Florida is a no-fault state. Therefore, it follows a “No-Fault” law. However, many people aren’t aware of the ins and outs of the No-Fault law. It is important that you completely understand this process as it is a key step when it comes to purchasing Florida auto insurance. What is No-Fault Insurance? No-fault insurance in Florida requires all drivers to purchase auto insurance that includes personal injury protection and property damage liability benefits.  Personal Injury Protection (PIP) will be able to pay (the insured) medical bills, no matter who is at fault for an auto accident. This will only cover […]

Every time you drive your vehicle you are exposing yourself to risks on the road.  There are road hazards, weather hazards and the biggest unknown of all other drivers.  We all do our best to avoid road hazards but there are times when your car is damaged from hazards encountered on the road.   We can avoid driving in weather hazards like hurricanes since we are giving adequate time to prepare and protect our vehicles but what about sudden storms that spring up?  You will want to make sure you are covered in the event that weather hazards cause damage to […]

Florida insurance laws are quite different from the requirements in other states, so it is important that you understand exactly what your insurance requirements are before choosing a policy.  The following tips will help you make the best decisions when it comes to finding car insurance in fl. Required Insurance Florida requires all drivers who register vehicles with four or more wheels to carry insurance coverage on their vehicle.  Unlike most other states, Florida only requires two types of coverages to legally operate a vehicle. No Fault or Personal Injury Protection No Fault, or PIP insurance is required in Florida.  […]

How to Choose the Best Auto Insurance Companies in Florida Companies in Florida are not all created equal. If you want to find the best auto insurance companies in Florida, you will need to choose with care and this means performing careful comparison-shopping in order to select firms with great business reputations. In addition to finding the right company, you will need to ensure that you select a great policy that gives you your preferred level of coverage and that this sort of policy won’t be too expensive for your needs. Once you’ve taken care of a little homework and […]

Florida has some of the highest auto rates in the country, so it can really pay to shop around for the lowest priced policy. Car insurance policy rates vary widely from one company to the next, even when comparing policies in the same city. The low cost auto coverage Florida drivers want can depend on other factors besides the underwriter, so wise consumers should educate themselves on ways to pay as little as possible while still getting the coverage they need. There Are Many Insurers In Florida Offering Many Different Policies There are over twenty-five different companies offering coverage in the state […]

Getting coverage has never been easier thanks to the internet. In fact, online it takes less than 10 minutes through some our online quote system. This reduces the excuses for drivers in the states to not have legal coverage. Getting Florida online auto insurance quotes is quick, simple, and could ultimately save you a great deal of financial suffering and inconvenience. Accidents without coverage can be overwhelming expensive, including medical bills, vehicle replacement costs, pain and suffering money and other charges. No. 1: Even if you do Not Have coverage, you are Still Liable for Damages and Injuries Just because a driver does not […]

It may be time for you to be switching auto insurance or if you are a new driver to get it for the first time. Like any savvy consumer though you don’t want to take your first option but instead you want to a little shopping and find out what your best deal and what is perhaps the best company for your particular needs. Not everyone is going to be driving a ferrari and it helps to compare auto insurance in Florida since in this state it tends to be a quite a bit more expensive. One such service that […]

There aren’t too many people out there excited to pay their automobile insurance each and every month. However, that’s just part of the bitter pill that we have to swallow when we own a vehicle and want to drive it out on the open road. Not only is it a part of being a responsible driver, vehicle owner, and community member, but it’s also a big part of the legal operation of your vehicle. At the same time, you don’t have to spend an arm and a leg when it comes to auto insurance rates in Florida. You should be […]

The Lowest FL Car Insurance Quotes Don’t Cover Commercial Drivers No one likes paying a lot for car insurance, but insurance is a requirement if you want to operate a vehicle in the state. Smart consumers often get additional riders on their policies to cover them for additional risks and get higher coverage amounts. It’s important to remember that FL car insurance quotes are only good if you accurately describe the type and amount of driving you’re planning on doing. If you misrepresent your driving habits, even unintentionally, you may end up voiding your insurance and incurring big liabilities with […]

If you’re like many Florida drivers, you’re trying to save money on your car insurance bills. Car insurance rates for Florida drivers are some of the highest in the nation, with an average policy amount of over $3000, while states like Idaho or Maine pay barely a third of that.  While shopping around from one insurance company to another can be time consuming, it’s worth the effort if you find the right policy at the best price. There’s one method of getting the lowest Florida car insurance quotes that many consumers overlook. Try bundling your insurance policies together to save […]

Florida is one of the most popular states in the nation for people looking to relocate. With its sunny weather, inexpensive real estate, easygoing people, and vibrant job market, Florida attracts lots of tourists and businesspeople, and many people who visit decide to make the Sunshine State their home permanently. Florida is famous as a place for retirees to call home as well, and that can lead to culture shock for many people that find themselves unfamiliar with the laws and customs of Florida after living for many years elsewhere. Automobile insurance in Florida is one of the things that […]

How do you know if you need to purchase a commercial auto insurance policy?  There are some businesses that require you to have a commercial policy and some that you can still get by with just your personal coverage.  If you work as a self employed business person,  only work part time, don’t drive over 100 miles per day and don’t use your vehicle to transport others, you may be covered by your personal coverage.  These jobs may include social workers, various party plan independent consultants, home health care workers, etc.   Your personal policy will not cover your vehicle […]

The Weight   Here comes a million dollar question for you. What is the best auto insurance in Florida? Before we go there, let’s step back for a moment to gather some important information that may help determine your choice.   First, best is a relative term. Every Florida insurer will claim to be the best, if you never need it. The focus of any answer will depend on you and your particular needs.  If you can afford top-of-the-line coverage there is a company or even companies that will cater to your specific needs. On the other hand, if you […]

When it comes to automotive coverage, there will always be a lot of questions to answer and concerns to address (which must be taken care of on an individual basis, of course).  Likewise, each state has its own unique rules, regulations and considerations to take note of before actually purchasing a policy.   The same exact sentiment should also apply to what kinds of policy specifics each individual person (or their whole family will) ultimately need as well.  In the state of Florida, there are obviously lots of great options for the discount seeker, including a number of companies that specialize […]

Just about everyone owns a car these days or is working to buy one. Without transportation, your options in life are very limited. However, you need more than just a car and gas to get where you’re going in Florida. While having coverage for your vehicle is always a good idea, in Florida it’s mandatory. If you get behind the wheel of your car without car insurance, you’re violating the wall and a mere speeding ticket can quickly turn into a much, much bigger problem. That being said, there are countless auto insurance companies in Florida to choose from, so consider […]