When it comes to protecting your future, there is no compromise. Life is unpredictable, and unforeseen events can significantly impact your financial stability. That is why it is essential to secure affordable coverage today. The Universal North America Insurance Company is here to provide you with the peace of mind you deserve. With their reliable and comprehensive insurance policies, you can rest assured that you protect your loved ones against unexpected events. Whether it’s your home, automobile, or personal possessions, Universal Insurance has the perfect coverage for all your needs.

Are you looking for an insurance company based on being an example and aiming to be the best insurance provider in Flordia? Do you want a leader in the insurance industry while protecting values and their clients? Moreover, does the best option create new products that exceed your expectations? Well, look no further. You have found all that and more in Universal North America Insurance Company from Florida Insurance Quotes.

The History of The Universal North America Insurance Company

Universal Insurance Holdings of North America (UIHNA) is a branch of Universal Group in Puerto Rico. Universal Group has an excellent history of over 25 years. In addition, it has financial stability and growth. It combines this with the experience and local state presence of the staff in North America to bring you Universal Insurance Company of North America and Universal North America Insurance Company.

In 1992, Universal North America Insurance Company formed part of the insurance group we know today as Universal Insurance Group. Since then, this extraordinary group has pressed on to create coverage for all your personal and commercial items in Florida. Universal North America Insurance Company strives to ensure your satisfaction by keeping up with the latest trends and technology. This advancement ensures that systems are current and of the highest standards. Moreover, it helps provide good customer service. In addition, they guarantee customers will have a wide variety of new items and ideas for the future. As a result, Universal North America Insurance Company continues to keep an” A-” (Excellent) Financial Stability Rating from A.M. Best (A Nationally Recognized Statistical Rating Organization) with more than $300 million in equity.

Products Offered By Universal North America Insurance in Florida

Universal North America Insurance Company offers a wide range of insurance to meet the needs of its customers. They can formulate a personalized Florida homeowners insurance policy set up for everyone’s individual needs. It will always protect your home in the event of a loss. Universal also offers condominium insurance in Florida. It covers not only your condo but your contents as well. In addition, they have renters insurance in Florida that covers damage and theft of the items in the rented property. 

They also have several other additional policies that include:

• Dwelling Fire Policy: Covers landlords in the event of any needed repairs or expenses occurring. 
• Home Equipment Protection Policy: Covers equipment that may break down, such as hot water tanks, swimming pool equipment, air conditioning systems, telephone or security systems, home theater systems, and more. 
• Flood Policy: Covers damage due to water in a home.
• Business Owners Protection Policy: Only available in Florida, but will offer property and liability coverage for small businesses.
• Earthquake Policy: Only available in California, Arizona, Nevada, North Carolina, and South Carolina. 

Depending on which plan meets your needs and fits your budget, they give customers the choice of a Comprehensive Plan or a Limited Coverage Plan.

Reinsurance Program

Universal North America Insurance Company also provides a reinsurance program to help in the event of recurrent issues/storms. Reinsurance gives Floridians the necessary assistance and eases their minds in difficult situations. In addition, Universal North America Insurance Company offers something called Quota Share. It enables losses to be shared on a “pro rata” basis by a certain percentage based on catastrophe and non-catastrophe losses. In addition, Catastrophe Excess of Loss reinsurance, where the Company protects itself if the storm or event exceeds a certain level in Florida. However, Universal North America Insurance Company varies per state and line of business.

The Universal North America Insurance Company strives to be dependable. In doing so, they keep growing by following a plan to hold onto their beliefs. It is a company built on the value of listening and responding to its customers. They have specialized, professional, and well-trained people in their customer service department. They are ready to assist you any time, day or night, every day of the week. In addition, Universal maintains and encourages open communication between these employees and management. These exceptional staff have been through readiness exercises preparing them for a disaster. Moreover, they have a mobile unit ready to go in an emergency.

Giving Back

The Universal North America Insurance Company also gives back. Their aid targets both its community and those in need worldwide. This charity shows that they not only care for those who are their customers. In addition, they have a heart for many others who are hurting and need help. They have participated in a Troop Supply Drive to collect supplies for our troops overseas. Moreover, they “adopted” an entire Battalion in Afghanistan. 

Their employees also walked in the American Heart Association Heart Walk. In doing so, they raised money and awareness for heart disease. In addition, they helped set up tents and register people for the Susan G. Komen Race for the Cure Breast Cancer walk. They also collected food for the Mayors’ Feed the Hungry Program and volunteered at the Salvation Army. In addition, they donate Christmas toys annually to needy families. Finally, they participate in a relay race for a local food bank. Who wouldn’t love to work for a company that gives back to so many people in need?

Protect Your Future: Secure Affordable Coverage Today

Universal is there for your Florida insurance needs. They want to protect your belongings, assets, homes, and family with the right policy. Coverage that fits your needs and helps your family maintain their quality of life should something unforeseen happen. They have many choices of top-of-the-line products and services. In addition, their desire to satisfy their customers’ needs, expectations, and securities is unmatched. Universal strives to be the best insurance provider in Florida. They strive to be there for you and your family while protecting all that matters. However, should tragedy strike, they will help you recover from any loss or catastrophe to move on to a bright and happy future.

Life is full of surprises. Regarding financial stability and security, it is crucial to prepare yourself. Universal North America Insurance understands the importance of safeguarding your future. It offers a wide range of insurance policies to address all your needs. They cover you with anything, including Florida homeowners insurance and Florida auto insurance. By securing affordable coverage today, you can have peace of mind knowing that you protected your loved ones against any unforeseen events that may come your way.

One of the most significant advantages of Universal Insurance is its commitment to providing affordable coverage. They understand that insurance can be costly, so they strive to offer competitive rates without compromising the quality of coverage. By choosing them, you can rest assured that you are getting the best value for your money. With their flexible payment options and customizable policies, you can find a plan that suits your budget and needs.

Get Peace of Mind with Universal North America Insurance Quotes in Florida

Living in the beautiful state of Florida comes with its risks and challenges. From hurricanes to flooding, it is crucial to have insurance coverage that can protect you against these potential disasters. Universal North America Insurance understands the unique needs of Florida residents and offers tailored insurance policies to address them. By getting Universal North America Insurance quotes in Florida, you can have peace of mind knowing that your home, belongings, and family have protected themselves against any natural calamities that may occur.

When looking for a Universal North America Insurance quote online, you can enjoy the convenience of Florida Insurance Quotes’ online quote system. Simply filling out a form on this website will give you a personalized insurance quote tailored to your needs. Our insurance calculator allows you to compare different coverage options and make an informed decision. Our dedicated and knowledgeable agency partners are always ready to assist you with any questions or concerns.

Summary

Take action for an unfortunate event before realizing the importance of insurance. Secure affordable coverage today with Universal North America Insurance in Florida. By choosing from their comprehensive policies, you can protect your future and have peace of mind knowing you have prepared yourself for any eventuality. Whether you are a homeowner, a driver, or want to protect your personal belongings, Universal Insurance has the perfect coverage. Take the first step towards a secure future by getting quotes from Florida Insurance Quotes today.