Are you a Florida mobile home owner who needs an insurance policy? What about other insurance protection while you are at it? How would you like an insurance company behind you with many insurance policies available to meet your needs and focus on specialty products, such as mobile homes and motorcycles? How about a company protects your mobile home that already has over one million mobile home policies in effect? That is amazing and why Foremost Insurance Group should be the insurance you choose to protect your future.
Foremost Started As Mobile Home Insurance in Florida
Founders started Foremost Insurance Group in 1952 to provide insurance for mobile homes in Florida due to their rapid increase in population. They sold mobile home insurance within nine years in almost every state except Hawaii. Foremost began selling insurance in one state with only one account. They had a one-room office with three people working in it, and within a year, that number climbed to eleven. After five years, they supplied insurance to 35 states and had 44 employees.
Fire is Bad, But Arson is Much Worse
In 1974, the Foremost Insurance Group wrote its first arson reward program that targeted mobile home arsons, called Fire Hurts! That program is still around today. In addition, Foremost Insurance focused on helping others learn about safety and fought for tie-down laws for mobile homes. In the 1970s, their employees helped establish mobile home building codes.
Foremost Insurance Adds AARP.
In 1989, AARP approved Foremost Insurance Group to supply mobile home insurance to their clients. Moreover, this program is still in effect today for AARP members. In 2000, Farmers Insurance Group bought out Foremost Insurance Group, and that same year, Foremost began offering motorcycle insurance policies. In 2001, Foremost Insurance Group developed a Website for mobile homeowners (now called manufactured homes), and this site was to help manufactured homeowners learn how to maintain, decorate, landscape, and more their homes. This site was named mygreathome.com. In 2004, with Foremost still having a great relationship with AARP, they decided to provide motorcycle insurance through the AARP Motorcycle Insurance Program from Foremost for all AARP members.
With Foremost Insurance Group having its main office in Caledonia, Michigan, they also have offices in Kansas City, Missouri, and Baltimore, Maryland. With over 2,000 employees nationwide, this includes their area claims offices, agencies, and field and claim staff.
Foremost Homeowners Insurance in Florida
Foremost Insurance offers homeowners insurance in Florida with comprehensive property coverage. It is named disaster coverage for disasters such as wind, fire, and hail. In addition, they provide liability coverage, actual cash value coverage, replacement and extended replacement cost coverage, and other optional coverages. However, depending on what you are looking for in protection, it may be for you.
In addition to Florida home insurance, Foremost also offers policies for mobile home insurance in Florida. Florida does not consider Mobile homes permanent residences because the owner can move them. Therefore, they are closer to auto insurance in Florida. Given Florida’s excessive risks due to hurricanes, finding a company that will cover a mobile home from wind and flood damage is critical. The Foremost Insurance Group is one of the few that will provide that coverage in Florida.
Additional Services Provided
While they focus on homeowners and mobile home insurance in Florida, Formost also writes coverage for:
- Vacant Lots
- Seasonal Homes
- Flood Insurance
- Travel Trailers
- Fifth Wheels
- Luxury Motor Coaches
- Collectible Cars
- Off-Road Vehicles
- Golf Carts
- Electric Cars
- Personal Watercraft
Foremost covers all of these items in Florida and more. They are here to protect you and your investments. Contact Florida Insurance Quotes today for a quote if you are looking for insurance.
Florida Business Insurance
The Foremost Insurance offers office insurance to protect your business and work for you as hard as you do for it. They have options to fit over 600 companies, so they are the group you should go to to find your business insurance to suit you and your needs. Foremost’s office insurance can cover:
- New buildings
- Broken glass
- Outdoor property
In addition to basic coverage, they offer additional classes of Florida business insurance:
- Professional Liability Insurance
- Accounts Receivable Insurance
- Employee Dishonesty Insurance
- Electronic Data Processing
- Equipment Insurance
- Business Income Loss Insurance
- Business Personal Property Insurance
- Valuable Papers Insurance
Foremost offers policies to cover if something happens to your retail shop. These include:
- Premises Liability Coverage
- Business Income Loss Protection
- Employee Dishonesty Coverage
- Money and Securities Coverage
- Seasonal Coverage Increases
- Accounts Receivable Coverage.
Additional Services Insurance
In addition, Foremost offers policies to cover you for the services you provide. These include:
- Accounts Receivable Coverage
- Business Income Loss Protection
- Employee Dishonesty Coverage
- Electronic Data Processing Equipment Coverage
- Business Personal Property Coverage
- Tools and Equipment Coverage.
Foremost Insurance Group offers policies to cover you for institution services such as school tuition and fees, accessory coverage, liability protection, extended coverage for items in a church, counseling coverage for damages that occur from incidents involving therapy or counseling, church directors and officers for damages that are made for wrongful acts towards them and sponsoring events coverage.
Foremost Insurance Group also offers coverage for your wholesale groups, including accounts receivable coverage, business income loss protection, employee dishonesty coverage, seasonal coverage increases, inventory coverage, and personal property coverage as transported. In addition, foremost Insurance Group offers insurance to cover your business automobiles, workers’ compensation, and umbrella insurance protection.
Get A Foremost Insurance Quote in Florida Today
Foremost Insurance has grown and come a long way from a small business to a large company succeeding in the insurance industry. With all of the products and services that Foremost offers, it is easy to see why they are doing so well. Their growth is because they are innovative and provide an excellent claims service. That has been an essential part of the group since its beginning. They pride themselves on highly trained representatives and know what it takes to repair the properties they insure. With over two million customers and counting, Foremost Insurance offers fast, fair, and friendly service that keeps its customers returning for continuous service.