Do you live in Florida and are currently signed on to work for a ridesharing company such as Uber or Lyft? Did you know that you will need to purchase rideshare insurance in Florida? If you have not considered this coverage before, then you should. You could face some serious issues by not having the right coverage.   Florida is home to the largest rideshare markets in the country. In fact, some of the major hotspots for ridesharing are Miami, Tampa, Orlando, and Daytona Beach. Actually, rideshare insurance in Florida did not exist until 2017. Which is simply crazy considering […]

Fr44 insurance in Florida is required when a person is applying to reinstate their driver’s license following a DUI or DWI conviction. An FR44 is simply a document that shows financial responsibility proving that you carry coverage. However, an fr44 requires your liability coverage limits to be higher than Florida’s minimum. You may see the term “fr44” a variety of ways. For instance, FR-44 and FR 44. These variations are still the same type of coverage, just written with a different style.   Why do I need FR44? The state of Florida requires FR44 insurance. Drivers guilty of a DUI […]

When it comes time to shop online for auto coverage here in the Sunshine State, its best that you know which companies write policies. Luckily we have saved you time by providing you with a list of car insurance companies in Florida. Let us help you find the best policy for you today!   As you may already know, Florida has some of the most expensive car insurance in the US. Due to this, it is recommended that you shop around using a list of companies as a reference. In fact, a list of car insurance companies in Fl can […]

How to Choose the Best Auto Insurance Companies in Florida Companies in Florida are not all created equal. If you want to find the best auto insurance companies in Florida, you will need to choose with care and this means performing careful comparison-shopping in order to select firms with great business reputations. In addition to finding the right company, you will need to ensure that you select a great policy that gives you your preferred level of coverage and that this sort of policy won’t be too expensive for your needs. Once you’ve taken care of a little homework and […]

It may be time for you to be switching auto insurance or if you are a new driver to get it for the first time. Like any savvy consumer though you don’t want to take your first option but instead you want to a little shopping and find out what your best deal and what is perhaps the best company for your particular needs. Not everyone is going to be driving a ferrari and it helps to compare auto insurance in Florida since in this state it tends to be a quite a bit more expensive. One such service that […]

Florida is a no-fault state. Therefore, it follows a “No-Fault” law. However, many people aren’t aware of the ins and outs of the No-Fault law. It is important that you completely understand this process as it is a key step when it comes to purchasing Florida auto insurance.   What is No-Fault Insurance? No-fault insurance in Florida requires all drivers to purchase auto insurance that includes personal injury protection and property damage liability benefits.  Personal Injury Protection (PIP) will be able to pay (the insured) medical bills, no matter who is at fault for an auto accident. This will only […]

Every time you drive your vehicle you are exposing yourself to risks on the road.  There are road hazards, weather hazards and the biggest unknown of all other drivers.  We all do our best to avoid road hazards but there are times when your car is damaged from hazards encountered on the road.   We can avoid driving in weather hazards like hurricanes since we are giving adequate time to prepare and protect our vehicles but what about sudden storms that spring up?  You will want to make sure you are covered in the event that weather hazards cause damage to […]

Florida insurance laws are quite different from other states, so it is important that you understand exactly what your insurance needs are before choosing a policy.  The following tips will help you make the best decisions when it comes to finding car insurance in fl. Required Insurance Florida has all drivers who register vehicles with four or more wheels to carry insurance coverage on their vehicle.  Unlike most other states, Florida only demands two types of coverages to legally operate a vehicle. Personal Injury Protection PIP insurance is required in Florida.  All drivers must carry a minimum of $10,000 PIP […]

Getting coverage has never been easier thanks to the internet. In fact, online it takes less than 10 minutes through some our online quote system. This reduces the excuses for drivers in the states to not have legal coverage. Getting Florida online auto insurance quotes is quick, simple, and could ultimately save you a great deal of financial suffering and inconvenience. Accidents without coverage can be overwhelming expensive, including medical bills, vehicle replacement costs, pain and suffering money and other charges. No. 1: Even if you do Not Have coverage, you are Still Liable for Damages and Injuries Just because a driver does not […]

