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Home Insurance Companies in Florida

Homeowner Insurance Companies in Florida

As a Florida homeowner, you’re faced with the task of finding affordable home insurance while making sure you’re still protected from mother nature.  So which company do you pick?  Well, that depends on a lot of factors but more often than not it simply boils down to price. Below we have listed all of the best Florida homeowners insurance companies we work with along with their ratings with the BBB. Each company will have a different rate depending on things like your zip code and age of  your home. Keep reading below to get a better understanding of your options or simply click on “Get A Quote” and let us find you the best option for your hard earned money.


An in-depth look at Homeowners Insurance Companies in Florida

In addition to our Florida homeowners insurance companies list, we have also provide more information about home insurance in Florida. Read through each one as it will help you determine the level of service each company can provide to you. Remember this information can also help you make your final decision.

 

American Integrity Insurance Company of Florida

American Integrity Insurance Company of Florida serves over 250,000 policyholders throughout FL. Whether you are a policyholder or deciding what best fits your needs, this company looks forward to developing a long lasting relationship with you.  

 

American Strategic Insurance Corp

American Strategic Insurance Corp is one of the largest homeowners carriers in all of North America. This company sets big goals, and they achieve each one by paying close attention to the details. They really do care about people and their local communities. They work hard to go above and beyond.

 

American Traditions Insurance

American Traditions Insurance is committed to providing fast and friendly claims to all policyholders. This company’s main goal is to allow you to return to your normal lifestyle as quickly as possible.

 

Avatar Property and Casualty Insurance

Avatar Property and Casualty can easily provide their customers with top of the line stability and security to all Florida Property owners. In fact, Avatar treats all customers like family. They feel great pride that you allow them the responsibility of providing proper coverage. This company also responds to claims within 24 hours, amazing! They can provide you with quick and effective service.

 

Capitol Preferred Insurance Company

Capitol Preferred Insurance Company strives to offer superior service, competitive coverages, expedited claim services, and peace of mind. Currently, Capitol services over 56,000 policies throughout Florida.

 

Centauri Insurance Company

Centauri Insurance Company is financially stable, dependable, and persistent when they are faced with challenges. In addition, reliability is one of the things that makes this company stand out among others. They want to build a long-lasting, trusting relationship with each of their customers.

 

Citizens Property Insurance

Citizens Property Insurance was created by the Florida Legislature in 2002. Its sole purpose is to provide residents who can’t find property insurance coverage in the private market with a policy. Citizens provide insurance products and amazing customer service to each and every customer.

 

Cypress Property & Casualty Insurance

Cypress Property & Casualty Company are different from other companies out there because of their dedication to fast, fair and efficient claims handling, superior customer service, and their unparalleled reinsurance program that provides a competitive advantage.

 

Edison Insurance Company

Edison Insurance Company brings in smart and innovative solutions to the insurance industry. This company also wants to provide quality coverage at competitive rates while providing great service as well. Edison is financially stable and has received high ratings from the BBB. This company is smart, focused, and simple. What more could you want from a company?

 

Federated National Insurance Company

Federated National is committed to providing fair and competitive pricing along with exceptional customer service. FedNat is committed to providing fair, personalized claim handling to all of its customers. In fact, their claims team has paid over 2 billion dollars in claims. This includes over $300 million from the Florida hurricanes of 2004 and 2005, and from Hurricane Irma.

 

Frontline Insurance

To avoid confusion, First Protective Insurance Company is doing business as Frontline Insurance now. Frontline has provided smart, customizable solutions to customers for the past 20 years. Homeowners in Florida trust Frontline to protect their most valuable possessions.

 

Florida Family Insurance

Why choose Florida Family Insurance? First, they have an in-depth knowledge of the market, they understand all the unique needs a Florida homeowner needs. It’s not just there in-depth knowledge that helps stand this company apart, it’s also their culture of caring that makes all the difference. Around 97% of calls are answered within 30 seconds, impressive, right?

