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Archive | Homeowners Insurance Florida

Hurricane Insurance in Florida?

Have you heard the term “hurricane insurance in Florida”? We all have. While this is a commonly used term, it sort of doesn’t exist. However, there is a combination of policies that can protect your home from hurricanes and there damages. If you are a FL resident and live in a hurricane zone, it’s recommended to purchase as much extra coverage as you can afford.   Florida homeowners is the first step when it comes to protecting your home. In fact, you may be able to supplement your policy with windstorm insurance or even flood insurance. A standard wind insurance […]

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Can you insure a mobile home in Florida?

Do you own a mobile home in Florida? Are you confused whether not you can purchase mobile home insurance in Florida? Let’s clear up this confusion! Here’s everything you need to know about insuring your mobile home.   A mobile home is perfect for Florida. This is due to the affordability and warmer weather the Sunshine State provides. Actually, 1 in every 3 homes built in Florida is a mobile or manufactured home. Before buying a mobile home, it is important you understand all the details.   Can I insure a mobile home in Florida? The answer is obviously yes, […]

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What is the average cost of homeowners insurance in Florida?

Finding affordable homeowners insurance in Florida is not easy.  Especially because Florida has the highest homeowners rates of any other state. These high rates are mostly due to the major risks that living in Florida brings. For example the increased likelihood of hurricanes or tornadoes. However, this should not come as a surprise considering Florida’s coastal geography. In fact, these perils cause thousands of dollars worth of damages in claims every year. Due to the frequency of claims, you may notice that your FL homeowners rates are slightly increasing.   On average, how much is homeowners insurance in Florida? The average cost […]

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South Florida Homeowners Insurance

Southern Florida has the highest home insurance in the United States. It’s a given that residents wonder why coverage is so expensive. This is simply because Florida leads all other states when it comes to insured catastrophic risk. The higher the chance of risk, the more expensive your rates will be.   Why does South Florida have higher rates?   Higher South Florida homeowners insurance rates are due to the constant destruction caused by hurricanes, high winds, flooding, tornadoes, and other natural disasters. However, one of the main perils that Floridians face is hurricanes. Each year hurricanes cause massive amounts […]

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2019 Florida Home Insurance Companies List

Homeowners Insurance Companies in Florida 2019 In addition to our Florida homeowners insurance companies list, we have also provided more information about “homeowners insurance Florida“. If you read through each one, it will help you determine the level of service each company can provide to you. Keep reading below to get a better understanding of your options or simply click on “Get A Quote” and let us find you the ideal option for your hard earned money. American Integrity Insurance Company of Florida American Integrity Insurance Company of Florida serves over 250,000 policyholders throughout FL. Whether you are a policyholder […]

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Miami Homeowners Insurance Quotes

Finding homeowners insurance in Miami can be quite a task. There are so many options available out there, it’s overwhelming to think about. By conducting proper research online, you can find affordable coverage with a trustworthy carrier. By shopping online here at FloirdaInsuranceQuotes.net, you can easily start saving hundreds on a policy.   Miami home insurance rates are increasing each year. It’s rare to see a decrease in premiums when comparing to other states. In fact, Miami is home to the highest premiums in the nation. The average annual premium here is around $1900 per year.   When it comes […]

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How can I receive cheap Florida homeowners insurance?

Trying to secure cheap Florida homeowners insurance can be quite a task. However, that does not mean it’s difficult. With some planning ahead and taking the time to review everything, you can lock down that cheap policy you’ve been looking for. Finding coverage is easy. All it takes is for you to collect a few quotes. Did you know that by shopping around with us can save you hundreds of dollars on a policy? Here is how you can do just that. Secure your quotes with us    Start off by collecting quotes from multiple companies right here. There is no need […]

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Safeguard Your Home With Home Insurance

home insurance quotes

If you already own a home, particularly in Florida, you’ve probably already put in the work to secure finances and take care of the legalities in order to settle into that house with your family. Your next step is to ensure that your home is protected for years to come. When it comes to owning a home, insurance is a must. About home insurance Florida home insurance, also known as FL homeowner insurance and even hazard’s insurance, is a type of property insurance that’s designed to cover a private residence. This policy provides various insurance protections that are fundamentally personal […]

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My Florida home insurance company dropped me. Now What?

Florida homeowners are frantically trying to shop for a new insurance policy after companies have dropped over 87,000 Florida policies. This sudden policy drop is due to expensive hurricane damages throughout the state. Did you know hurricanes Irma and Michael caused over $15 billion dollars’ worth in claims alone? Along with hurricane damages, water damage claims are skyrocketing. This has caused Florida home insurance costs to rise, leading to major carriers to drop their customers. Citizens Property states that an increase in non-weather related water claims has affected rates too. That includes plumbing issues, roof problems, and other insurance claims […]

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Florida Homeowners Insurance For Trampolines

Trampolines are a type of device that characteristically features a piece of strong tight fabric stretched taut over a steel frame featuring several coiled springs.   This produces a device that’s bouncy enough to launch people in the air when they jump onto it. While the fabric mat that stretches over the frame isn’t entirely elastic, it’s the responsibility of the coiled springs that produce the elasticity causing the bouncy effect, since they store potential energy.   Trampolines are an object of affection for kids, though they’re also commonly used in sports and recreational contexts where the device may be […]

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Is there relief in sight for homeowners insurance rates in Florida?

