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Author Archive | Florida Insurance Quotes

Best Home Insurance in Florida

You’ve worked hard to buy your house.  It saw you through those early years of marriage when beanie weenies was on the menu several times a week, the birth of your daughter, followed quickly by the next two kids (both girls).  The house became awash in shades of pink, nail polish bottles and eyeshadow.  The backyard cemetery holds the remains of three hamsters, a couple hermit crabs, two chickens and countless numbers of fish.  At times it felt obsessively small, and when the kids had friends over it was overwhelmingly loud.  It protected you through the no-name storm, the hurricane […]

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What does the best Florida home insurance really cover?

The Best Florida Home Insurance Has The Coverage You Really Need Even the best Florida home insurances rates are climbing yearly. Florida is subject to some of the most extreme weather in the nation, and when many homeowners make claims, it’s common for rates to rise in following years. If you’re trying to save money on your home insurance in Florida, shopping around for the lowest price isn’t the only way you can do it. If you understand the most common claims you’re likely to make on your insurance, you can tailor your policy to save money now, and keep […]

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Already The Nation’s Highest, Homeowners Insurance Florida Rates Continue To Grow

If you’re looking for homeowners insurance, Florida rates can seem astronomical. Florida is the most expensive state in America for insurance for the home, and there’s little relief in sight. The typical premium for the average house in Florida is close to $2000 per year. That’s more than four times the cost of insuring a house in the least expensive state, Idaho. Florida homeowners insurance is more than double the national average, and continued cost increases could threaten the state’s reputation for a low cost of living compared to the rest of the nation. Hurricane Claims Are Down, Profits Are […]

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Does insurance in Florida cost more for commercial drivers?

The Lowest FL Car Insurance Quotes Don’t Cover Commercial Drivers No one likes paying a lot for car insurance, but insurance is a requirement if you want to operate a vehicle in the state. Smart consumers often get additional riders on their policies to cover them for additional risks and get higher coverage amounts. It’s important to remember that FL car insurance quotes are only good if you accurately describe the type and amount of driving you’re planning on doing. If you misrepresent your driving habits, even unintentionally, you may end up voiding your insurance and incurring big liabilities with […]

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The Most Expensive State in the U.S

To many people, the sky-high home insurance rates in Florida come as a bit of a surprise. Many friends and family often confess to me that, they find it odd that such a sunny, cheerful state should be effected by such catastrophic home insurance rates. However, to many of us Floridians, crazy expensive homeowners policies have become the norm. However, how many of you knew that Florida actually boasts some of the highest home insurance rates in the entire federal republic of the U.S A? I bet that not many of you knew that. Well, now you do. However, if you […]

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Take an in-depth look at private health insurance in Florida

According to the United States Census, nearly 25 percent of Florida residents under the age of 65 do not currently carry health insurance. Quite simply, it’s a shocking statistic and an overwhelming issue that has plagued Florida, and the entire nation, for decades. Many people who haven’t carried insurance in the past might be employed, but simply cannot afford to pay the monthly premiums. Of those people who do not carry private health insurance in Florida, many are considered working families or young adults who don’t see a need to spend their hard-earned money on health insurance as they are […]

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Try Bundling Your Policies To Get The Lowest Florida Car Insurance Quotes

If you’re like many Florida drivers, you’re trying to save money on your car insurance bills. Car insurance rates for Florida drivers are some of the highest in the nation, with an average policy amount of over $3000, while states like Idaho or Maine pay barely a third of that.  While shopping around from one insurance company to another can be time consuming, it’s worth the effort if you find the right policy at the best price. There’s one method of getting the lowest Florida car insurance quotes that many consumers overlook. Try bundling your insurance policies together to save […]

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How do I find cheap insurance in Florida?

How to Find Cheap Insurance in Florida Everyone needs at least a couple forms of insurance. Literally, some are legally mandated. Others are so important they might as well be. However, this doesn’t mean insurance is any more affordable. In fact, the mandate often means insurance companies can charge an arm and a leg. So if you’re looking for cheap insurance FL, you’re far from alone. Fortunately, the below options can help. Limit Your Risks Insurance is all about risk. The insurance company is betting it’s worth to provide you a certain amount of coverage at a certain price because […]

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What’s the best health insurance in Florida?

I’ve seen the options! But what’s the best health insurance in Florida? The bill comes in the mail, and you’re suddenly thrown into a whirlwind of anxiety and worry. Medical and hospital bills can decimate a family, and lead to a bankruptcy filing or even the loss of their home. It’s a situation you never want to find yourself in. Unfortunately, though, many people find themselves in that exact situation because they lack the health care coverage they need to protect them from financial ruin from unexpected medical expenses. How do I find the best health insurance in Florida? It’s […]

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The Staggering Cost of Florida Property Insurance Rates

Florida has long been a favorite destination for those hoping to get away from the harsh, bitter winters that plague other parts of the country.  However, there are some things that new arrivals to the Sunshine state should be aware of, one of which is the cost of property insurance. Florida property insurance rates are the highest in the nation, and this has had a devastating impact on both the economy, and homeowners’’ budgets.  When you consider that Florida’s overall reputation has always been a place for rather low cost living, the exorbitant rates are certainly causing many to wonder […]

