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Florida Homeowners Insurance For Trampolines

Trampolines are a type of device that characteristically features a piece of strong tight fabric stretched taut over a steel frame featuring several coiled springs.   This produces a device that’s bouncy enough to launch people in the air when they jump onto it. While the fabric mat that stretches over the frame isn’t entirely elastic, it’s the responsibility of the coiled springs that produce the elasticity causing the bouncy effect, since they store potential energy.   Trampolines are an object of affection for kids, though they’re also commonly used in sports and recreational contexts where the device may be […]

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Is there relief in sight for homeowners insurance rates in Florida?

The premium bill comes in the mail and it is a familiar scene played out all across Florida. You stand there, shaking your head, wondering why the homeowners insurance rates in Florida continue to rise. The answer, unfortunately, is probably not one that you want to hear. According to a recent report by the National Association of Insurance Commissioners, residents of the state of Florida are now paying an annual premium of approximately $2,000 a year for property insurance. That figure is more than double over the national average of just under $1,000 annually. Additionally, owners of Florida condominiums are […]

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Be Prepared for Your Florida Property Insurance Purchase

Most homeowners have a requirement commonly referred to as Florida property insurance, but it can be a rather confusing process.  If you are trying to find the best rates possible for your unique situation, understanding the questions an agent will ask you is very important.  Understanding the most frequently asked questions will ensure that you are able to provide as much information as possible to get the right coverages, and the best rates. Residence Type Florida property insurance coverages vary greatly depending on the type of home you live in.  There are different coverage limits and policies depending on what type […]

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State Senate Bill May Provide Options For Florida Flood Insurance

Florida homeowners may soon gain more options for flood insurance, more than what’s offered by the current federally subsidized national program, due to a measure that’s designed to help encourage more private flood insurance companies to enter the market.   Earlier this month, the Florida Senate passed the bill, which would provide Florida residents with the flood insurance alternatives they’ve probably wanted.   While many Floridan residents do need some type of flood insurance, especially if they live in flood-prone parts of the state, the lack of options on the market make it difficult for Florida residents to get true […]

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Florida homeowner’s insurance comparison

Breaking down your Florida homeowners insurance comparison Trying to find the best Florida homeowners insurance is nowhere near as simple or as straightforward as most companies make it out to be. In fact, it can even be argued that if you are finding the Florida homeowners insurance comparison process to be almost too easy, too effortless, and too simplified and streamlined your likely being lied to (or at least misled) into grabbing Florida homeowners insurance and that might not be the best value or bang for your buck. But use the information below in this quick guide to help you […]

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Best Home Insurance in Florida

You’ve worked hard to buy your house.  It saw you through those early years of marriage when beanie weenies was on the menu several times a week, the birth of your daughter, followed quickly by the next two kids (both girls).  The house became awash in shades of pink, nail polish bottles and eyeshadow.  The backyard cemetery holds the remains of three hamsters, a couple hermit crabs, two chickens and countless numbers of fish.  At times it felt obsessively small, and when the kids had friends over it was overwhelmingly loud.  It protected you through the no-name storm, the hurricane […]

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What does the best Florida home insurance really cover?

The Best Florida Home Insurance Has The Coverage You Really Need Even the best Florida home insurances rates are climbing yearly. Florida is subject to some of the most extreme weather in the nation, and when many homeowners make claims, it’s common for rates to rise in following years. If you’re trying to save money on your home insurance in Florida, shopping around for the lowest price isn’t the only way you can do it. If you understand the most common claims you’re likely to make on your insurance, you can tailor your policy to save money now, and keep […]

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Already The Nation’s Highest, Homeowners Insurance Florida Rates Continue To Grow

If you’re looking for homeowners insurance, Florida rates can seem astronomical. Florida is the most expensive state in America for insurance for the home, and there’s little relief in sight. The typical premium for the average house in Florida is close to $2000 per year. That’s more than four times the cost of insuring a house in the least expensive state, Idaho. Florida homeowners insurance is more than double the national average, and continued cost increases could threaten the state’s reputation for a low cost of living compared to the rest of the nation. Hurricane Claims Are Down, Profits Are […]

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The Most Expensive State in the U.S

To many people, the sky-high home insurance rates in Florida come as a bit of a surprise. Many friends and family often confess to me that, they find it odd that such a sunny, cheerful state should be effected by such catastrophic home insurance rates. However, to many of us Floridians, crazy expensive homeowners policies have become the norm. However, how many of you knew that Florida actually boasts some of the highest home insurance rates in the entire federal republic of the U.S A? I bet that not many of you knew that. Well, now you do. However, if you […]

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The Staggering Cost of Florida Property Insurance Rates

Florida has long been a favorite destination for those hoping to get away from the harsh, bitter winters that plague other parts of the country.  However, there are some things that new arrivals to the Sunshine state should be aware of, one of which is the cost of property insurance. Florida property insurance rates are the highest in the nation, and this has had a devastating impact on both the economy, and homeowners’’ budgets.  When you consider that Florida’s overall reputation has always been a place for rather low cost living, the exorbitant rates are certainly causing many to wonder […]

