How many insurance companies can remain in business with 128 hurricanes, 2,996 thunderstorms and high wind happenings, 613 tornadoes, 725 events of lightning, and 210 wildfires in the state of Florida over a10 years time span? This catastrophe created almost $32 billion in property damage and caused many insurance carriers to cut back or leave the state entirely. But not Cypress Property and Casualty Insurance Company. They remained and are growing stronger all the time.
Cypress Property and Casualty Insurance Company has been careful with its risks and chose ways to grow that would focus on protecting its customers and keep Cypress Property and Casualty Company in business for a long time.
Cypress Property and Casualty Founded.
Cypress Property and Casualty Insurance Company started in 1999 and owned and operated two insurance companies. One is their main headquarters in Jacksonville, Florida, and the other is Cypress Texas Lloyds, which began in 2003 in Texas. Both locations offer property and business owners protection and have grown since their beginnings.
Cypress Property and Casualty Insurance Company have a robust financial background through being careful with what risks they take that will help them to provide the insurance and protection their customers need if the time arises. Because of this, Cypress Property and Casualty Insurance Company is rated an “A,” which means exceptional by Demotech Financial Stability Ratings, a financial company that ranks insurance industries.
Who Can Receive Cypress Property and Casualty Insurance?
Cypress Property and Casualty Insurance Company focus on products that ensure people and their property. They have various options that can be customized to fit your needs and budgets. Cypress Property and Casualty Insurance Company offer home, condominium, and renters insurance. They also provide unique products for residential real estate investors and a contractors liability policy which is made for Artisan Contractors to protect them while working in over fifty areas.
Types Of Coverage Offered.
Cypress Property and Casualty Insurance Company offers comprehensive homeowners protection to protect your most important and valued possession which is your home. Their homeowners’ policy will protect your home and possessions with the appropriate coverage and value of insurance that you need.
Cypress Property and Casualty Insurance Company homeowners coverage covers your home, your items, structures that are not attached to your house, such as sheds and garages, help for living expenses if you have to leave your home until it is repaired or rebuilt, personal liability to cover if someone gets hurt while on your property and medical payments to cover anyone other than your immediate family that gets injured while on your property. Cypress Property and Casualty Insurance Company also offer additional insurance protection on the finer items you may have, such as jewelry, furs, art, and silverware.
Cypress Property and Casualty Insurance Company also offers Commercial General Liability Insurance that can protect you and your business from unfortunate events that may happen while on the job, such as injuries and property damage. This insurance has no limits on how many people you have employed, covers up to $1,000,000 of your payroll amount, can be increased if needed, and offers unbeatable rates and discounts for more prominent companies. Cypress Property and Casualty Insurance Company offers comprehensive coverage on this Commercial General Liability plan, and it pays for over 50 different types of jobs that your company may do.
Cypress Property and Casualty Insurance Company offers Comprehensive Investment Property Protection for those businesses or people in Florida that may purchase a place just to rent it out to others. This has a dwelling fire coverage that includes the home, personal items, buildings that aren’t attached to the house, such as a shed or garage, coverage to help you if you can not rent your place, personal liability to cover if someone gets hurt or someone’s property gets damaged, and medical payments for people that may be injured on your property but are not your immediate family.
Cypress Property and Casualty Insurance Company offers Condominium and Rental Property Protection that covers all of the property inside the condo unit, such as the walls, curtains, appliances, air conditioning, heating units, cabinets, personal items, and more. This type of protection also covers the cost of living somewhere else should your condo be damaged and need repair or rebuilt and offers liability protection in case someone gets hurt while on your property.
Suppose you rent your condo to someone else. In that case, Cypress Property and Casualty Insurance Company also offers coverage if the rental is damaged to the where you cannot live in it or if someone is hurt while your tenant is renting the condo so that you are protected in the event of a lawsuit.
Underwriting Services Are Also Offered.
Cypress Property and Casualty Insurance Company also offers Homeowners and Commercial Underwriting Services. These services are mainly done online. A short application process is used on a website that is easy to screen for risks and check the location to help Cypress Property and Casualty Insurance Company review the risks given to them.
Cypress Property and Casualty Insurance Company is there for you. They have highly trained and experienced service agents and representatives to help customize an insurance policy to fit you, your family, and your business needs. In addition, they aim to supply excellent products and services at affordable and competitive prices.
Cypress Property and Casualty Insurance Company is always looking for ways to improve and create newer and better processes as technology changes and advances. Their experience with storms and getting through them successfully with rapid response claims during these challenging times has put them in place to be an industry leader and help them to remain around for their customers should they need them.