Do you have a classic car that means a lot to you and would like to keep it safe and protected? Do you have the proper amount of insurance in case something happens? Do you have an insurance company that respects classic cars and provides auto insurance just for their protection? That is what Classic Collectors Insurance By Infinity does, and you owe your classic car by checking them out.
Classic Collectors Insurance Gets Its Start.
Classic Collectors Insurance By Infinity started way back in May 1956 in Georgia. Around 100 employees who work for them have been given an “A+,” which is a superior rating, by the Better Business Bureau, which means that they meet the standards for making an effort to resolve any complaints that may come against them.
Classic Collectors Insurance By Infinity has been a leader for over 20 years in the classic car auto insurance industry. They have had very few rate increases and offer a comprehensive and affordable insurance package. Classic Collectors Insurance By Infinity loves its classic cars and knows you shouldn’t have to pay more to insure the automobiles you love.
Classic Collectors Insurance By Infinity offers roadside assistance any time of the day or night with free Driver Club membership to help you have the peace of mind that you are protected when you are out and about in your classic car.
Florida Auto Insurance From Classic Collectors.
Classic Collectors Insurance By Infinity has some standards that their classic cars must go by to be insured. The vehicle that is being insured may not be less than $5,000 if it is not modified or $10,000 if it is. A car worth more than $50,000 must be appraised. Classic Collectors Insurance By Infinity has the right to change vehicle values based on the guidelines set in Old Cars Price Guide, NADA (National Automobile Dealers Association), or the CPI (Consumer Price Index).
Classic Collectors Insurance By Infinity uses Old Cars Price Guide at local area newsstands, NADA (National Automobile Dealers Association) Guidelines, Edmunds, CarsDirect, Source One Services, and the American Society of Appraisers.
Classic Collectors Insurance By Infinity has standards to determine a classic car’s eligibility. Driving around for pleasure is encouraged. Also, going to work or school now and then is acceptable if you have the Drive-To-Work option on your policy. If you don’t have this option, you should only drive the car for pleasure, shows, activities with the classic car club, parades, and other public functions like this. You are not allowed to use your classic car for driving to school or work, regular or personal use, business use, racing, track or events that are used in competition or not, a backup for another vehicle, or a substitute for the standard car you drive. Classic Collectors Insurance By Infinity asks that you store your classic car in a locked and enclosed garage when you are not using it.
Types Of Classic Cars Covered.
Classic Collectors Insurance By Infinity ensures many classic car vehicle types. These Antiques are 25 years old and older and haven’t changed much from factory settings for their model year. This includes Muscle Cars that generally have two doors and high engine power and were made in the 1960s or 1970s. This also includes Modern Classic cars that are 15-24 years old and have not changed much from factory settings for their model year. These vehicles typically have two doors and occasionally may have four doors with some approval.
What About Exotics, Hot Rods, Off-Road, and Kit Cars?
Classic Collectors Insurance By Infinity also ensures Exotic Cars that have to be less than 15 years old, and not many have been made of them. These typically have two seats and can be altered, but they are appreciated. These cars are commonly used for pleasure driving and functions such as car shows, parades, and car club groups.
Classic Collectors Insurance By Infinity also ensures Street Rods and Modified cars that are 20 years old and older and have been changed a lot from the mechanical or cosmetic aspect that they began from but still keep their identity. This can cover low-rider cars and trucks if approved.
Classic Collectors Insurance By Infinity insures vehicles of particular interest, such as trucks, jeeps, military cars, farm vehicles, motorcycles, and fire engines that are over 25 years old and in condition to be shown. Photos of the actual bed must be delivered to cover jeeps or trucks. These vehicles also must not be able to tow, haul, be used for utilities, or go off-road.
Classic Collectors Insurance By Infinity also ensures Kit Cars and Replicars are assembled by an experienced shop and built from purchased packages. They may ask for the shop’s credentials before the insurance is considered in these cases.
Some Cars Can Not Be Insured.
The following vehicles Classic Collectors Insurance By Infinity will not insure for their classic collectors’ program are ones with chassis or interiors that don’t work or are weather, stripped, and been wrecked and vehicles that have had prior damage or are only used for parts and have been removed.
Classic Collectors Insurance By Infinity also has rules for the drivers of classic cars to be insured. All licensed drivers in the home cannot have more than one moving violation or be at fault for an accident in the past three years, and there is only a maximum of two allowed overall. If you have a significant offense against you, you cannot be insured to drive a classic car. You must have ten years of experience operating a vehicle to get insurance to drive a classic car. Each driver in the home must have their everyday vehicle that is insured at least equal to higher than what you are applying for on the classic car. All licensed members of the home or any other drivers of the classic car have to be listed on the application.
Get A Classic Collectors Insurance Quote Today.
Classic Collectors Insurance By Infinity offers low, stable rates and many discount options. In addition, they have highly experienced agents and representatives to help you get the right insurance plan for your collector car. Classic Collectors Insurance By Infinity understands your love affair with these automobiles and knows you are passionate about them. They want to help keep you and your investment on the road for years. As Classic Collectors Insurance By Infinity likes to say, “You perfect it, we protect it.”