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The Most Common Property Insurance Claims in Florida

It is no secret that there are many different problems that can lead to increases for property insurance in Florida.  Understanding the most common claims can help you choose the policy that best fits with your needs, so you do not have to worry about significant out of pocket costs later. Water Damage Water damage is one of the most often filed claims in Florida, but these damages do not include the costs associated with flooding.  Water damage policies cover sudden issues that result from damaged or broken pipes, or drain failures that result in plumbing backups.  In some Florida […]

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Sunshine State Insurers

A quick Google search for the terms “homeowners insurance companies Florida” shows the consumer an overwhelming list of insurers, and a few articles regarding how to choose a company. Insurers run the gamut from national companies to local companies, from those exclusive to one group (such as military members) to those who cover anyone.  It’s a difficult, if not daunting task to choose, but here are some things that can make it easier for you. Ask Around Ask your friends, family, and neighbors who they use, especially your neighbors.  The people who have lived in your area for a long […]

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Florida home insurance companies

Three things Florida home insurance companies don’t want you to know While the overwhelming majority of Florida home insurance companies out there are on the “up and up” and run completely legitimate businesses, there are a number of less than ethical insurance companies looking to squeeze every penny out of anyone they can – with absolutely no worry or concern about what it does to you. And even if there isn’t any malicious intent behind some of the actions that Florida home insurance companies take they might still be keeping you from saving all of the money that you otherwise […]

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Home Insurance Quote Tallahassee FL

You Can Quote Me You probably just typed “home insurance quote Tallahassee FL” into Google and saw all the results. Yeah, there’s a lot.  Every insurer wants you at their site getting a quote from them and making an on the spot decision. It’s not enough to just get a quote; you need to be able to get the right quote on the right policy and the right riders.  Sound confusing?  You’re not alone. So, what constitutes a good home insurance quote in Tallahassee, FL?  Well, first, what constitutes a good home insurance policy for Tallahassee? Bank On It That […]

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Homeowner Insurance Companies in Florida

Homeowner Insurance Companies in Florida

Narrowing the Insurance Field According to a quick search on the Florida Office of Insurance Regulation, there are 875 property and casualty insurers in the state.  What does that mean?  That means a whole lot of homeowner insurance companies in Florida. It also means a whole lot of digging through ratings, reviews, policies, riders, agencies, and complaints to get an idea of which one you want to rely on in your time of need. That’s Policy First things first, what do you need?  Do you just need a simple homeowner policy, or do you need special riders?  How close to […]

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Live in Florida? Cover Your Assets!

You live in Florida, the land of sunshine and beaches.  It’s also the land of hurricanes, and flooding near the coastline.  Not to mention the myriad other things, natural and man-made that can damage your home, inside and out.  In other words, you need home insurance. Home insurance companies in Florida run the gamut of good to abysmal, so you don’t want open the yellow pages and use the “close your eyes and point” method to pick one.  This is one of the most important decisions you as a homeowner will face. After all, whichever home insurer you choose will […]

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Companies writing homeowners insurance in Florida

Who Covers Your Hazards? There are many companies writing homeowners insurance in Florida.  Some are for specific groups – such as USAA for military service members – and some are your standard national insurers – such as All State.  Not all of them are going to work for you. In fact, as a Florida homeowner, you’re faced with the task of narrowing the field to one insurer to cover hazards to your home.  So which one do you pick?  Well, that depends on a lot of factors. Not all insurance companies are the same.  That seems to go without saying, […]

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The Basics of Florida Home Insurance

If you own a home or are planning to purchase one, you need Florida home insurance. But even those who already have it may not completely understand what it covers or how it works. So continue reading this article as we cover the basics involved. Buying a Home       First, if you’re a buying a home, be sure to factor in the costs of Florida home insurance. I know you probably already feel like you have enough numbers flying around you head, but this is an important one. Without home insurance, you’ll never secure a mortgage because no bank is going […]

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Control Your Home Insurance Costs This Winter

Did you know? Home insurance costs are actually on the rise, what with increasing and/or stagnant mortgage rates and the prospect of having to protect homes in an increasingly deprecating market. Even the condition of a home’s location can affect its insurance rates, so homeowners who have experienced a changing ‘climate’ in their location may be subject to those ‘so-called’ home insurance rates.   Homes themselves can also affect how much a homeowner pays for a monthly home insurance premium. In a state like Florida, the weather can beat down on a home, changing its exterior to the point of […]

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Safeguard Your Home With Home Insurance

home insurance quotes

If you already own a home, particularly in Florida, you’ve probably already worked hard to secure finances, take care of legalities and move your family into what’s essentially the home of your dreams. After all of that hard work, there’s nothing wrong with taking the time to enjoy your home as it is.   So, if you’ve already worked that hard to make sure that your home is the best it can be, it’s only natural to want to protect your home. Insurance is not just a necessity for your health and your vehicles, but for your home, too.   […]

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