Do you need help getting automobile insurance for either yourself or your business? Have private insurance companies denied your automobile insurance coverage? Are you frustrated with the auto insurance industry and feel like giving up? Why give the Florida Automobile Joint Underwriting Association (FAJUA) a chance to help get you an automobile insurance policy to get you back on the road and put your mind at ease?
Who is FAJUA?
FAJUA is an automobile insurance company that began in 1973. In addition, representatives founded it in Florida. They have auto insurance to cover personal, individual, and commercial drivers who may have trouble getting insurance through private insurance companies. With the nicknames “Market of Last Resort” and “High-Risk Market,” FAJUA takes pride in insuring those who couldn’t get insurance from anyone else.
FAJUA recently upgraded its technology to make its entire insurance process more efficient by removing errors and improving the process of finding car insurance in Florida. This technology will help it better serve its customers in an up-to-date and more professional manner.
Enter Trumbull to Save the Florida Car Insurance Market
FAJUA enlisted the help of Trumbull to get this process started to benefit the organization and its customers. Trumbull is a technical service that provides its products to property and casualty insurers to improve the ease of doing business, add flexibility to their daily operations, and reduce their costs while improving efficiency. This savings allows any insurance company they work with, such as FAJUA, to choose the technology or outsourcing method that works the best for them.
FAJUA is Never the Best Solution
FAJUA makes it clear that they do have insurance rates that are a great deal higher than the other insurance companies. With Florida being the state with the most significant number of uninsured drivers and FAJUA being most people’s last resort to get automobile insurance, some of their policies have rates up to 200% more than what their customers would pay for similar insurance elsewhere.
Also, because Florida has many uninsured drivers, FAJUA does not receive partial customer payments. However, they have plans to help their customers reconsider payment plans. If customers have trouble getting insurance, as commercial or personal drivers, they can benefit from an insurance policy through Florida.
Florida Auto Insurance Coverage is Guaranteed
FAJUA also has an agreement with Dovetail Insurance Corporation. This licensed insurance company produces property and casualty insurance policies for all licensed, insured drivers in forty-eight states. Dovetail Insurance Corporation will help provide the technology and services to FAJUA to allow them to meet their insurance demands and obligations while making insurance products available to their customers in Florida.
FAJUA offers different types of automobile insurance policies. We can break these into either personal insurance or commercial insurance. Their unique line of insurance is private passenger insurance, which covers cars, motorcycles, and non-owned vehicles. This type of insurance will only cover physical damage to the automobile itself.
One of the commercial lines of automobile insurance that FAJUA offers is Business Auto Insurance. This insurance can cover trucks, tractors, trailers, employers’ non-owned liability vehicles, and drive-away contractors’ vehicles or motorcycles. In addition, the business auto vehicles can be particular types such as ambulances, dealer and transporter plates, driver training programs, law enforcement, and motor homes.
Commercial Auto Insurance in Florida Is Also Available From FAJUA
FAJUA also offers commercial insurance coverage for public automobiles such as buses, migrants, social services, taxis, and limos. So, you own these vehicles and services. In that case, they may be the insurance carrier you seek to protect your employees’ cars.
Suppose you own tractors and trailers and are a long-haul, over-the-road trucker looking for an insurance carrier to protect your fleet of trucks. In that case, FAJUA also has commercial automobile insurance plans to cover you for this type of vehicle.
FAJUA offers commercial insurance coverage for garages, service stations, and parking facilities. This coverage is for $7,000 and over in premiums. They also provide endorsement and cancellation insurance to cover private passenger and commercial vehicles.
FAJUA has policies that can be quoted and bonded online, by telephone, text, email, or in person. You can put the coverage into effect as a verbal agreement before signing the contract.
Customer Support is Better Than Expected
FAJUA offers many plans to help those needing automobile insurance and getting it from other carriers. They offer customer support 24/7 and are there for their customers. FAJUA puts their agency employees through extensive training and ensures they hold a current license. They have registered and completed a Producer’s Contract and FAJUA’s continuing education courses to keep them informed and trained. This training allows the customer service at FAJUA to be exceptional. FAJUA employees can help you find an insurance policy to meet your needs and get you on the road again safely and securely if something should happen.
FAJUA strives to continue to grow and keep up with the technology changing in today’s world. That is why they put so much effort into getting the support and maintaining it to keep their technological advances up to date so they can offer their customers all of the new and significant advances in the automobile insurance industry.
FAJUA may be higher in costs and a little stricter on payment options. However, they are there for you long after no other insurance companies stand behind you. FAJUA has your best interests at heart and wants to be sure you are protected out on the road and not running around in Florida taking risks without the necessary insurance protection you need, which is required to be legal. So let FAJUA help keep you from getting in an accident and feeling alone, not knowing what to do. Don’t be caught without insurance; don’t feel you can’t get insurance. Remember, the Florida Automobile Joint Underwriting Association can help and is there for you.