The premium bill comes in the mail and it is a familiar scene played out all across Florida. You stand there, shaking your head, wondering why the homeowners insurance rates in Florida continue to rise. The answer, unfortunately, is probably not one that you want to hear. According to a recent report by the National Association of Insurance Commissioners, residents of the state of Florida are now paying an annual premium of approximately $2,000 a year for property insurance. That figure is more than double over the national average of just under $1,000 annually. Additionally, owners of Florida condominiums are […]

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Be Prepared for Your Florida Property Insurance Purchase

Most homeowners have a requirement commonly referred to as Florida property insurance, but it can be a rather confusing process.  If you are trying to find the best rates possible for your unique situation, understanding the questions an agent will ask you is very important.  Understanding the most frequently asked questions will ensure that you are able to provide as much information as possible to get the right coverages, and the best rates. Residence Type Florida property insurance coverages vary greatly depending on the type of home you live in.  There are different coverage limits and policies depending on what type […]

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State Senate Bill May Provide Options For Florida Flood Insurance

Florida homeowners may soon gain more options for flood insurance, more than what’s offered by the current federally subsidized national program, due to a measure that’s designed to help encourage more private flood insurance companies to enter the market.   Earlier this month, the Florida Senate passed the bill, which would provide Florida residents with the flood insurance alternatives they’ve probably wanted.   While many Floridan residents do need some type of flood insurance, especially if they live in flood-prone parts of the state, the lack of options on the market make it difficult for Florida residents to get true […]

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Florida homeowner’s insurance comparison

Breaking down your Florida homeowners insurance comparison Trying to find the best Florida homeowners insurance is nowhere near as simple or as straightforward as most companies make it out to be. In fact, it can even be argued that if you are finding the Florida homeowners insurance comparison process to be almost too easy, too effortless, and too simplified and streamlined your likely being lied to (or at least misled) into grabbing Florida homeowners insurance and that might not be the best value or bang for your buck. But use the information below in this quick guide to help you […]

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Best Home Insurance in Florida

You’ve worked hard to buy your house.  It saw you through those early years of marriage when beanie weenies was on the menu several times a week, the birth of your daughter, followed quickly by the next two kids (both girls).  The house became awash in shades of pink, nail polish bottles and eyeshadow.  The backyard cemetery holds the remains of three hamsters, a couple hermit crabs, two chickens and countless numbers of fish.  At times it felt obsessively small, and when the kids had friends over it was overwhelmingly loud.  It protected you through the no-name storm, the hurricane […]

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Already The Nation’s Highest, Homeowners Insurance Florida Rates Continue To Grow

If you’re looking for homeowners insurance, Florida rates can seem astronomical. Florida is the most expensive state in America for insurance for the home, and there’s little relief in sight. The typical premium for the average house in Florida is close to $2000 per year. That’s more than four times the cost of insuring a house in the least expensive state, Idaho. Florida homeowners insurance is more than double the national average, and continued cost increases could threaten the state’s reputation for a low cost of living compared to the rest of the nation. Hurricane Claims Are Down, Profits Are […]

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The Most Expensive State in the U.S

To many people, the sky-high home insurance rates in Florida come as a bit of a surprise. Many friends and family often confess to me that, they find it odd that such a sunny, cheerful state should be effected by such catastrophic home insurance rates. However, to many of us Floridians, crazy expensive homeowners policies have become the norm. However, how many of you knew that Florida actually boasts some of the highest home insurance rates in the entire federal republic of the U.S A? I bet that not many of you knew that. Well, now you do. However, if you […]

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The Most Common Property Insurance Claims in Florida

There are many different problems that can lead to increases for property insurance in Florida.  Understanding the most common claims can help you choose the policy that best fits your needs, so you do not have to worry about significant out-of-pocket costs later on. Water Damage Water damage is one of the most frequent filed claims in the state of Florida, but these claims do not include all the costs associated with flooding.  Water damage policies cover sudden issues that result from damaged or broken pipes, or drain failures that result in plumbing backups.  In some Florida counties, these costs […]

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Florida home insurance companies

Three things Florida home insurance companies don’t want you to know While the overwhelming majority of Florida home insurance companies out there are on the “up and up” and run completely legitimate businesses, there are a number of less than ethical insurance companies looking to squeeze every penny out of anyone they can – with absolutely no worry or concern about what it does to you. And even if there isn’t any malicious intent behind some of the actions that Florida home insurance companies take they might still be keeping you from saving all of the money that you otherwise […]

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Home Insurance Quote Tallahassee FL

You Can Quote Me You probably just typed “home insurance quote Tallahassee FL” into Google and saw all the results. Yeah, there’s a lot.  Every insurer wants you at their site getting a quote from them and making an on the spot decision. It’s not enough to just get a quote; you need to be able to get the right quote on the right policy and the right riders.  Sound confusing?  You’re not alone. So, what constitutes a good home insurance quote in Tallahassee, FL?  Well, first, what constitutes a good home insurance policy for Tallahassee? Bank On It That […]

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