options for flood insurance, more than what’s offered by the current federally subsidized national program, due to a measure that’s designed to help encourage more private flood insurance companies to enter the market.   Earlier this month, the Florida Senate passed the bill, which would provide Florida residents with the flood insurance alternatives they’ve probably wanted.   While many Floridan residents do need some type of flood insurance, especially if they live in flood-prone parts of the state, the lack of options on the market make it difficult for Florida residents to get true […]

Breaking down your Florida homeowners insurance comparison Trying to find the best Florida homeowners insurance is nowhere near as simple or as straightforward as most companies make it out to be. In fact, it can even be argued that if you are finding the Florida homeowners insurance comparison process to be almost too easy, too effortless, and too simplified and streamlined your likely being lied to (or at least misled) into grabbing Florida homeowners insurance and that might not be the best value or bang for your buck. But use the information below in this quick guide to help you […]