Following the devastating hurricane seasons of 2004 and 2005, one group of insurance professionals decided to provide a solution for Florida homeowners. This group consisted of the Jerger family, leaders in the Florida home insurance industry since 1946. American Traditions Insurance Company soon received their Certificate of Authority so they could begin writing policies for manufactured homes. American Traditions Insurance Company leads the way by providing residents with coverage for manufactured homeowners at a budget-friendly price.

After this fantastic breakthrough, ATIC began writing homeowners and condominium policies. In fact, in 2007, ATIC proliferated and launched an affiliate company, Modern USA Insurance Company. An executive team manages American Traditions Insurance with 100+ years of experience in the Florida insurance industry. All offered products are written through a vast network of FL independent insurance agents chosen carefully to represent ATIC. Only the agents who represent high standards of integrity, good faith, and significant interactions with the public.

American Traditions Insurance Company

American Traditions Insurance Company boasts an A+ BBB rating. This means that this company is excellent to their customers and will solve any issues promptly. ATIC strives to make customers happy and to handle all complaints.

ATIC has a qualified executive team. Leading this team is T John Jerger, Jr., who is president. Mr. Jerger has over 22 years of insurance experience in the Florida homeowners market. Mr. Jerger also is involved in negotiating and securing the company’s reinsurance.

What Types Of Coverages Does American Traditions Insurance Provide?

Homeowners’ Coverage At ATIC

A policy from American Traditions Insurance protects your home, other structures, and belongings if a covered peril destroys them—for example, fire, hail, lightning, theft, and vandalism. If one of these covered perils damages your home, loss of use is included in your policy. Therefore, temporary housing and expenses are covered while your home is repaired or rebuilt.

For extra peace of mind, American Traditions Insurance also includes personal liability coverage and medical payments to others if someone else is injured on your property due to negligence or if you accidentally damage someone else’s property and are taken to court. ATIC can also provide additional coverage options. This includes replacement costs on personal property, jewelry limits, personal injury limits, mechanical breakdown, and identity theft.

As mentioned above, coverage for manufactured homes is also available. So, let American Traditions provide insurance for your Florida home. No matter if it’s a manufactured home or a traditional home.

Condo Unit Owner Policy

As an FL condo owner, you must understand precisely what your policy covers. Unfortunately, most companies only provide policies where you are responsible for your personal belongings. However, an approach with ATIC will be able to provide coverage for your personal property if it is damaged or destroyed due to a covered peril.

Renters Coverage At American Traditions Insurance

An HO4 policy, also known as renters insurance, will cover you against damage to personal property owned by you, the tenant. It’s important to remember that your policy from ATIC will not cover the actual dwelling that you are renting. Your policy will strictly cover your belongings, where you live, and your items when you travel. If your rental home becomes damaged by a covered peril, your policy will help pay for alternate living arrangements. Optional coverage includes liability and medical payments. It protects yourself and your guests in your rental home.

As a Florida resident, ATIC strongly recommends preparing with hurricane insurance in Florida. Hurricane season here in FL is between June 1 – November 30. Severe weather doesn’t just show up at an expected time, though. Therefore, it would be best if you were always protected from disaster.

American Traditions Insurance strongly recommends that you review your homeowners’ insurance policy by asking yourself these questions:

• Is your coverage up to date?
• Have you made any upgrades to your home?
• Are you okay with your current deductibles?
• Do you have enough coverage to repair or replace your home?
• Are your belongings inside your home covered?
• If your home becomes uninhabitable, are you provided with ALE?
• Are you covered in the event of a flood?

Be On The Lookout For A New Policy Type!

Be on the lookout for American Traditions Insurance Company’s new policy! Coming soon is the Manufactured Home Renters –MH4 policy. This is often referred to as renters insurance but for manufactured homes. The MH4 policy does not cover the actual manufactured home that is being rented. However, this policy works precisely as a renters insurance policy would. If a covered peril damages your manufactured rental, your policy will also cover additional living expenses.

In conclusion, the American Traditions Insurance Company is excellent for purchasing coverage in Florida. We are proud to have them as a partner. If you are interested in this company, collect a quote here now!