Are you looking for a company that provides commercial property and casualty insurance in Florida? Do you need that extra support in case something should happen to your business? For example, are you worried about the storms in the coastal areas that sometimes do lots of catastrophic damage? Hurricanes in Florida could destroy your business and are a credible threat. Floridians need additional insurance to protect everything and everyone. If so, then you need to check out the Granada Insurance Company.

Founding The Granada Insurance Company

The founders formed Granada Insurance Company into a legal corporation in Florida in August 1986. They began business in May 1987. Hattbert Holdings, Inc., a Florida-based financial services company, purchased Granada in November 2003. Hattbert Holdings has left the name “Granada Insurance” instead of changing it as some companies sometimes do.

A.M. Best’s Rating

Granada has been rated a “B” by A.M. Best. a financial rating company for the insurance industry. They have offered commercial property and casualty insurance throughout Florida for over 25 years. They have offices in Miami and Sarasota. Granada strives to live up to its motto, “The Agent-Partner Company.” It delivers outstanding service and consideration for its company’s force.

Types of Insurance Offered By Granada 

Granada offers commercial property insurance. It helps a business to repair or replace the building and other property damaged or destroyed. In addition, they also help reimburse you for lost or stolen property.

Granada offers Florida commercial auto insurance protection for your business vehicles. Whether you own one or hundreds of automobiles for your business, they will cover it. It pays to have your company vehicles insured by a commercial auto insurance plan.

Granada’s commercial auto insurance covers:

• bodily injury
• property damage
• medical payments
• uninsured motorists
• underinsured motorists
• extensive physical damage
• collision coverage. 

A friendly customer service representative or agent can help you decide the proper coverage.

Additional Types of Speciality Coverage 

Granada offers Pest Control/Exterminator Liability Insurance. It consists of: 

• General and professional liability for pest control operations
• Commercial property and equipment coverage
• Business vehicle coverage for pest control operations
• Excess and umbrella coverage
• Workers’ compensation
• Third-party dishonesty bonding for pest control operations
• Pollution coverage
• Exterminator liability
• Pest inspection damage liability insurance
• Blanket coverage
• General liability insurance coverage

Granada offers Garage Liability for businesses that own a garage. In addition, they will cover an auto service center to do repair work. Furthermore, it covers liability for the premises, operations, and products. Finally, it can also cover the cars used for the business but does not cover the ones left in the shop for repairs.

Granada also offers Artisan Contractors Liability to business people who perform skilled construction trade work. Examples include electricians, plumbers, and carpenters. Moreover, this type of policy can cover commercial auto. Additionally, general liability included completed projects, products, workers’ compensation, and business property.

Even More Types of Insurance Offered By Granada Insurance

Granada offers a Hotel/Motel Insurance Program covering the hotel’s contents. Examples include televisions, curtains, and furniture. In addition, it covers their guest’s property, such as clothing and electronics.

Granada also offers a Beauty Shop Program for beauticians and barbers. It protects their property in most areas and covers nails, hot waxing, eyelashes, and eyebrow enhancements. Additionally, it covers massage, body wraps, and topical makeup applications.

Restaurant and Liquor Liability Coverage

Granada offers Liquor Liability coverage that will provide a business that sells liquor. The policy protects from bodily injury and property damage claims from selling or serving alcoholic beverages. Granada also offers an Office Program Insurance covering the essential documents in an office setting should something occur, such as a fire, vandalism, or theft.

Granada also offers a Restaurant Insurance Program. They design it for each restaurant, depending on their needs. It provides bodily injury and liability protection should something happen to your restaurant. Granada also offers Renters Dwelling Liability Insurance that can provide coverage for the rental properties that you may own. It can cover fire, lightning, wind, hail, explosions, smoke, riots, aircraft, non-owned vehicles, and more.

General Contractors Insurance

Granada Insurance offers General Contractors Liability Insurance that protects you should you own a business and you would get sued if something happens. Nowadays, with many lawsuits, it pays to protect yourself and keep your business going if something should happen.

Granada also offers Manufactured Housing Community Insurance that will protect the owner of a community of manufactured homes they may own if something happens to them. This policy can cover property, including the building, contents, loss of income, and equipment breakdown. It also covers liability insurance to protect the owner if someone should get hurt on the property.

What About Churches?

Granada offers Church Program Insurance that can cover should something happen to: 

• Church
• Monastery
• Convent
• Religious organization
• Religious shrines
• Temples
• Synagogues
• Retreat houses
• Denominational offices
• Schools
• Camps
• Senior living areas.

What About Other Stores?

Granada Insurance offers Delicatessen, Convenience, and Grocery Store Insurance that can cover:

• Liquor liability
• General liability
• Property insurance
• Package insurance
• Umbrella protection

Granada also provides a policy for gasoline service stations with convenience stores. It can cover property insurance to protect the building’s buildings, gas pumps, computers, premises, equipment, and inventory. It can also add general liability to protect against bodily injury or property damage.

Granada offers apartment and condominium insurance. It covers if something damages your apartment or condo due to a fire or storm. Granada also provides a neighborhood tavern program that covers small area taverns. However, it requires a minimum of three years in the industry.

The Conclusion of Granada Insurance 

With all the policies Granada Insurance has to help provide Florida business insurance, finding one that is right for you should be easy. Their highly trained representatives are there to help you find a plan for your business and customize it in a way that will benefit you if something happenstance has quality, affordable insurance, and with the way things are today, you would be crazy not to check them out and protect your business and yourself so that you can keep on prospering for years to come.