No two states in the United States are identical when it comes to auto ins laws.  It’s very important to fully understand the Florida auto insurance laws when you purchase a policy so that in the event of an accident or a traffic stop that you are fully protected in following all appropriate laws when you are driving in the State of FL. Minimum Florida auto insurance law requirements At the bare minimum all drivers must carry the following coverage to meet the minimum requirements.  Drivers must have bodily injury coverage of at least $10,000 for single drivers and for two or […]

What You Need To Know About Florida Auto Insurance Minimums   If you have relocated to Florida from another state as most retirees tend to do, or if you have come to the fine State of Florida for other reasons like school or work, there are some things you need to know about Florida auto ins. that may be different that what you are used to.  In other states like New Hampshire, there are certain guidelines that do not always make it necessary to have certain types of coverage at all, but not so in Florida. We put together some […]

If you’re like many Florida drivers, you’re trying to save money on your car insurance bills. Car insurance rates for Florida drivers are some of the highest in the nation, with an average policy amount of over $3000, while states like Idaho or Maine pay barely a third of that.  While shopping around from one insurance company to another can be time consuming, it’s worth the effort if you find the right policy at the best price. There’s one method of getting the lowest Florida car insurance quotes that many consumers overlook. Try bundling your insurance policies together to save […]

Florida is one of the most popular states in the nation for people looking to relocate. With its sunny weather, inexpensive real estate, easygoing people, and vibrant job market, Florida attracts lots of tourists and businesspeople, and many people who visit decide to make the Sunshine State their home permanently. Florida is famous as a place for retirees to call home as well, and that can lead to culture shock for many people that find themselves unfamiliar with the laws and customs of Florida after living for many years elsewhere. Automobile insurance in Florida is one of the things that […]

Do you live in Florida and are currently signed on to work for a ridesharing company such as Uber or Lyft? Did you know that you will need to purchase rideshare insurance in Florida? If you have not considered this coverage before, then you should. You could face some serious issues by not having the right coverage.   Florida is home to the largest rideshare markets in the country. In fact, some of the major hotspots for ridesharing are Miami, Tampa, Orlando, and Daytona Beach. Actually, rideshare insurance in Florida did not exist until 2017. Which is simply crazy considering […]

Fr44 insurance in Florida is required when a person is applying to reinstate their driver’s license following a DUI or DWI conviction. An FR44 is simply a document that shows financial responsibility proving that you carry coverage. However, an fr44 requires your liability coverage limits to be higher than Florida’s minimum. You may see the term “fr44” a variety of ways. For instance, FR-44 and FR 44. These variations are still the same type of coverage, just written with a different style.   Why do I need FR44? The state of Florida requires FR44 insurance. Drivers guilty of a DUI […]

Everyone wants to secure the cheapest car insurance in Florida. However, many people just do not know where to even begin. Shopping for coverage can just be downright confusing and so time-consuming. As a FL resident, you can’t avoid driving out on the roads without any coverage whatsoever. It is mandatory that you purchase a policy in order to protect yourself from financial disaster. Not only that, car insurance is required in the Sunshine State. Even though Florida requires a different type of policy, doesn’t mean you can get away with not purchasing it.   Many shoppers wonder if they […]

When it comes time to shop online for auto coverage here in the Sunshine State, its best that you know which companies write policies. Luckily we have saved you time by providing you with a list of car insurance companies in Florida. Let us help you find the best policy for you today!   As you may already know, Florida has some of the most expensive car insurance in the US. Due to this, it is recommended that you shop around using a list of companies as a reference. In fact, a list of car insurance companies in Fl can […]

How to Choose the Best Car Insurance in Florida Carriers in Florida are not all created equal. If you want to find the best auto insurance in Florida, you will need to choose with care and this means performing careful comparison-shopping in order to select firms with great business reputations. In addition to finding the right company, you will need to ensure that you select a great policy that gives you your preferred level of coverage and that this sort of policy won’t be too expensive for your needs. Once you’ve taken care of a little homework and research online, […]

It may be time for you to be switching auto insurance or if you are a new driver to get it for the first time. Like any savvy consumer though you don’t want to take your first option but instead you want to a little shopping and find out what your best deal and what is perhaps the best company for your particular needs. Not everyone is going to be driving a ferrari and it helps to compare auto insurance in Florida since in this state it tends to be a quite a bit more expensive. One such service that […]

Florida is a no-fault state. Therefore, it follows a “No-Fault” law. However, many people aren’t aware of the ins and outs of the No-Fault law. It is important that you completely understand this process as it is a key step when it comes to purchasing Florida auto insurance.   What is No-Fault Insurance? No-fault insurance in Florida requires all drivers to purchase auto insurance that includes personal injury protection and property damage liability benefits.  Personal Injury Protection (PIP) will be able to pay (the insured) medical bills, no matter who is at fault for an auto accident. This will only […]

Every time you drive your vehicle you are exposing yourself to risks on the road.  There are road hazards, weather hazards and the biggest unknown of all other drivers.  We all do our best to avoid road hazards but there are times when your car is damaged from hazards encountered on the road.   We can avoid driving in weather hazards like hurricanes since we are giving adequate time to prepare and protect our vehicles but what about sudden storms that spring up?  You will want to make sure you are covered in the event that weather hazards cause damage to […]

Florida insurance laws are quite different from other states, so it is important that you understand exactly what your insurance needs are before choosing a policy.  The following tips will help you make the best decisions when it comes to finding car insurance in fl. Required Insurance Florida has all drivers who register vehicles with four or more wheels to carry insurance coverage on their vehicle.  Unlike most other states, Florida only demands two types of coverages to legally operate a vehicle. Personal Injury Protection PIP insurance is required in Florida.  All drivers must carry a minimum of $10,000 PIP […]

When do you have too much or too little auto insurance? If you are a resident of Florida there is only so little you can get by without. Florida is a no-fault insurance state. By this it is meant that if you aren’t insured, you are breaking the law.  Let’s take a look.   The current minimum Personal Injury Protection (PIP) coverage will address claims of up to $10,000 less any deductible you may have. Coverage includes up to 80% of reasonable medical expenses, 60% of any wages lost due to an accident, and $5,000 in death benefits   The […]