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How Automobile Insurance For Florida Differs From Other States

Florida is one of the most popular states in the nation for people looking to relocate. With its sunny weather, inexpensive real estate, easygoing people, and vibrant job market, Florida attracts lots of tourists and businesspeople, and many people who visit decide to make the Sunshine State their home permanently. Florida is famous as a place for retirees to call home as well, and that can lead to culture shock for many people that find themselves unfamiliar with the laws and customs of Florida after living for many years elsewhere. Automobile insurance in Florida is one of the things that […]

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Finding Cheap Florida RV Insurance

When you are getting ready to hit the road in your RV, you need to make sure that it is insured properly.  However, you may find that it is rather difficult to find cheap Florida RV insurance.  There are many factors that go into determining RV insurance rates, and understanding them will help you make the best decision for your RV insurance. Florida Storage While crime rates in Florida are lower than other areas, the potential for hurricanes does affect your insurance rates.  If you are storing your RV in Florida, the increased possibility for water and wind damage will […]

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Prepare to Live Life to the Fullest

To Buy or Not to Buy To buy a life insurance policy or to not buy a life insurance policy. That is the question many people ask themselves. It doesn’t necessarily matter where you live, be it the Rocky Coast of Maine, or the Sunny Coasts of California or Florida. What does matter, however, is not necessarily where, but how, you live your life. Your lifestyle and overall health determine which type or policy to purchase, along with how much life insurance you should buy. If you live in Florida, there are many Life Insurance Products Florida available to you. […]

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Top 9 Insurances that Your Business Should Have

When you are starting out with your new business, there are some insurance coverages that you should consider adding to your policies.  While not all of these coverages are required, they will provide the business insurance in Florida that will best protect you and your business. Business Property Insurance This business insurance in Florida protects your business property and assets, including any buildings, equipment, computers, and other assets.  Some of these policies also include additional protections against earning losses due to business interruption. General Liability Insurance This required business insurance in Florida covers your business against third party property damage […]

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What to expect from Florida health insurance providers

The Affordable Care Act is something residents of this great nation have been hearing about for the better part of two years.   Essentially, the ACA mandates that all citizens of the United States (with a few exceptions) must have enrolled for health care coverage early in 2014.   Millions of people took to the Internet to examine the different plans available in their state. Many of those people took advantage of now having access to affordable health care coverage, and they quickly signed up.   However, millions of people are still living without some type of health care coverage. […]

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Get the Inside Scoop on Motorcycle Insurance Quotes Florida

If you’re interested in buying insurance for your motorcycle and you live in Florida, USA, learning how to find a host of motorcycle insurance quotes Florida will assist you in finding the perfect level of coverage, for exactly the right price. Since the Internet makes it possible to collect quotes via convenient, online quote calculators, it’s now easier than ever to comparison-shop for the perfect insurance policy of this type. However, it may take a little time to find insurance companies that do offer these quote calculators at their official websites. The key to streamlining the search process is using […]

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The Most Common Property Insurance Claims in Florida

It is no secret that there are many different problems that can lead to increases for property insurance in Florida.  Understanding the most common claims can help you choose the policy that best fits with your needs, so you do not have to worry about significant out of pocket costs later. Water Damage Water damage is one of the most often filed claims in Florida, but these damages do not include the costs associated with flooding.  Water damage policies cover sudden issues that result from damaged or broken pipes, or drain failures that result in plumbing backups.  In some Florida […]

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Understanding Tenant Insurance in Florida

If you’re looking for a home in Florida, chances are you’re not in the market to buy one. Everyone knows the real estate market in Florida has not been the best, after all. Fortunately, there are a number of advantages to be gained by renting your home in Florida and financial concerns are chief amongst them. Missing out on property taxes and down payments is nice, but don’t think you’re getting off the hook completely. There is still the issue of tenant insurance in Florida for you to worry about. The Purpose of Florida Tenant Insurance Tenant insurance in Florida […]

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Florida Yacht Insurance

If you are lucky enough to live in Florida and have a large boat, you need to educate yourself on how to protect your investment. Buying Florida yacht insurance is not like buying car insurance. While there are some similarities, there are some differences that you should be aware of when seeking out coverage.   One of the main things you need to establish upfront is the value of your yacht. This is an important point because in the event something happens to your vessel, you want to make sure that you will be receiving the correct replacement value.   […]

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Who Has the Cheapest Renters Insurance In Florida?

Finding The Cheapest Renters Insurance In Florida   As a renter, you might think you don’t have to bother with protecting your stuff.  But you need to be aware that your landlord’s insurance does not cover your personal property inside your apartment and out.  And since you’re living among people you have no control over, it only takes one irresponsible person to cause you a whole lot of grief.  Finding the cheapest renter’s insurance in Florida will make sure you can afford to replace all your “stuff” should the worse happen.   Few people consider what the cost would be […]

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