Are your collector cars or boats your most treasured items? In addition, do you have difficulty finding insurance? Do you want quality insurance that will protect your classics for years to come so you can keep showing them off? Wouldn’t you want an insurance company that a family founded in that same situation? Moreover, they desired to protect their investments in their classics. Then, they started their own insurance company to be able to do so. Finally, they can help those who want the same coverage for their classics. That is precisely what Hagerty Insurance did.

Hagerty Insurance Company’s Basement Rates.

The company began in a family basement nearly 30 years ago in Traverse City, Michigan. The Hagerty family was looking for insurance for their most valued wooden boats and couldn’t find any. That put the desire for them to begin their own company and help others in the same situation. Therefore, the Hagerty Insurance Company started to cover this niche.

Since its start, Hagerty Insurance has become a world leader in Florida classic car insurance. Later, they expanded to offer Florida boat insurance. They built this business on their genuine love for classic cars and boats. The Hagerty Insurance Company has a passion for the classics that pushes them to keep improving their ideas and products and provide the best possible service to their clients.

Collectible cars and boats have different insurance needs from other automobiles. Hagerty Insurance is a world leader in the collector insurance industry. With Hagerty, they can offer customized products to make it easier for agents to do business and save time, money, and lots of paperwork.

New Billing Options.

Hagerty Insurance Company can direct billing to clients for all new and renewal policies and any new options available with premium low premiums time in the collector car and boat areas and unbeatable claims service. Hagerty Insurance Company can also offer various online tools to help those who prefer to do their business online.

Collector Car Insurance From Hagerty.

Hagerty Insurance offers Collector Car Insurance with low premiums with a full coverage policy that includes comprehensive collision and liability coverage with excellent service at an affordable price. With Hagerty, your vehicle doesn’t go down in value. There is an Agreed Value Policy that you agree on the insured value at policy signing, and it remains in effect should the car become a total loss. You will get that amount agreed upon with no questions asked.

Hagerty Insurance’s Collector Car Insurance Policy provides exceptional service for people who genuinely love the classics. They go through collector car training and support collector car hobbies through youth programs and government advocacies. In addition, Hagerty can answer your most challenging questions about the classic car-owning experience.

The Hagerty Insurance Company is the only group in the country to deal solely with collector automobiles. They have highly trained adjusters and a Parts Specialist to track down those parts to fit your car. Hagerty will allow you to choose your repair shop or even pay you to do it yourself if you choose to. In addition, Hagerty Insurance will enable you to drive your car as many miles as you want with no restrictions.

Additional Services Offered.

The Hagerty Insurance Company offers Roadside Service Protection designed for your classic car. This service guarantees a flatbed tow truck with soft straps to protect your car during its tow. Hagerty provides this service 24 hours a day, seven days a week. It covers battery problems, tire changes, fuel delivery, and being locked out of your car. There are three levels of service that you can decide upon. Those are the: 

1. Standard Plan, which covers the first 10 miles of a tow or the first $50 of any other services 
2. Premium Plan, which covers the first 50 miles of a tow or instead $100 of any additional services
3. High-Octane Plan that covers $125 miles or the first $100 of any other services as long as the customer calls for assistance through the Hagerty dispatch center.

Whether you own one classic car or one hundred, are restoring an old car, traveling with your old vehicle, collecting automobilia that has to do with old cars, or own spare tools and parts, Hagerty Insurance is there for you with a customized policy to fit your needs. They offer vehicle under construction coverage that increases 10% every quarter to $25,000 a year and $750 in range for tools and towing access. Hagerty’s Traveling Collector Insurance will help cover you as you go out and about with your car and on the road. It provides:

• Rental help 
• Repayment if you are not able to make it to an event and have tickets 
• Lodging until someone repairs your car 
• $750 for spare tools and parts 
• $250 for personal items 
• $10,000 of accidental death coverage 
• $500 policy to cover the loss of a pet. 

The Hagerty Insurance Company will also help with surety bonds for different situations and business coverage for your classic car if used for photo shoots, movies, and weddings.

With Hagerty Insurance, you not only get Comprehensive Collision and Liability Insurance Policies, but you also get medical reimbursement for auto shows if an accident injures you during the event, instant new purchase coverage up to $50,000 for 30 days of coverage, motorcycle safety equipment coverage, and spare parts coverage.

Charitable Contributions.

Hagerty also offers 10% of their net revenue to support programs like Operation Ignite!, the Collectors Foundation to keep the future of classic cars going and keep the youth excited about them, and the Historical Vehicle Association that Hagerty Insurance  started to support traditional car vehicle owners and “Keep yesterday’s vehicles on Tomorrow’s Roads.” Hagerty says their collector car insurance is “For Car Guys, By Car Guys.”

The Hagerty Insurance Company also offers classic and wooden boat insurance in Florida. Moreover, they are the world’s leading provider of this type of insurance. This policy can include an agreed value policy where you get reimbursed for the price agreed upon at contract signing should something happen, low-cost premiums, discounts if you are a member of a classic boating club, claim service that is there for you 24 hours a day, seven days a week through the busy months of April through October, unlimited transportation on land no matter where you want to go, fast and friendly customer service from people who know their boats and flexible navigation which allows you to go out on the water as much as you want with no limits. Hagerty protects new wooden ships and boats while someone restores them.

Summary.

Since all Hagerty Insurance does is collectors insurance, it is easy for them to focus on the people who need these services. However, Hagerty wants to help protect the best moments of your life. They do this by allowing you to make your dreams possible with your collectors’ boats and cars and make many memories. The Hagerty Insurance Company understands and “gets it” how you feel about your precious collector’s items. Moreover, they look forward to seeing you live out your dream. Whether on the land driving your classic car or out on the water in your boat, Hagerty is ready to protect you.