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Edison Insurance Company

If you are looking for a company that provides smart and innovative solutions to the insurance industry, then Edison Insurance Company is for you. Edison Insurance Company believes in taking complex insurance transactions and making them simple, focused and smart. Their main mission is to provide quality coverage at competitive rates while also providing exceptional service. Edison is a financially sound company. In fact, they have an “A Exceptional” financial stability rating from Demotech. This company believes in sound and conservative financials are the backbone to maintaining a strong reliable insurance company.


Edison Insurance Company is focused. In fact, this company only focuses on homeowners insurance in the state of Florida. This allows the company to be smart with how they do business. In fact, most of the employees and corporate offices are located here in Florida. Edison knows the Florida homeowners insurance market better than anyone.


Edison Insurance Company is smart too. They provide rates that are highly competitive and innovative in its design. Once you receive a quote with Edison, you are in control of customizing your insurance policy to best fit your needs. You will only pay for the coverages you need, no extras! If you want the smart choice for homeowners insurance, Edison is the right company for you.


Edison is also simple. This company removes the complexity out of insurance. Simple and easy online quoting is the key to their process. Work with Edison Insurance Company and see just how great this company is.


Edison is committed to conducting business in a way that protects our natural environment. This company has taken measures to reduce their impact on the environment and provided agents and insured with easier methods of obtaining policy information.


What products does Edison Insurance Company offer?

We all know that our home is more than just a house or a unit in a condo or apartment building. Your home also contains some of your most precious belongings. Luckily quality home insurance coverage from Edison Insurance Company can provide you with the peace of mind you are looking for. Their policies guarantee your home will be restored, your belongings restored/replaced if you lose them due to a fire, storm, or other events.


Homeowners Insurance

Homeowners insurance here at Edison Insurance Company can cover your home no matter if it’s a bungalow, an oceanside mansion, or anything in between. You can count on Edison to provide you with the right coverage and liability options for your individual needs. A standard policy here at Edison Insurance will be able to provide coverage for:

  • Damages done to your home and to any other permanent structures on your property.
  • Damage to your personal property due to a covered peril.
  • Coverage for personal liability exposures that arise.
  • Coverage for any additional costs that may occur because of a covered loss.



How much homeowners insurance do you need according to Edison Insurance

There are two main factors that determine how much coverage you should generally purchase. Your dwelling coverage limits should be equal to the entire cost of replacing and refurnishing your home at today’s cost. In the event of a loss, it is important to be sure that your home is properly insured and be rebuilt to its previous state.


It is greatly important that customers understand the difference between replacement and market value. Market value costs are the price someone is willing to pay for a particular property in the market today. Replacement cost figures are actually based on the actual material and labor costs that are associated with building the home.



Condominium insurance


Condo associations will usually insure owned common areas, but have you ever thought about your personal property? Is it covered? Edison can provide critical protection for all of your belongings. In addition to any fixtures that are inside the unit that you own.

Protect your condo and your possessions with coverage through Edison Insurance Company. This is different from homeowners insurance. A condo policy is designed specifically for condos because it provides coverage for you and your possessions.

Remember when you own a condo, you are responsible for what’s inside of your condo. While condo associations have their own master policies that cover your property, common areas, and a physical structure of your building.

With a condo insurance policy from Edison Insurance Company you can select from coverages that may include:

  • Personal Property
  •  Replacement value of your primary dwelling
  • Bodily injury
  • Liability for property damage
  • Damage Protection from perils such as fire, plumbing, vandalism, and glass breakage



Edison Insurance Company makes Florida insurance easy! Edison is on the right path to make sure a bright and innovative approach to homeowners insurance by completely removing the confusion that comes along with purchasing an insurance policy.

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