 

Florida Peninsula Insurance Company

Florida Peninsula Insurance Company is known for its small company flexibility and attitude that provides customers with cost-effective policies. Fl Peninsula Insurance Company also provides superior claims handling. They also close around 95% of their claims in less than 90 days from the date reported.

 

Gulfstream Property and Casualty Insurance Company

At Gulfstream Property and Casualty you are provided with top of the line security every day. They have years of experience and as a result, respond to your claims quickly.

 

Heritage Property and Casualty Company

Heritage Property and Casualty Company is based in Clearwater, Florida. This company is definitely a great choice when it comes to Florida homeowners insurance companies. Their management team has over 500 years of combined experience in the FL homeowners insurance market.

 

Homeowners Choice Property and Casualty

Homeowners Choice Property and Casualty is dedicated to providing the best service to agents and policyholders while providing competitive, secure, and customizable rates and coverage. They also boast an exceptional Financial Stability Rating by Demotech.

 

Maison Insurance Company

Maison Insurance Company offers smart solutions, financial security, and peace of mind for all of their customers. They provide a trusted team of insurance professional that prides itself on personal attention and expert advice to protect your home. Stability, compassion, and integrity are guaranteed for everyone’s tomorrows.

 

Modern USA Insurance Company 

Modern USA Insurance Company is an affiliate company to American Traditions Insurance Company. However, Modern USA allows customers to purchase additional capacity for homeowner policies. Both companies can provide service that customers place their trust in.

 

Olympus Insurance Company 

Olympus Insurance Company provides stability, strength, and service. They are revolutionizing the Florida homeowners insurance market. They offer quality homeowner insurance products, financial strength, and great service.

 

Omega Insurance Agency

Omega provides high-quality products and services, as well as protection and value pricing all throughout the state of Florida. Their strong reputation, honesty, and integrity are the foundation of the agency.

 

People’s Trust Insurance 

Simply a better way.” As a People’s Trust policyholder, you will be a part of a large growing number of FL residents who want their homeowners company to be a full partner in recovery after a loss. People’s trust will always be there when you need them. In fact, they are always just a phone call away. By using Rapid Response Centers, they can deliver more competitive rates along with better customer service.

 

Prepared Insurance

At Prepared Insurance, your home is full of possibilities. Prepared Insurance knows the ups and down homeowners face and therefore are prepared for anything. They strongly believe that home coverage should be centered around you. Prepared works hard to understand each customer’s needs to build a relationship.

 

Sawgrass Mutual Insurance

Sawgrass Mutual Insurance was a property and casualty insurer that was founded in 2007. This company had more than 20,000 policies across the state of Florida. However, this company is currently out of business. Luckily, there are many other companies on the list to choose from that have better financial stability.

 

Security First Insurance

Security First Is committed to being there for Florida residents storm after storm. Members from there leadership team come from diverse backgrounds and bring a wealth of knowledge in insurance and technology.

 

Southern Fidelity Insurance Company

Southern Fidelity Insurance Company is the 6th best company after the 2017 hurricane season. This company can handle any claim you throw at them due to their expedited claim service.

 

Southern Oak Insurance Company

Southern Oak insurance company understands the importance of being there when you need them the most. In addition, Southern Oak secures reinsurance from A-rated companies to protect policyholders from catastrophic events.

 

St. Johns Insurance Company, Inc

St. Johns is a privately held company that insures home and condo owners throughout FL. Their mission is to provide all policyholders with access to a high-quality insurer.

 

State Farm

State Farm is here to help life go right! This company has a passion to help serve customers and give back to the communities for almost 100 years strong. State Farm wants to give customers a great value.

 

Tower Hill Insurance Group 

Tower Hill Insurance Group is one of Florida’s largest residential property insurers. Why choose Tower Hill? Exceptional customer service, financial stability, and the many coverage options are perks of Tower Hill.

 

Tower Hill Preferred

In June 2000, Tower Hill purchased Regency Insurance Company. Regency Insurance was then changed to Tower Hill Preferred. In addition, in 2010, Hillcrest Insurance Company joined forces with Tower Hill Preferred.

