Are you looking for an insurance company to cover any insurance need you may have? What about an insurance company that offers all that you could ever need in one location and can easily be your “one stop shop” for insurance? Why have your policies in different locations when you can have it all in one convenient insurance company and feel safe and protected knowing all your insurance needs are met? Braishfield Insurance can be the insurance company you have been looking for. They offer many different types of insurance policies to help you out in every area of your life.
Braishfield Insurance began in 1984 at 100 Wall Street in New York, New York. Braishfield Insurance began as a property and casualty and employee benefits retail broker. Just two years later, Braishfield Insurance opened offices in Clifton, New Jersey, Boston, Massachusetts and Philadelphia, Pennsylvania. In just a few years, Brashfield Insurance had been able to establish a client list of people who were in Fortune 500, International and middle market businesses. Braishfield was able to include all major insurance markets and offer a great alternative to the “old school” insurance brokers who were more popular in the later part of the 1980’s.
In 1992, Braishfield Insurance opened a branch in Melbourne, Florida. In 1998, Braishfield Insurance moved this Florida location to the larger area of Orlando, Florida, into a larger building to accommodate their growth. The name Braishfield Insurance comes from an English thoroughbred horse born in 1917, with its ancestory traced back to the late 1600’s. With this history of producing horses that were champions, the Braishfield name and logo represents a stable of winners and that is how Braishfield Insurance tries to live by every day.
Braishfield Insurance has a wide variety of insurance plans to meet your needs. Their commercial insurance package a comprehensive group of plans that cover many different types of business and are available in most states. Braishfield Insurance writes policies for these types of businesses; 1-4 family dwellings, child care centers, fitness centers, golf and country clubs, hotels and motels, mercantile, caterers off premises, offices, premises liability only risks, restaurants which include fine dining, family, fast food, bars, taverns, nightclubs and can have liquor liability added if wanted, retail, specialty training schools, strip centers and vacant buildings.
Braishfield Insurance offers premiums that range from $750 and up and the minimum premiums vary by class. The businesses experience can vary and many classifications will accept new and upcoming businesses. There are some risks that Braishfield Insurance finds unacceptable to take. Braishfield Insurance will not accept subcontracted work without certificates, accept aircraft, watercraft or high hazard exposures and no exposures that are morally unpleasant.
Braishfield Insurance also offers a Commercial Property Insurance plan that is competitive in all states. This plan features basic, broad, difference in conditions (DIC) and special forms, “A” rated carriers and a fast response time. Braishfield Insurance offers their commercial property insurance to cover apartments, condominiums, health care facilities, hotels and motels, light manufacturing, offices, retail and lessors risk that protects you against liability. Braishfield Insurance does, however, exclude some areas from this plan and these are Oil, Gas and Petrochemical, farming, marinas, motor truck cargo, jewelers block and heavy manufacturing.
Braishfield Insurance offers building, business personal property and interruption, builders risk, crime, extra expenses, inland marine, ordinance or law buildings less than 20 years old, signs and spoilage protections.
Braishfield Insurance also offers an Employment Practices Liability plan that features maximum limits of $5 million, minimum retention of $2,500, minimum premium of $1,500, A XV rated carrier, a market of 1 – 2,000 employees to target, coverage available for full prior acts, coverage available for punitive damages, coverage available for third parties, defense costs above the available limits, claims first made and reported policy, duty to defend, consent to settle, extended reporting period for up to three years, spousal extension, potential claim reporting and many available classes except for financial classes.
Braishfield Insurance offers Director’s and Officer’s Liability to help protect the companies, directors and officers assets against lawsuits. This plan covers $500,000 – $5 million limits available and $2,500 – $10,000 retention options for condominiums, co-operatives, homeowners associations, non-profit organizations and even organizations for profit. Braishfield Insurance Director’s and Officer’s Liability plan is highly competitive, ranked an A+ and available in most states.
Braishfield Insurance offers a DIC (difference in conditions) plan that is there just for Florida residents only to provide the required coverage for condominiums, apartments and homeowners association risks. This plan is better to be used in these kinds of cases instead of the basic damage property policy. It features evaluation of replacement costs, special form not including the basic form perils and carriers that are “A” rated. It does not cover subsidized housing and is unlimited in property values.
These are just some of the many policies that Braishfield Insurance has to offer. More of them include a manufactured home plan, equipment breakdown plan, fidelity plan, general liability plan, loss of rent plan, umbrella plan and much, much more.
If you are in the market for an insurance plan and don’t understand them all or really know what you need, Braishfield Insurance can help you to get what you are looking for at the price you want. Braishfield Insurance will customize a plan for you and work with you to be sure you are covered with the protection that you need if something should happen. They have highly trained and experienced customer service to help you with any questions you may have or to get your claims filed and taken care of in a quick manner. Braishfield Insurance knows their insurance and offers a lot of it. They truly are a championship insurance group and winners in the insurance industry, just like that old thoroughbred horse that their logo represents.