How do we know if we must purchase a Florida commercial auto insurance policy? Some businesses require us to have a commercial policy. However, we can still get by with just our coverage. For example, if we do not drive over 100 miles per day, our insurance may cover us. These jobs may include social workers, party plan independent consultants, home health care workers. Our policy will not cover our vehicle when we start using it solely for business purposes like: Making deliveries Allowing multiple drivers Transporting for business purposes Other business-related uses That is when we need to get […]
Archive | Auto Insurance Florida
Florida Car Insurance Laws in 2022.
No two states in the United States are identical regarding auto insurance laws. Therefore, it is essential to fully understand the Florida car insurance laws when purchasing a policy. Additionally, to be fully protected while driving in Florida, we must follow appropriate rules. Florida Car Insurance Law Required Minimums. According to Florida State law, all drivers must carry the following coverage to meet the minimum requirements. Drivers must have bodily injury coverage of at least $10,000 for single drivers. For two or more people, the coverage requirement is $20,000. In addition to physical injury coverage, all drivers must have […]
Why is Florida Car Insurance so Expensive?
Living in Florida, chances are most people own a car. Unlike many other states with extensive transportation systems, Florida is one of the few states where driving is the norm. However, unfortunately, that does not explain why car insurance is so expensive in Florida. Not too many people are excited to pay their automobile insurance every month. However, that is just part of the bitter pill that we have to swallow when we own a vehicle and want to drive it out on the open road. It is part of being a responsible driver, vehicle owner, and community member. In […]
Florida Auto Insurance Quotes Explained in Detail.
Every time we drive a vehicle, we expose ourselves to risks on the road. There are road hazards, weather hazards, and other drivers to avoid. We all do our best to prevent accidents, but there are times when threats damage the vehicle on the road. For example, we can avoid driving in hurricanes if given adequate time to prepare, but what about sudden storms? The weather is just one reason shoppers should get updated Florida auto insurance quotes. We will want to make sure our carrier covers the automobile if a flash flood causes damage to the vehicle. The most […]
Understanding PIP Insurance in Florida.
Suppose someone has relocated to Florida from another state. In that case, there are some things they need to know about PIP insurance in Florida. It is not necessary to have certain types of coverage in other states. Specifically, PIP. Because of this, we put together some things they need to understand so they are not out of compliance in Florida. What Is Personal Injury Protection Insurance in Florida? Florida requires PIP insurance in addition to collision insurance. PIP insurance is warranted so that if the individual at fault does not have insurance, they are still protected. The State […]
Cheap Auto Insurance in Florida Does Exist.
There will always be many questions and concerns to address when finding cheap auto insurance in Florida. Likewise, each state has its own unique rules, regulations, and considerations to note before actually purchasing a policy. The same sentiment should also apply to what kinds of policy specifics each person ultimately needs. In Florida, there are lots of great options for the discount seeker, including several companies that specialize in catering directly to the budget-minded. What to Look for in a Policy First and foremost, Florida state law requires vehicle owners and operators to have minimal coverage. The minimum insurance […]
What is FR44 insurance in Florida and how much does it cost?
Florida requires FR44 insurance when applying to reinstate their driver’s license following a DUI or DWI conviction. FR44 is simply a document that shows financial responsibility proving that they carry coverage. However, FR44 requires liability coverage limits to be higher than Florida’s minimum. In addition, they may see the term “FR44” written in various ways. For example, they will see it written as FR-44, FR44, and FR 44. These variations are still the same thing, just written differently. Why Do They Need FR44? The state of Florida requires FR44 insurance. Drivers guilty of a DUI will have their license […]
Car insurance companies in Florida for 2022.
When it comes time to shop online for auto coverage here in the Sunshine State, they should know which companies write policies. Luckily we have saved time by providing them with a list of car insurance companies in Florida. So let us help shoppers find the best approach for them today! Almost everyone owns a car these days or is working to buy one. Without transportation, our options in life are minimal. However, they need more than just a car and gas to get to Florida. While having coverage for our vehicle is always a good idea, in Florida, it […]
Who has the best car insurance in Florida?
