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FAJUA Insurance

FAJUA Insurance Florida

Do you have problems getting automobile insurance for either yourself or your business? Have private insurance companies denied your automobile insurance coverage? Are you frustrated with the auto insurance industry and feel like giving up? Why not give the Florida Automobile Joint Underwriting Association (FAJUA) a chance to help get you an automobile insurance policy to get you back on the road and put your mind to ease?


FAJUA is an automobile insurance company that began in 1973 and is based in Florida. FAJUA has auto insurance to cover personal and individual drivers and commercial drivers who may have trouble getting insurance through private insurance companies. With the nicknames “Market of Last Resort” and “High-Risk Market,” FAJUA takes pride in insuring those who couldn’t get insurance from anyone else.


FAJUA recently decided to upgrade its technology to make its entire insurance process more efficient by removing errors and improving the process of finding car insurance in Florida. This will help FAJUA better serve its customers in an up-to-date and more professional manner. FAJUA enlisted the help of Trumbull to get this process started to benefit FAJUA and its customers. Trumbull is a technical service that provides its products to property and casualty insurers to improve the ease of doing business, add flexibility to their daily operations and reduce their costs while improving efficiency. This allows any insurance company they work with, such as FAJUA, to choose the technology or outsourcing method that works the best for them.


FAJUA makes it clear that they do have insurance rates that are a great deal higher than the other insurance companies. With Florida being the state with the most significant number of uninsured drivers and FAJUA being most people’s last resort to get automobile insurance, some of their policies have rates up to 200% more than what their customers would pay for similar insurance elsewhere.


Also, because Florida has an enormous number of uninsured drivers, FAJUA does not receive partial payments from its customers. However, they have plans to help their customers reconsider payment plans. If customers have trouble getting insurance, as commercial or a personal drivers, they can benefit from an insurance policy through FAJUA.


FAJUA also has an agreement with Dovetail Insurance Corporation, a licensed insurance company that produces property and casualty insurance policies for all licensed, insured drivers in forty-eight states. Dovetail Insurance Corporation will help provide the technology and services to FAJUA to allow FAJUA to meet their insurance demands and obligations while making insurance products available to their customers in Florida.


FAJUA offers different types of automobile insurance policies. These are broken into either personal insurance or commercial insurance. The unique line of insurance that FAJUA offers is private passenger insurance, which covers cars, motorcycles, and non-owned vehicles. This type of insurance will only cover physical damage to the automobile itself.


Some of the commercial lines of automobile insurance that FAJUA offers are Business Auto Insurance. This insurance can cover trucks, tractors, trailers, employers’ non-owned liability vehicles, and drive-away contractors’ vehicles or motorcycles. In addition, the business auto vehicles can be particular types such as ambulance, dealer and transporter plates, driver training programs, law enforcement, motor homes, etc.


FAJUA also offers commercial insurance coverage for public automobiles such as buses, migrants, social services, taxis, and limos. So, if you own these vehicles and services, FAJUA may be the insurance carrier you are looking for to protect your employees’ cars.


Suppose you own tractors and trailers and are a long-haul, over-the-road trucker looking for an insurance carrier to protect your fleet of trucks. In that case, FAJUA also has commercial automobile insurance plans to cover you for this type of vehicle.


FAJUA offers commercial insurance coverage for garages, service stations, and parking facilities. This coverage is for $7,000 and over in premiums. FAJUA also offers endorsement and cancellation insurance to cover private passenger and commercial vehicles.


FAJUA has policies that can be quoted and bonded online, by telephone, text, email, or person. You can put the coverage into effect as a verbal agreement before you officially sign the contract.


FAJUA offers many plans to help those needing automobile insurance and getting it from other carriers. FAJUA offers customer support 24/7 and is there for their customers. FAJUA puts their agency employees through extensive training and ensures they hold a current license. They have registered and completed a Producer’s Contract and FAJUA’s continuing education courses to keep them well informed and trained. This allows the customer service at FAJUA to be exceptional. FAJUA employees can help you find an insurance policy to meet your needs and get you on the road again safely and securely if something should happen.


FAJUA strives to continue to grow and keep up with the technology changing in today’s world. That is why they put so much effort into getting the support and maintaining it to keep their technological advances up to date so they can offer their customers all of the new and significant advances in the automobile insurance industry.


FAJUA may be higher in costs and a little stricter on payment options, but they are there for you for the long haul when no other insurance companies stand behind you. FAJUA has your best interests at heart and wants to be sure you are protected out on the road and not running around in Florida taking risks without the necessary insurance protection you need, which is required to be legal. So let FAJUA help keep you from getting in an accident and feeling alone, not knowing what to do. Don’t be caught without insurance, and don’t feel you can’t get insurance. Remember, Florida Automobile Joint Underwriting Association can help and are there for you.

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