Edison Insurance is for you if you want a company that provides intelligent and innovative solutions to the Florida home insurance industry. They believe in taking complex insurance transactions and making them simple, focused, and brilliant. Their primary mission is to provide quality coverage at competitive rates and exceptional service. In addition, Edison is a financially sound company. They have an “Exceptional” financial stability rating from Demotech. This company believes that excellent and conservative financials are the backbone of maintaining a robust and reliable insurance company.
Edison Insurance is focused. This company only focuses on homeowners insurance in Florida. This dedication allows the company to be smart with how they do business. In addition, most of the employees and corporate offices are in Florida. As a result, Edison knows the Florida homeowners insurance market better than anyone. They are brilliant, too. They provide rates that are highly competitive and innovative in their design. Once you receive a quote from Edison, you can customize your insurance policy to fit your needs best. You will only pay for the coverages you need, no extras! Edison is the right company for you if you want the smart choice for homeowners insurance.
Edison is also easy to work with. This company removes the complexity of insurance. Simple and easy online quoting is the key to their process. Work with Edison Insurance and see just how great this company is. Edison is committed to conducting business in a way that protects our natural environment. This company has taken measures to reduce its impact on the environment and provided agents and insured with more straightforward methods of obtaining policy information.
What Products Does the Edison Insurance Company Offer?
We all know that our home is more than just a house or a unit in a condo or apartment building. Your home also contains some of your most precious belongings. Luckily, quality home insurance coverage from Edison Insurance can provide you with the peace of mind you seek. Their policies guarantee they will restore your home and have your belongings replaced. They replace everything due to a fire, storm, or other events.
Florida Homeowners Insurance From Edison Insurance
Homeowners insurance here at the Edison Insurance Company can cover your home, whether it’s a bungalow, an oceanside mansion, or anything in between. You can count on Edison to provide the proper coverage and liability options for your needs. For example, a standard policy here at Edison Insurance will be able to provide coverage for the following:
- Damages to your home and any other permanent structures on your property.
- Damage to your personal property due to a covered peril.
- Coverage for personal liability exposures that arise.
- Coverage for any additional costs that may occur because of a covered loss.
How Much Homeowners Insurance Do You Need?
Two main factors determine how much coverage you should generally purchase. Your dwelling coverage limits should equal the cost of replacing and refurnishing your home at today’s price. In a loss, you must ensure your home is adequately insured and rebuild it to its previous state.
Customers must understand the difference between replacement and market value. They define market value as the price someone is willing to pay for a particular property today. However, replacement costs are what carriers use for the home’s actual material and labor costs.
Florida Condominium Insurance From Edison Insurance
Condo associations usually insure owned common areas, but have you ever considered your personal property? Is it covered? Edison can provide critical protection for all your belongings and any fixtures inside your unit.
Protect your condo and your possessions with coverage through Edison Insurance. This policy is different from homeowners insurance. A condo insurance policy in Florida is explicitly designed for condos because it covers you and your possessions.
Remember, when you own a condo, you are responsible for what’s inside your condo. At the same time, condo associations have master policies that cover your property, common areas, and the physical structure of your building.
With a condo insurance policy from Edison Insurance, you can select from coverages that may include:
- Personal Property
- Replacement value of your primary dwelling
- Bodily injury
- Liability for property damage
- Damage Protection from perils such as fire, plumbing, vandalism, and glass breakage
Edison Insurance makes Florida insurance easy! Edison is on the right path to ensure a promising and innovative approach to homeowners insurance by removing the confusion of purchasing an insurance policy.