Do you have a classic car that means a lot to you and would like to keep it safe and protected? Do you have the proper amount of insurance in case something would happen? Do you have an insurance company that respects the classic cars and provides auto insurance just for their protection? Well, that is what Classic Collectors Insurance By Infinity does and you owe your classic car by checking them out.
Classic Collectors Insurance By Infinity got their start way back in May of 1956 in Georgia. They have around 100 employees who work for them have been given an “A+”, which is a superior rating, by the Better Business Bureau, which means that they meet the standards for making an effort to resolve any complaints that may come against them.
Classic Collectors Insurance By Infinity has been a leader for over 20 years in the classic car auto insurance industry. They have had very few rate increases and offer a comprehensive insurance package that is affordable. Classic Collectors Insurance By Infinity has a love for their classic cars and knows that you shouldn’t have to pay more to insure the automobiles that you love.
Classic Collectors Insurance By Infinity offers roadside assistance anytime of the day or night with free Driver Club membership to help you have the peace of mind that you are protected when you are out and about in your classic car.
Classic Collectors Insurance By Infinity has some standards that their classic cars must go by to be insured. The vehicle that is being insured may not be less than $5,000 if it is not modified or $10,000 if it is. A vehicle worth more than $50,000 must be appraised. Classic Collectors Insurance By Infinity has the right to change vehicle values based on the guidelines set in Old Cars Price Guide, NADA (National Automobile Dealers Association) or the CPI (Consumer Price Index).
Classic Collectors Insurance By Infinity uses Old Cars Price Guide at local area newsstands, NADA (National Automobile Dealers Association) Guidelines, Edmunds, CarsDirect, Source One Services and American Society of Appraisers.
Classic Collectors Insurance By Infinity has standards to go by in determining a classic cars eligibility. Driving around for pleasure is encouraged. Also driving to work or school every now and then is acceptable if you have the Drive-To-Work option on your policy. If you don’t have this option, then you should only drive the car for pleasure, shows, activities with the classic car club, parades and other public functions like this. You are not allowed to use your classic car for driving to school or work, regular or personal use, business use, racing, track or events that are used in competition or not, a back up for another vehicle or a substitute for your normal car you drive. Classic Collectors Insurance By Infinity asks that you store your classic car in a locked and total enclosed garage when you are not using it.
Classic Collectors Insurance By Infinity insures many classic car vehicle types. These are Antiques that are 25 years old and older and aren’t changed a lot from factory settings for their model year. This includes Muscle Cars that normally have two doors and high engine power and were made in the 1960’s or 1970’s. This also includes Modern Classic cars that are 15-24 years old and are not changed a lot from factory settings for their model year. These vehicles normally have two doors and occasionally may have four doors with some approval.
Classic Collectors Insurance By Infinity also insures Exotic Cars that have to be less than 15 years old and not many have been made of them. These typically have two seats and can be altered but are appreciating in value. These types of cars are normally used for some pleasure driving and functions such as car shows, parades and car club groups.
Classic Collectors Insurance By Infinity also insures Street Rods and Modified cars that are 20 years old and older and have been changed a lot from the mechanical or cosmetic aspect that they began from but still keep their identity. This can cover the low rider cars and trucks if approved.
Classic Collectors Insurance By Infinity insures vehicles of special interest such as trucks, jeeps, military vehicles, farm vehicles, motorcycles and fire engines that are over 25 years old and in condition to be shown. Photos of the actual bed must be shown to insure jeeps or trucks. These vehicles also must not have the ability to tow, haul, be used for utilities or going off road.
Classic Collectors Insurance By Infinity also insures Kit Cars and Replicars that are assembled by an experienced shop and are built from packages that are purchased. They may ask for the credentials of the shop before the insurance is considered in these cases.
The following vehicles Classic Collectors Insurance By Infinity will not insure for their classic collectors program are ones with chassis or interiors that don’t work or are weathers, stripped and been wrecked and vehicles that have had prior damage or are only used for parts and have been stripped.
Classic Collectors Insurance By Infinity also has some rules for the drivers of classic cars to be insured. All licensed drivers in the home cannot have more than one moving violation or be at fault for an accident in the past three years and there is only a maximum of two allowed overall. If you have a major violation against you, you cannot be insured to drive a classic car. You must have ten years of experience driving a vehicle to be able to get insurance to drive a classic car. Each driver in the home must have their own everyday vehicle that is insured at least equal to higher than what you are applying for on the classic car and all licensed members of the home or any other drivers of the classic car have to be listed on the application.
Classic Collectors Insurance By Infinity offers low, stable rates and many discount options. They have highly experienced agents and representatives to help you get the right insurance plan for your collector car. Classic Collectors Insurance By Infinity understands your love affair with these automobiles and know you are passionate about them. They want to help keep you and your investment on the road for years to come. As Classic Collectors Insurance By Infinity likes to say, “You perfect it, we protect it”.