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Universal North America Insurance Company

Florida Insurance Quotes

Are you looking for an insurance company based on being an example and aiming to be the best insurance provider and a leader in the insurance industry while protecting values and their clients? One that wants to create new products that exceed your expectations and work for you? One striving to grow and looking to the future of being there for you for many years to come? Well, look no further. You have found all that and much more in Universal North America Insurance Company.

Universal Insurance Holdings of North America (UIHNA) is a branch of Universal Group in Puerto Rico. Universal Group’s excellent history of over 25 years and its financial stability and growth, along with the experience and local state presence of the staff in North America, combine to bring you Universal Insurance Company of North America and Universal North America Insurance Company.

In 1992, Universal North America Insurance Company formed part of the insurance group we know today as Universal Insurance Group. Since then, this extraordinary group has pressed on to create coverage for all your personal and commercial items. Universal North America Insurance Company strives to ensure your satisfaction by keeping up with the latest trends/technology, ensuring systems are up to date and of the highest standards, providing good customer service, and having a wide variety of new items and new ideas for the future. As a result, universal North America Insurance Company continues to keep an” A-” (Excellent) Financial Stability Rating from A.M. Best (A Nationally Recognized Statistical Rating Organization) with more than $300 million in equity.

Universal North America Insurance Company offers a wide range of insurance to meet the needs of its customers. They have a Homeowners Policy set up to be personalized for each individual families needs to protect your home in the event of a loss; Condominium Unit Policy that covers not only your condo but your personal contents as well; Renters Policy that covers damage or theft of their items that are in the dwelling that they live in; Dwelling Fire Policy that covers landlords in the event of any needed repairs or expenses occur; Home Equipment Protection Policy that covers equipment that may break down such as hot water tanks, swimming pool equipment, air conditioning systems, telephone or security systems, home theater systems and more; Flood Policy that covers damage due to water in a home; Businessowner’s Protection Policy that is only available in Florida but will offer property and liability coverage for small businesses; Earthquake Policy that is only available in California, Arizona, Nevada, North Carolina and South Carolina that gives you the choice of a Comprehensive Plan or Limited Coverage Plan depending on which plan meets your needs and fits into your budget.

Universal North America Insurance Company also provides a reinsurance program to help in the event of recurrent issues/storms, provide you with the assistance you need, and ease your mind in these difficult situations. In addition, universal North America Insurance Company offers Quota Share, where losses are shared on a “pro rata” basis by a certain percentage based on catastrophe and non-catastrophe losses, and Catastrophe Excess of Loss reinsurance, where the Company is protected if the storm or event exceeds a certain level. Universal North America Insurance Company varies per state and line of business.

Universal North America Insurance Company strives to be dependable and to keep growing as they follow a plan to hold to what they believe in and says they are. It is a company built on values that listen and responds to its customers. Universal North America Insurance Company has specialized, professional, and well-trained people in their customer service department to assist you at any time, day or night, every day of the week. Universal North America Insurance Company maintains and encourages open communication between these employees and management. These exceptional people have been through readiness exercises to prepare them for any disaster and have a mobile unit ready to go in case of an emergency.

Universal North America Insurance Company also gives back to its community and those in need worldwide. This shows that they not only care for those people that are their customers but have a heart for many others in this world who need our help and are hurting. They have participated in a Troop Supply Drive to collect supplies for our troops overseas and “adopted” a Battalion in Afghanistan. Their employees also walked in the American Heart Association Heart Walk, raised money and awareness for heart disease, set up tents, and helped register people for the Susan G. Komen Race for the Cure Breast Cancer walk. They also collected food for the Mayors’ Feed the Hungry Program, volunteered at the Salvation Army, donated Christmas toys for needy families, and participated in a relay race for a local food bank in Fort Worth. Now, who wouldn’t love a company that also gives back to the areas and people around the world in need?

Universal North America Insurance Company is there for you, protecting your belongings, assets, homes, and family with the right coverage that fits your needs and helps your family maintain their quality of life should something unforeseen happen. With their many choices of top-of-the-line products and services and their desire to satisfy their customers’ needs, expectations, and securities, Universal North America Insurance Company strives to be the best insurance provider, to be there for you and your family and protect all that matters to you and help you recover from any loss or catastrophe so that you can move on to have a bright and happy future.

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