 

Tower Hill Prime

DeSoto Prime Insurance Company was acquired by Tower Hill in March 2003 and was later renamed to Tower Hill Prime.

 

Tower Hill Select

Tower Hill Select Company was established in 2004. Its sole purpose is to complement existing Florida policies with Tower Hill.

 

Tower Hill Signature Insurance Company

Tower Hill Signature Insurance Company was formerly known as Royal Palm Insurance Company. However, in May 2011 it changed its name to Tower Hill Signature Insurance Company.

 

United Property and Casualty

Count on United Property and Casualty (UPC) at the time of greatest need. UPC strives to keep the promise to policyholders while being here today and tomorrow. UPC is deeply committed to financial stability and long term solvency.

 

Universal North America

Universal North America believes that solid protection is built on values. This company strives to listen, aim high, and lead by example. Universal Property and Casualty have caring professionals standing by 24/7.

 

USAA 

USAA proudly serves military members and their families. Membership with USAA consists of currently serving military members, former military, their family, and cadets or midshipmen. With roots grounded in the military. USAA can bring methods to your finances and its values through an exclusive suite of financial products and advice.

 

Velocity Insurance Group

Why choose Velocity? Velocity has decades of experience when it comes to providing customized service to clients all around the world. They use innovative solutions to manage insurance needs and provide customers with comprehensive risk management.

 

Weston Insurance Company

Weston Insurance Company is focused on insuring homes for losses from hurricanes, tornadoes, and other windstorms. This company is dedicated to providing you with responsive, high-quality service.

 

A List of Homeowners Insurance Companies in Florida

 

Below we have listed Florida homeowners insurance companies that are currently policies. Consider these companies when it comes time to shop for a new policy in the Sunshine State. Check out the table below to view each company and their BBB rating. A BBB rating will simply tell you how great a company is with its customers and how well they handle complaints. When it comes to the final decision making, you will want to pick a company with a high rating for your Florida Home Insurance Quote.

 

Company Name BBB Rating
American Integrity Insurance Company of Florida A+
American Strategic Insurance Corp A+
American Traditions Insurance A+
ASI Assurance Corp A+
Avatar Property and Casualty Insurance A+
Capitol Preferred Insurance Company A+
Centauri Insurance Company B+
Citizens Property Insurance D
Cypress Property & Casualty Insurance C-
Edison Insurance Company A+
Federated National Insurance Company/FedNat B+
Florida Family Insurance A+
Florida Peninsula Insurance Company A+
Frontline Insurance N/A
Gulfstream Property and Casualty Insurance Company A+
Heritage Property and Casualty Company A
Homeowners Choice Property and Casualty A
Maison Insurance Company A+
Modern USA Insurance Company A+
Olympus Insurance Company A+
Omega Insurance Agency A+
People’s Trust Insurance A+
Prepared Insurance A+
Security First Insurance A+
Southern Fidelity Insurance Company A+
Southern Oak Insurance Company A+
St. Johns Insurance Company, Inc A+
State Farm A
Tower Hill Insurance Group A+
Tower Hill Preferred A+
Tower Hill Prime A+
Tower Hill Select A+
Tower Hill Signature Insurance Company A+
United Property and Casualty A+
Universal North America A-
USAA B
Velocity Insurance Group A+
Weston Insurance Company B+

 

How can I successfully compare Florida homeowners insurance companies?

 

We have provided you with the best list of Fl homeowners insurance companies on the web along with their BBB rating. We here at FloridaInsuranceQuotes.net understand how confusing and frustrating the process of choosing a homeowners company can be. Don’t worry, we have the rates that no one else has.

 

Let us help you find the right Florida homeowners insurance company for you. To get started, simply receive a quote from us now! Not only do we find you the best quote, but we will also compare you with the companies above and match you with the best one that suits lifestyle and budget. It’s that easy!

 

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