Are you looking for an auto insurance company that is a leader in the auto insurance industry, has great coverage, affordable rates, excellent customer service with convenient locations, and is a part of the Nationwide Company? We all want this, so if you agree and answer yes to these questions like I did, then Titan Insurance Company is the one for you.

Titan Insurance Company was founded in 1991 and is known as a leader in Specialty Auto Insurance in Michigan. Based out of Troy, Michigan, Titan Insurance Company has operated as a Nationwide Mutual Insurance Company branch since its purchase in 2003. They rank number 108 on the Fortune 500 list, sixth in property casualty insurance providers, and one of the top ten auto insurers in the United States with over $265 million in written premiums.

Titan Insurance Company strives to create a car insurance policy to meet your needs and fit into your life, giving you a more excellent range of choices as you pick the right plan.

When choosing which insurance policy is right for you, consider the type of vehicle you have, if you have had any accidents, where you live, and what you can afford. Titan Insurance Company offers some more affordable options to help you out, but some are unavailable in specific states, so make sure you pick the ones that pertain to you and your location.

Here are some of the ways that Titan Insurance Company can help you out in specific locations: Accident Forgiveness where your first accident that is your fault will not be held against you and cause a rise in your premium; a break in towing and labor where an inoperable vehicle will be towed to a garage to be fixed and this policy will cover both the tow bill and repair bill; loss of use where a rental car will be provided while your automobile is being restored after the accident; Loan/Lease Coverage for when the vehicle is not worth as much as you owe thus paying the difference between the two for you to help you out; Personal Injury Protection (PIP) allows a situation where no one is faulted for the accident so pay out happens for injuries and even possibly for any lost earnings that you could have incurred regardless of whose fault it was; Double deductible has a lower rate but will double only is accident or loss happens during a specific time period; Rental Reimbursement will allow you to be paid back for the rental car that you used during the time your vehicle was being worked on to be fixed; Accidental Death is where a set amount of money is paid out if you should accidentally die from injuries or wreck; Special Equipment Coverage is where you can spruce up your looks of your vehicle with nice rims or a slamming stereo system and it all be paid for; Original Equipment Manufacturer (OEM) Parts is where your car will be fixed using factory parts when these are available; Non-owner is where you allow someone else to drive your car and something happens and it will still be covered and Decreasing Deductible is a great way to save some money. Every year you go without an accident and keep a good driving record with no points or wrecks, your deductible will go down.

Titan Insurance Company also offers discounts to have multiple vehicles insured on your policy; good student discounts for teens that keep up their good grades; military discounts for if a member of your household serves in the our armed forces; accident free deals for those who can keep their driving record safe and spotless, association discounts for you or your spouse involved in any organization that Titan recognizes; anti-theft device car insurance discounts for those who have these types of devices installed in their vehicles to decrease the chance of it being stolen; anti-lock brakes (ABS) discount for those vehicles who have these kind of brakes; prior deal for those covered by basic insurance for your vehicle before switching to Titan Insurance Company; homeowners car insurance discount for those who own a home and have auto insurance with Titan also; advance quote discount for those who get a quote at least eight days before their policy that they have now ends; motor vehicle safety course discount for those who take a class to refresh themselves on driving and the laws ; air bag discount for those who have airbags in their vehicle or any safety features that will add to your protection in the car; farm use discount for those who have these types of vehicles used for farming and agricultural work.

Titan Insurance Company offers Travelink discounts for those people who travel a lot for work, and their employer tries to lessen the effect on them by helping them with the cost of their vehicle. This discount goes along with the collision insurance policy only. Titan Insurance Company also offers electronic funds transfer, where you get a discount for having bills and payments set up electronically to save on paper; a mature driver discount is where the longer you have driven could be a plus and offer you a value for the experience.

Another coverage that Titan Insurance Company offers is Auto Insure Liability Coverage, which protects against injuries and property damage to others if the accident is your fault. In addition, it can pay lost earnings and any lawsuits or legal fees due to an accident. Most states require this type of insurance. Finally, Titan Insurance Company offers collision coverage to help pay for your vehicle if anything happens to it, such as a wreck, someone hits you, or you roll your car over. Some companies require this type of insurance if you lease the vehicle or have to take out a loan to buy it and still owe on loan.

Titan Insurance Company also offers uninsured or underinsured motorist coverage for any damage to your vehicle if you were hit by someone uninsured, underinsured, or unable to be identified. This will also cover medical costs for you and your passengers if you are hurt and can pay for any lost income due to injury and other damages. Again, this coverage may vary depending on what state you live in.

Titan Insurance Company also offers medical payment coverage to help pay any medical bills related to your injury due to an accident and comprehensive coverage that is a step above having liability and collision coverage together. Comprehensive coverage will protect your vehicle from most kinds of damage not caused by collision.

Titan Insurance Company has an emergency roadside service plan available to help when things don’t go as planned. This can include towing, tire changes, jump starts, gas delivery, help if you lock yourself out of your vehicle, and help get your car back on the road if you happen to run off the road. Titan Insurance Company also has many options for those who are high-risk and may not be able to get insurance through other companies.

Titan Insurance Company has customer service representatives who are friendly, helpful, and trained to handle all your claims and help you pick out which insurance is right for you. Their people are experienced, and their insurance is affordable with many options. They can get you insured for as little as $1.00 daily, so they are worth checking out.