There aren’t too many people out there excited to pay their automobile insurance each and every month. However, that’s just part of the bitter pill that we have to swallow when we own a vehicle and want to drive it out on the open road. Not only is it a part of being a responsible driver, vehicle owner, and community member, but it’s also a big part of the legal operation of your vehicle. At the same time, you don’t have to spend an arm and a leg when it comes to auto insurance rates in Florida. You should be […]

The Lowest FL Car Insurance Quotes Don’t Cover Commercial Drivers No one likes paying a lot for car insurance, but insurance is a requirement if you want to operate a vehicle in the state. Smart consumers often get additional riders on their policies to cover them for additional risks and get higher coverage amounts. It’s important to remember that FL car insurance quotes are only good if you accurately describe the type and amount of driving you’re planning on doing. If you misrepresent your driving habits, even unintentionally, you may end up voiding your insurance and incurring big liabilities with […]

If you’re like many Florida drivers, you’re trying to save money on your car insurance bills. Car insurance rates for Florida drivers are some of the highest in the nation, with an average policy amount of over $3000, while states like Idaho or Maine pay barely a third of that.  While shopping around from one insurance company to another can be time consuming, it’s worth the effort if you find the right policy at the best price. There’s one method of getting the lowest Florida car insurance quotes that many consumers overlook. Try bundling your insurance policies together to save […]

How do you know if you need to purchase a commercial auto insurance policy?  There are some businesses that require you to have a commercial policy and some that you can still get by with just your personal coverage.  If you work as a self employed business person,  only work part time, don’t drive over 100 miles per day and don’t use your vehicle to transport others, you may be covered by your personal coverage.  These jobs may include social workers, various party plan independent consultants, home health care workers, etc.   Your personal policy will not cover your vehicle […]

The Weight   Here comes a million dollar question for you. What is the best auto insurance in Florida? Before we go there, let’s step back for a moment to gather some important information that may help determine your choice.   First, best is a relative term. Every Florida insurer will claim to be the best, if you never need it. The focus of any answer will depend on you and your particular needs.  If you can afford top-of-the-line coverage there is a company or even companies that will cater to your specific needs. On the other hand, if you […]

When it comes to automotive coverage, there will always be a lot of questions to answer and concerns to address (which must be taken care of on an individual basis, of course).  Likewise, each state has its own unique rules, regulations and considerations to take note of before actually purchasing a policy.   The same exact sentiment should also apply to what kinds of policy specifics each individual person (or their whole family will) ultimately need as well.  In the state of Florida, there are obviously lots of great options for the discount seeker, including a number of companies that specialize […]

Just about everyone owns a car these days or is working to buy one. Without transportation, your options in life are very limited. However, you need more than just a car and gas to get where you’re going in Florida. While having coverage for your vehicle is always a good idea, in Florida it’s mandatory. If you get behind the wheel of your car without car insurance, you’re violating the wall and a mere speeding ticket can quickly turn into a much, much bigger problem. That being said, there are countless auto insurance companies in Florida to choose from, so consider […]

Living in Florida chances are you own a car.  Unlike many other states with extensive transportation systems, Florida is one of the few states where driving is the norm.  And as a car owner and driver, you’re probably quite familiar with the way car insurance in Florida works.  You may know, for example, that Florida is one of the few “no fault” states.  What this means is that if you’re in a car accident and suffer bodily injury, your policy covers medical expenses up to a certain amount whether the accident was your fault or not. You are probably also […]

No two states in the United States are identical when it comes to auto ins laws.  It’s very important to fully understand the Florida auto insurance laws when you purchase a policy so that in the event of an accident or a traffic stop that you are fully protected in following all appropriate laws when you are driving in the State of FL. Minimum Florida auto insurance law requirements At the bare minimum all drivers must carry the following coverage to meet the minimum requirements.  Drivers must have bodily injury coverage of at least $10,000 for single drivers and for two or […]