Are you looking for an insurance company that has made it through the storms in Florida? What about an insurance company that continues to do business and thrive through difficult times? Moreover, an insurance company that will ensure you have the peace of mind that your possessions are insured should something happen. Florida Peninsula focuses primarily on home, condominium, and renter policies. They have been able to do all of this for its customers.
The Florida Peninsula Insurance Company is Founded
The Florida Peninsula Insurance Company began in May 2005 and immediately took over 35,000 wind policies. They had their first big test with Hurricane Dennis after only three months of being in business. Two more significant storms hit Florida that same year. Then, they took care of over 10,000 claims.
Florida Peninsula gained experience quickly but handled it all successfully. It allowed them to learn how to improve their insurance policies and procedures for taking the storms in a more organized and better way. This knowledge has helped them become one of Florida’s top ten homeowners insurance providers. Today, they serve over 120,000 Florida residents.
The Better Business Bureau gave the Florida Peninsula Insurance Company an “A+” rating. In addition, they received an “A” (which means exceptional) rating from A.M. Best. They are a financial stability rating company for the insurance industry. They want you to feel safe and protected and keep. They keep more money above state minimum regulations and work with the best reinsurance companies to protect you and your possessions.
Florida Homeowners Insurance From Florida Peninsula
Florida Peninsula knows that you value your home. In addition, they understand it is a special place for you and your family and holds your most essential items. Therefore, they offer the peace of mind that comes with knowing your home and belongings are insured. Customers know they will replace everything if you lose them to an unfortunate event like a fire or storm.
One of the policies that Florida Peninsula offers is a Homeowners Insurance Policy. So, no matter how big your home is or how much it is worth, they will give you the proper coverage and options to meet your needs.
Florida homeowners insurance through the Florida Peninsula Insurance Company offers property coverage for the actual place you live in, any physical structures that are there but not attached to your home, such as a pool, shed, or fence, and coverage for items such as clothes, electronics, and furniture. In addition, rental insurance helps you find a place to live until someone fixes your home after a disaster.
Additional Florida Home Insurance Coverage
The Florida Peninsula Insurance Company offers liability coverage through their homeowners’ policy that will cover if you damage property belonging to someone else or if they are hurt while on your property.
Homeowners insurance through Florida Peninsula also offers wind and other storm deductibles. Each policy includes property and liability coverage, and the deductibles are obtainable for all three areas of coverage with limitations and terms based on your current policy.
Florida Condo Insurance From Florida Peninsula
Florida Peninsula offers Condominium Owners Insurance covering belongings or personal items inside your condo. Even though someone else may insure the building, this policy can help provide the coverage you need for your items so you can replace them if something happens.
Condominium insurance through them provides coverage for:
- The actual condo
- Hotel coverage
- Any loss assessment from the condo association
In addition, they offer liability coverage through their condominium insurance plan that will cover if you damage property belonging to someone else or if they are hurt while on your property.
What About Hurricane Insurance for Condos?
Through Florida Peninsula, condominium insurance offers wind and other storm deductibles. Each policy includes property and liability coverage, and the deductibles are obtainable for all three areas of coverage with limitations and terms based on your current policy. This rider is critical for living in Florida due to how common hurricanes are.
Florida Renters Insurance
Florida Peninsula also offers renters insurance in Florida that will provide coverage for any personal items you may have in the unit that you rent. For example, this policy can cover loss by fire, theft, or someone vandalizing your property.
Renters’ owner’s insurance through the Florida Peninsula Insurance Company covers personal items such as clothes, furniture, electronics, and jewelry. Moreover, they even provide coverage for a place to stay until someone repairs your home. In addition, they cover any charges for loss assessment that the renters association may issue.
Florida Peninsula also has liability coverage through their renter’s policy that will cover if you damage property belonging to someone else or if someone gets hurt while on your property. Renters’ insurance through them also offers wind and other storm deductibles. Each policy includes property and liability coverage, and the deductibles are obtainable for all three areas of coverage with limitations and terms based on your current policy.
Florida Peninsula wants you to know they are there for you with fast and friendly claims service and highly experienced agents and representatives. They offer competitive rates and have discount options available for their customers. They strive to improve and remain a leader in the insurance industry. They call Florida their home and want to keep it that way by protecting the people and their homes around the state for many years.