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Gainsco Auto Insurance Company

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Wouldn’t you like an automobile insurance that offers many discounts? Are you looking for an insurance company that is driven to provide high quality insurance at an affordable price? How about an insurance company that is a leading competitor with automobile coverage to fit your needs? Wouldn’t you like to be a part of a championship team? That is just what you will find with Gainsco Auto Insurance Company.


Gainsco Auto Insurance Company began in 1978, as a Texas Corporation in Dallas, Texas. Gainsco Auto Insurance Company also has a regional office in Miami, Florida. Gainsco Auto Insurance Company has their insurance operations directed by their parent company, MGA Insurance Company, Inc. MGA was rated a “B+” by A.M. Best, a financial rating company in the insurance industry.


Gainsco Auto Insurance Company is a property and casualty insurance holding company that mainly sells the basic minimum specialty and non-standard personal auto insurance policies. Most standard insurance companies are afraid to sell these policies due to their high risk.


Gainsco Auto Insurance Company is also the proud, main sponsor of GAINSCO/Bob Stallings Racing #99 “Red Dragon” car. In 2007 and 2009, it was driven to the GRAND-AM Rolex Sports Car series Championships. They have also won over 16 races and have set multiple series records. This car is a symbol and a tie between Gainsco Auto Insurance Company and its agent partners.


Gainsco Auto Insurance Company offers both first and third party insurances sold through their many independent agents. These insurance coverages include collision to cover your car should you be in an accident that was your fault. If it was the other persons fault, then their insurance would be liable and kick in and cover the accident. It is best to have collision insurance if your car is worth over $4000 and important to make sure you have enough insurance to cover the cost of the car and get a replacement should something happen to it.


Gainsco Auto Insurance Company has comprehensive Insurance which can cover the cost of damages to your car caused by natural disasters, fire, robbery, theft, vandalism and much more. Gainsco Auto Insurance Company also has a liability coverage that will cover claims that may arise from injuries or damages to other people and their property. This can also protect you from a lawsuit.


Gainsco Auto Insurance Company offers a special auto insurance policy that has no discounts, special coverages or policy packages but provides the state required minimum limit for those who don’t want more coverage, can’t afford more coverage or can’t get more coverage. This could be due to a person having a bad driving record or because of the kind of automobile they have. People who may not be able to get state mandated insurance can come to Gainsco and be insured.


Gainsco Auto Insurance Company reminds people that it is the law to have at least liability insurance in all 50 states. Each state is different on their amounts that they require but, if you get caught without insurance, you can face large fines and have your license suspended should you get caught. You could also lose your automobile due to a lot of states now impounding vehicles that are not insured. Having insurance continuously can also save you money by keeping your insurance costs down.


Gainsco Auto Insurance Company offers fast claim response, customer service in English and Spanish, plans that are flexible and the ability to add and make changes to your policy as needed. At this time, Gainsco Auto Insurance Company does not offer 24/7 claims service or the ability to report an online claim. They do, however, offer extended hours to help you out. You can also make payments by returning the monthly bill with your payment either by mail or at a local office in your area. There is also the option to have automatic payments taken out of your checking account or you can call the 1-800 number to pay any time of day or night by checking, credit card or debit card.


The amount of coverage that you may need from Gainsco Auto Insurance Company may depend on the type of car you have an dhow old it is. It also depends on the risks you are willing to take for your safety. Your insurance plan will show that by having a high coverage amount and low deductible. It also depends on how many passenger you have in your vehicle and how many of these are children on a regular basis and if any other family members drive your car.


Gainsco Auto Insurance Company also wants you to know that you may have to carry extra insurance besides liability, such as collision or comprehensive, if your vehicle is being leased or still being paid off through a loan. Your driving record could also affect your premium that you pay depending on the company you are insured with. It goes back 3-5 years so having a clean driving record can help get you a discount.


If you should ever have an accident, Gainsco Auto Insurance Company wants you to call them and report the claim to Gainsco Auto Insurance Company right away, stay at the scene of the accident, call the police to report the accident right away, use the accident information card that Gainsco provides for you with your policy to know what information should be exchanged and make sure to get all of that written down, do not talk about your insurance or ever say you were at fault and if you are able to do so, take pictures with a cell phone or camera of the vehicles and the damage.


Gainsco Auto Insurance Company offers many options for coverage for all drivers. They offer free quotes too and you would be surprised at how inexpensive a policy from Gainsco Auto Insurance Company may be for you. They have the state minimum limits and all the way up to full coverage plans that are affordable and have low down payments.


Gainsco Auto Insurance Company also has a lot of discounts available to help you out. They have excellent customer service and claims handling, competitive prices and insurance policies that are customized to fit your needs. They are a solid group that you can put your trust in. As Gainsco Auto Insurance Company likes to say, “Are you Driven?=We are!”

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