How to Choose the Best Car Insurance in Florida Carriers in Florida are not all created equal. For example, suppose drivers want to find the best car insurance in Florida. In that case, they will need to choose with care. To find the best means performing careful comparison shopping to select firms with great business reputations. In addition to finding the best company, they will need to ensure that they choose the preferred level of coverage. Finally, drivers must ensure that this policy will not be too expensive for their needs. Once customers do a bit of research online, they […]
The Auto Industry in 2021 had more robust sales than anticipated.
As we settle into the new year, many news resources recount actions that happened throughout several industries throughout the bulk of 2021. While some sectors experienced slowing growth, others surprisingly finished the year with better sales than expected. For example, the car industry made a surprising finish at the end of 2021, with many automotive industry sources citing better-than-expected results across the board. So, how did the auto industry in 2021 get the job done? This brief article will look at the industry’s activity throughout 2021. The Auto Industry in 2021 had more robust sales than anticipated. The […]
Rideshare Insurance in Florida
They live in Florida, and a ridesharing company like Uber or Lyft signed them to work. Do people know that they will need to purchase rideshare insurance in Florida? If they have not considered this coverage before, then they should. Drivers could face some serious issues by not having the proper coverage. Florida is home to the largest rideshare markets in the country. Some of the major hotspots for ridesharing are Miami, Tampa, Orlando, and Daytona Beach. Unfortunately, rideshare insurance in Florida did not exist until 2017. Which is simply crazy considering how long this service has been in business. […]
Securing The Cheapest Car Insurance In Florida
Everyone wants to secure cheap car insurance in Florida. However, many people do not know where to even begin. Shopping for coverage can be downright confusing and time-consuming. As Florida residents, we cannot avoid driving on roads without coverage. We must purchase a policy to protect us from financial disaster. Not only that, car insurance is required in Florida. Even though Florida requires PIP, it does not mean we have to overpay. Florida Insurance Quotes can provide them with cheap car insurance Florida residents love. Does cheap car insurance in Florida even exist? Many shoppers wonder if they can find […]
An easier way to get Florida car insurance quotes online.
Like many Florida drivers, they are trying to save money on car insurance bills. Unfortunately, Florida car insurance quotes are some of the highest in the nation. An average policy in Southern Florida can quickly go over $1400, while counties further north barely pay $300. While shopping around from one insurance company to another can be time-consuming, it is worth the effort if they get Florida car insurance quotes. There is one method of getting the lowest Florida car insurance quotes that many consumers overlook. Bundle the Florida car insurance quote with another type to save even more. Four Reasons to Have Car […]
What is No-Fault Insurance in Florida?
Florida is a no-fault state. Therefore, it follows No-Fault laws. However, many people are not aware of the ins and outs of the No-Fault law. Consequently, it is essential that they completely understand this process as it is a crucial step in purchasing no-fault insurance in Florida. What is No-Fault Insurance in Florida? No-fault insurance in Florida requires all drivers to purchase auto insurance, including personal injury protection and property damage liability benefits. Personal Injury Protection (PIP) will be able to pay (the insured) medical bills, no matter who is at fault for an auto accident. However, this will […]
Why drivers need Florida auto insurance more than they realize.
Before hitting the road, everyone needs Florida auto insurance. Most, if not all, drivers cannot drive without having some auto policy covering themselves and their vehicles. Anything can happen on the road. If they do not have coverage at the moment of that something happening, that could cause more trouble than expected. So, suppose they are looking to shop for Florida auto insurance anytime soon. In that case, they need to keep this in mind. Shop for auto insurance coverage that best fits their insurance needs and the needs of the vehicle they drive. Before shopping for auto insurance, think […]